Can I use my Axis Bank My Zone Credit Card to purchase petrol and earn reward points?

No, purchases of films, petrol and EMIs do not qualify for reward points. You may, however, receive a 1% fuel fee remission, up to a maximum of Rs. 400 per statement cycle. This exemption from the fuel surcharge is valid for transactions between Rs. 400 and Rs. 4,000.

Can I use my Axis Bank My Zone Credit Card to make cash withdrawals?

Yes, in an emergency you can withdraw cash with your Axis Bank credit card. There is a set amount of money that can be taken out at any given moment, and that sum is restricted by the credit limit. However, when using a credit card to make a cash withdrawal, the bank assesses a cash advance fee of 2.5% of the transaction amount.

What is the Axis Bank My Zone Credit Card's foreign exchange transaction fee?

3.5% of the transaction value is paid as the foreign exchange transaction fee for using the Axis Bank My Zone Credit Card. As a result of the high fees, this credit card is not recommended for transactions involving foreign currencies.

I don't have a banking account with Axis Bank. Can I still apply for Axis Bank My Zone Credit Card?

Yes, even if you don't have a bank account, you are still eligible to apply for this credit card. However, in order to apply for this credit card, you must be eligible. The bank prefers to provide credit cards to applicants with excellent credit (ideally a score of 750+).

Is Axis Bank My Zone Credit card free of charges?

No, Axis Bank My Zone Credit card is not free of charge.

Credit Cards

Home Loans

Personal Loans

Other Loans

Calculators

Investments

Credit Score

Govt. Utility Documents

Download Mobile App

Insurance

Resources

BankBazaar

Axis Bank MY Zone Easy Credit Card

You can apply for Axis Bank My Zone Easy Credit Card which is a fixed deposit-backed card. The process to apply for this card is very easy and minimum documentation is required during the application process.

Features and Benefits of Axis Bank My Zone Easy Credit Card

Given below are the features and benefits of Axis Bank My Zone Easy Credit Card,

25% cashback on booking movie tickets: You can get up to 25% cashback on booking movie tickets either online or offline while using your Axis Bank My Zone Easy Credit Card. However, the cashback amount in a calendar year is limited up to Rs.1,000.
Contactless credit card: For any transaction up to Rs.2,000 you won't have to swipe your card or provide your PIN. You only will have to tap the card against the card reader for the transaction to happen.
High cash withdrawal: You can use your Axis Bank My Zone Easy Credit Card to withdraw up to 100% of your credit limit if you are in need of cash.
Free credit for up to 50 days: You can enjoy free credit for up to 50 days as no charges will be applied on the transactions made during the period. However, to enjoy this benefit, you must ensure that you have settled all the previous outstanding bills. This benefit, however, is not applicable on cash transactions.
Guaranteed approval: If you have applied for Axis Bank My Zone Easy Credit Card, it is guaranteed that your application will get approved provided you hold a fixed deposit account at the bank.
Spend securely: The card comes with a specific technology - Platinum Chip contactless technology which rules out duplication, counterfeiting, and skimming of your card The card comes with a contactless feature which means that the card will never leave your hand during the transaction process. This credit card is chip and PIN protected which provides additional security.
Fuel Surcharge Waiver: You can enjoy a fuel surcharge waiver of 1% on fuel transactions in India using your Axis Bank My Zone Easy Credit Card. However, this benefit is valid only for transactions between Rs.400 and Rs.4,000.
Convert your transactions into EMIs: Any spending up to Rs.2,500 can convert it into EMIs.
Earn EDGE Rewards: Earn EDGE Reward points on transactions using your Axis Bank My Zone Easy Credit Card. As you redeem points you can enjoy more than 500 rewards and offers. For every Rs.200 spent, you earn 4 reward points.
Dining Delights: Get 15% off on your bill on dining at any restaurant in partnership with Axis Bank that accepts the Axis Bank My Zone Easy Credit Card.

