Credit Cards for Airport Lounge Access In India

1. Step 2: Enquire about Free Access 

Communicate to the lounge staff at reception that you would like to use your credit card for lounge access, and they will verify whether your card can be used for complimentary access or if it will require a fee. 

1. Step 3: Provide Your Credit Card for Verification 

You will then hand the Airport Lounge Executive your credit card for verification, where the card will either be swiped or tapped on the access platform/machine connected to that card network's lounge access verification portal. 

1. Step 4: Complete any Necessary Formalities 

You may be required to provide your boarding pass and an identification card for verification. There may also be a nominal convenience charge/processing charge that would require payment beforehand. 

1. Step 5: Have Your Boarding Pass Validated 

Upon verifying your card and credentials, lounge staff will stamp or electronically note your boarding pass as authorization for entrance.  

1. Step 6: Relax and Enjoy the Amenities 

After getting your boarding pass validated, you can enter the lounge and enjoy complimentary amenities, which may include refreshments, Wi-Fi, newspaper, comfortable seating, and more.  

Note: You should be aware that complimentary visits are capped per quarter or year depending on your card's terms and conditions, and additional visits could incur charges. 

HDFC Credit Cards With Airport Lounge Access

HDFC Bank is a prominent bank in the country and offers an array of products and services. One of the most popular products offered by HDFC bank is credit cards and one of its attractive features is lounge access. Below listed are some of the popular credit cards offered by HDFC bank and the lounge access benefits offered by them.

HDFC Bank Diners Club Black Credit Card

1. Get unlimited access to more than 1000 airport lounges across India for both primary as well as add-on card holder. 
2. Enjoy complimentary annual memberships of Club Marriott, Amazon Prime, Swiggy One (three months), and MMT BLACK, on spending Rs.1.5 lakhs within the first 90 days of card issuance.
   
3. Access 24/7 concierge services for travel, dining, and lifestyle assistance at 1800 118 887 or 022 42320226.

HDFC Bank Tata Neu Infinity: Lounge Access and Benefits

With effect from 10 June 2025, the domestic lounge access benefits will be a milestone-based program. The details are as listed below: 

1. Get 2 complimentary domestic lounge vouchers per quarter (max 8 per year) on spends of Rs.50,000 and above in a calendar quarter.
2. You can also enjoy international lounge access through Priority Pass, issued on request, with 4 complimentary visits per calendar year (charges apply beyond free visits). 

1. Lounge access will be via Lounge Vouchers, not direct card swipes. 

1. Once eligible, you’ll receive an SMS/Email with a link. Log in using your registered mobile number and claim your voucher within 120 days. 

SBI Credit Cards With Airport Lounge Access

SBI Card, the credit card division of State Bank of India (SBI), offers more than a few credit cards with the airport lounge access facility. While a few cards provide membership to the International Priority Pass programme, others provide Visa Lounge Access membership that allows cardholders to get both complimentary and paid access to airport lounges. Below is a list of SBI credit cards that offer airport lounge access.

SBI Elite Credit Card

• International Lounge
  • Get a complimentary membership worth US Dollars 99 to the Priority Pass Program.
  • Enjoy six complimentary airport lounge visits per calendar year outside India, with a maximum of two visits per quarter, starting 1 July 2017.
  • Gain access to over 1000 airport lounges worldwide.
  • Contact our customer helpline at 1860 180 1290 or 39020202 (prefix Local STD code) to receive your Priority Pass.
  • A usage fee of up to US Dollars 27 plus taxes will be charged on your SBI Card ELITE for visits to Priority Pass member lounges after the complimentary visits.
  • Only primary cardholders are eligible for Priority Pass, and the complimentary membership will be valid for two years.
• Domestic Lounge
  • Get two complimentary domestic airport lounge visits every quarter in India by using your SBI Card ELITE at the respective lounges.
  • This is a limited period offer brought to you by VISA/MasterCard/American Express. 
    

