Axis Bank ACE Credit Card

Given below are the features and benefits of Axis Bank ACE Credit Card:

1. Cashback on every spend
   1. Earn cashback of 5% on paying bills such as electricity, gas, internet, DTH and many more through Google Pay.
   2. Earn cashback of 4% on ordering through Swiggy, Zomato & Ola.
   3. Earn cashback of 2% on other expenses.
2. Complimentary access to domestic airport lounges: Axis Bank ACE Credit Card gives you access to up to 4 free domestic airport lounge visits in a calendar year.

1. Fuel Surcharge Waiver: 
   1. Save big with 1% fuel surcharge waiver if you pay through your ACE Credit Card in any fuel station in India.
   2. The fuel surcharge waiver will be applicable for transaction amounts between Rs.400 and Rs.4,000
   3. The maximum benefit you will be able to avail yourself on a monthly basis is up to Rs.500. 

Note: GST charged on fuel surcharge is non-refundable. You won’t be earning any cashback on fuel spends.

1. Delectable cuisines can be experienced at 15% discount at more than 4000 partner restaurants
2. Transaction amount over Rs.2,500 can be converted into EMI

Revision in Features of Axis Bank ACE Credit Card

The following is the list of revised features of Axis Bank ACE credit card which are into effect from 20 April 2024:

1. Except the transactions made on Preferred Merchants, GPay, and cashback excluded categories, all transactions made using ACE Axis Bank Credit card will earn a base cashback of 1.50%.
2. Cashback shall not be eligible on the following:
   1. Fuel spends
   2. EMI transactions
   3. Purchases converted to EMI post facto
   4. Wallet loading transactions
   5. Cash advances
   6. Rental payment
   7. Purchase of jewelry items
   8. Purchase of gold
   9. Insurance premium payments
   10. Educational services
   11. Government services
   12. Payment to financial institutes
   13. Payment of outstanding balances
   14. Payment of card fees
   15. Other card charges
3. Spends done on Utility Services that are not done on the GPay platform, will not earn cashback.
4. Cashback will not be applicable on utility spends done on platforms other than GPay
5. Your lounge access benefits will be based on your ACE Credit Card spends in the previous 3 calendar months
6. The minimum spends required to avail airport lounge access from 1 May 2024 is Rs.50,000 and the minimum spend period will be three months.
7. The minimum spending criteria will be waived off for the month of issuance followed by the next 3 months in case newly issued cards.

Eligibility Criteria for Axis Bank ACE Credit Card

The eligibility criteria for the application of Axis Bank ACE Credit Card are given below:

1. You should be a resident of India.
2. You must be aged between 18 years and 70 years.

Documents Required for Axis Bank ACE Credit Card

Given below are the documents you will have to submit while applying for Axis Bank ACE Credit Card:

Fees and Charges of Axis Bank ACE Credit Card

Value Chart

How to Apply for Axis Bank ACE Credit Card

Online

Given below are the steps you will have to follow to apply for Axis Bank ACE Credit Card

Step 1: Visit Axis Bank’s official website.

Step 2: On the menu bar, click on ‘Explore Products’, under which click on ‘Cards’, followed by ‘Credit Cards’.

Step 3: Find ‘Axis Bank ACE Credit Card’ from the list and click on ‘Explore More’ if you wish to find more about the card’, otherwise you can click on the option ‘Apply Now’.

Step 4: On clicking on ‘Apply Now’, a new page will open.

Step 5: There under ‘Click to Connect’, choose whether you are an existing customer or a new customer and provide your details such as your name, state, and city in which you reside, mobile number, your monthly income, and professional details.

Step 6: Click on the box where you authorize the bank’s representative to get in touch with you regarding your application for the credit card.

Step 7: Click on ‘Call Me’. A representative from the bank will get in touch with you and will assist you with the process of applying for the credit card.

Offline

You can visit the nearest Axis Bank branch along with all the necessary documents. A representative from the bank will help you with the process of applying for the Axis Bank ACE Credit Card.

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