Other Axis Bank Credit Cards

Eligibility criteria to apply for Axis Bank My Zone Easy Credit Card

Given below is the eligibility criteria you will have to fulfil to apply for Axis Bank My Zone Easy Credit Card

You must have a fixed deposit account at any Axis Bank branch.
You must have made a minimum deposit of Rs.20,000 and a maximum deposit of Rs.25 lakh into your fixed deposit account.
If you are a minor, you are not eligible to apply for this credit card.
My Zone Easy Credit Card will not be issued against Tax Saver FDs, Flexi-Deposits (Auto-sweep Fixed Deposits), Fixed Deposits in the name of HUF, society, trust, and companies.

Fees and Charges

My Wings Credit Card	Fees and charges
Joining Fee	Rs.500
Annual Fee	Rs.500
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee (lost or stolen or re-issued)	Waived off
Emergency Card Replacement Fee when overseas (through VISA)	As per VISA Global Customer Assistance Service
Cash Payment Fee	Rs.100
Mobile Alerts for Transactions	Free
Charges for Hotlisting	Nil
Balance Enquiry Charges	Waived off
Finance Charges	3.40% p.m.
Fees for Cash Withdrawal	2.5% of the cash amount subject to minimum Rs.500
Surcharge on purchase or cancellation of Railway Tickets	Applicable as per IRCTC or Indian Railways
Fuel Transaction Surcharge Transaction	1% of the transaction amount. Transaction made should be between Rs.400 and Rs.4,000
Foreign Currency Transaction Fee	3.5% of the transaction value

How to Apply for Axis Bank My Zone Easy Credit Card

Online

Visit the official website of Axis Bank, where under 'Explore Products' tab click on 'Cards', under which you will have to click on 'Credit Cards'.
Find Axis Bank My Zone Easy Credit Card and click on it. Click on 'Explore Now' to find more information about the credit card.
You will be directed to the main page where you will be directed to a new page on clicking on 'Apply Now'.
A new page will appear where you will have to choose whether you are an existing customer or not. If you are not an existing customer, then you will have to provide details such as your name, mobile number, PAN details, net income, etc., and some other information. Follow the steps after that to apply for the credit card.
If you are an existing customer then you will have to provide either your mobile number or customer ID followed by your date of birth or PAN and then click on 'Next'. You can then view the offers and follow the steps to apply for the Axis Bank My Zone Easy Credit Card.

Alternative methods to Apply for Axis Bank My Zone Easy Credit Card

You can get in touch with an Axis Bank customer care executive and request for assistance to apply for this credit card. You can also visit the nearest Axis Bank branch where a representative from the bank will help you with the application process.

Apply For Credit Card on BankBazaar

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>

FAQs on Axis Bank MY Zone Easy Credit Card

Can I use my Axis Bank My Zone Credit Card to purchase petrol and earn reward points?
No, purchases of films, petrol and EMIs do not qualify for reward points. You may, however, receive a 1% fuel fee remission, up to a maximum of Rs. 400 per statement cycle. This exemption from the fuel surcharge is valid for transactions between Rs. 400 and Rs. 4,000.
Can I use my Axis Bank My Zone Credit Card to make cash withdrawals?
Yes, in an emergency you can withdraw cash with your Axis Bank credit card. There is a set amount of money that can be taken out at any given moment, and that sum is restricted by the credit limit. However, when using a credit card to make a cash withdrawal, the bank assesses a cash advance fee of 2.5% of the transaction amount.
What is the Axis Bank My Zone Credit Card's foreign exchange transaction fee?
3.5% of the transaction value is paid as the foreign exchange transaction fee for using the Axis Bank My Zone Credit Card. As a result of the high fees, this credit card is not recommended for transactions involving foreign currencies.
I don't have a banking account with Axis Bank. Can I still apply for Axis Bank My Zone Credit Card?
Yes, even if you don't have a bank account, you are still eligible to apply for this credit card. However, in order to apply for this credit card, you must be eligible. The bank prefers to provide credit cards to applicants with excellent credit (ideally a score of 750+).
Is Axis Bank My Zone Credit card free of charges?
No, Axis Bank My Zone Credit card is not free of charge.

Types of Credit Card

Credit Card by Banks

Articles on Credit Card

Credit Card Customer Care

Credit Card Bill Payment

Credit Card Eligibility

Disclaimer

Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Explore More:

Credit Card:

Credit Score:

Personal Loan:

Home Loan:

Fixed Deposit:

Calculator:

Learn More:

Others:

Mobile Apps:

support[at]bankbazaar[dot]com