SBI Prime Credit Card

1. Receive four complimentary visits per calendar year to International Priority Pass Lounges outside India, with a maximum of two visits per quarter.
2. Enjoy eight complimentary visits per calendar year to domestic lounges in India, with a maximum of two visits per quarter.
3. Contact our customer helpline number at 39020202 or 1860 180 1290 (Prefix Local STD code) to receive your Priority Pass.
4. This offer is only valid for Primary Cardholders.

SBI Club Vistara Prime Credit Card

• Domestic Airport Lounges
  • Enjoy four complimentary visits per year to domestic airport lounges, subject to a maximum of two visits per quarter.
  • Cardholders are entitled to one complimentary domestic lounge visit in a quarter. Unused access will expire at the end of the quarter and
  • If a Cardholder exceeds the complimentary visits and accesses the airport lounge, regular access rates prescribed by the lounge will apply.
  • Any accompanying guests (including children) with the Cardholder will be subject to a charge, payable at the time of entry.
• Complimentary Priority Pass Membership
  • Earn complimentary membership to the Priority Pass Program worth US Dollars 99 for a period of 24 months from date of issue. 
  • You will be charged a usage fee of USD 27 plus taxes. 
    

Axis Bank Credit Cards Offering Airport Lounge Access

Axis Bank Credit Cards with airport lounge access will provide both complimentary and paid access to airport lounges in and outside India. Any guests accompanying the primary cardholder should pay for their visit to the lounge. There are also other cards that offer complimentary lounge visits to the family and friends of the primary cardholder.

Axis Bank Magnus Credit Card

1. You can select one voucher valued at Rs. 12,500 from the following options: Luxe gift card, Yatra gift voucher, or The Postcard Hotels gift voucher.
   
2. Benefit from unlimited complimentary international lounge visits and four additional guest visits per year with the Priority Pass card.
3. Experience unlimited visits to select airport lounges in India. 
4. Receive up to 15% off on stays at International & Domestic Oberoi & Trident Hotels. 
   
5. Customers holding the new Magnus Credit Card for Burgundy can choose any one voucher valued at Rs. 5,000 from the following options: Luxe gift card, PostCard Hotels gift voucher, or Yatra gift voucher.

Axis Bank Vistara Signature Credit Card

• Complimentary Premium Economy Ticket
  • Receive a complimentary premium economy class ticket voucher as a welcome gift upon fee payment. Enjoy this benefit every year upon renewal of your Credit Card membership.
• Complimentary Maharaja Vistara Membership
  • Enjoy the special privileges of complimentary Maharaja Club Silver Membership, including priority check-in and additional baggage allowance, upon fee payment. The Club Vistara Silver Membership will be issued within ten working days of joining fee payment or annual fee payment.
• Accrue Club Vistara Points on Every Swipe
  • Earn four Club Vistara (CV) Points for every Rs. 200 spent on the Axis Bank Vistara Signature Credit Card and redeem for award flights & upgrades.
• Rewards On Achieving Milestone Spends
  • Receive bonus CV Points and up to four complimentary premium economy tickets on achieving milestone spends.
• Lifestyle Privileges
  • Enjoy two complimentary lounge access at select airports within India.
  • Explore curated experiences worldwide with extraordinary weekends.
  • Avail discounts on dining at partner restaurants with Axis Bank EazyDiner across the country. Visit dining.eazydiner.com/axisbank for more details.
  • Get three complimentary rounds of golf at picturesque destinations in India.

AU Bank Credit Card with Airport Lounge Access

AU Small Finance Bank Zenith Credit Card

• Airport Lounges
  • Enjoy two complimentary lounge accesses per calendar quarter within India using your AU Small Finance Bank Credit Card.
  • Get two complimentary lounge accesses per calendar quarter using Priority Pass at all participating lounges. Usage of Priority Pass within India incurs charges.
• Railway Lounges
  • Avail of two complimentary lounge accesses per calendar quarter using your AU Credit Card at railway stations.
  • Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.
• Dedicated Concierge Services
  • Customise your travel, entertainment, and leisure experiences with our Global Concierge Assistance. Whether it's booking your travel, arranging a golf session, or planning a perfect anniversary dinner, you can call the AU Small Finance Bank's 24/7 toll-free number at 1800 210 0298 or 022-42320298 and get it done.

HSBC LIVE+ Credit Card

1. Get 10% cashback on grocery spends 
2. Enjoy 1.5% unlimited cashback on all other spends, with some exclusions.
3. Receive four complimentary domestic lounge visits per year, limited to one visit per quarter.
4. Annual membership fees of Rs.999 will be reversed if your total annual spend exceeds Rs.2 lakh.
   

Standard Chartered EaseMyTrip Credit Card

1. Avail discounts on all travel bookings made on the EaseMyTrip website or app using promo code 'EMTSCB'.
2. Enjoy a flat 20% instant discount on both domestic and international hotel bookings, with a maximum discount of Rs.5,000 and Rs.10,000, respectively.
3. Get a flat 10% off on domestic and international flight bookings, with a maximum discount of Rs.1,000 and Rs.5,000, respectively.
4. Receive Rs.125 off on bus ticket bookings, applicable on a minimum ticket booking of Rs.500.
5. Benefit from an annual fee waiver. The annual fee of Rs.350 will be waived on spending Rs.50,000 or more with the Standard Chartered EaseMyTrip Credit Card in the previous year.
6. Earn 10x rewards on every Rs.100 spent for booking tickets at standalone hotel and airline websites or apps or outlets. 
7. Enjoy two domestic lounge accesses per calendar year. 
   
8. Earn 2x reward points for spending every Rs.100 on all other categories of retail spending (2 reward points = Rs. 0.50).

IDFC First Select Credit Card with Lounge Access

1. Receive a welcome voucher worth Rs.500 on spending Rs.5000 or more within 30 days of card activation.
2. For cards issued before 9 October 2023, a welcome voucher worth Rs. 500 is offered upon spending Rs. 15,000 or more within 90 days of card activation.
   
3. Enjoy two complimentary domestic airport lounge visits per quarter with a minimum monthly spend of Rs.20,000.
4. Benefit from four complimentary railway lounge visits per quarter.
5. Receive Cancellation for Any Reason (CFAR) insurance, providing cancellation cover for two claims up to Rs. 10,000 each for hotel and flight booking cancellations.
6. Get personal accident insurance cover of Rs. 5 lakh and a lost card liability cover of up to Rs.50,000 with this credit card.  
   
7. Enjoy four complimentary golf rounds and 12 complimentary golf lessons per calendar year (not more than one round or lesson in a single calendar month).

How to Apply for a Credit Card with Complimentary Lounge Access

Applying for a credit card with free lounge access is a straightforward process that can be done online. To complete the process, follow these steps:  

1. Step 1: Visit the card issuer's official website 

When you do visit the card issuer's official website, make sure you are in the correct domain and it's verified for a safe application process. 

1. Step 2: Navigate to the Credit Cards section 

Click ‘Credit Cards’ or You may find it at the ‘Cards’ section and go through the various cards available. Many issuers categorize cards under a few specific categories like travel, lifestyle, or rewards. It will be easier to find cards that include lounge access 

1. Step 3: Select the most applicable card option 

Once you have reviewed the credit cards, confirm that at least one of them includes airport lounge access as a travel benefit. Once you've confirmed that your selected card includes lounge access, continue your application process by selecting 'Apply Now'. 

1. Step 4: Check your eligibility 

Most issuers will ask some preliminary questions like your age, income, or employment type. The banks will immediately inform you if you are eligible for the card that you've selected. 

1. Step 5: Fill in the application 

You will be asked to fill out an application highlighting your personal, professional, and financial history. Please review the agreements and afterwards. 

1. Step 6: Complete document verification 

Upload or submit any requested documents to verify your identity, address, and income. Some banks will even offer instant verification processes to avoid any delays using digital KYC (Know Your Customer). 

1. Step 7: Receive your credit card 

Once the application is approved, the bank will send your new credit card to your registered address within 2-3 business days, and you will receive an SMS or email confirming dispatch and providing tracking details. 

Credit cards make payments easy for all expenses online and offline while offering various benefits

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