When will I receive the gift vouchers from Big Basket and Myntra?

Once the credit card application is approved, the credit card will be sent to you. Once the card is activated, the vouchers will be sent to you.

Is the Axis Bank Freecharge Plus Credit Card equipped with contactless technology?

Yes, the Axis Bank Freecharge Plus Credit Card is enabled with a chip as well as WIFI-enabled which allows it to pay by just a touch on the machine.

When will I receive my credit card once my application is approved by Axis Bank?

It takes up to 14 business days for your Axis Bank Freecharge Credit Card to reach your registered address.

Axis Bank Freecharge Plus Credit Card

The Freecharge Plus Credit Card by Axis Bank in partnership with Freecharge is a card which is meant to streamline all your payments of utility bills, daily commute expenses, etc. The credit card comes with a host of features where you get cashback on your spends along with gift vouchers from brands, on activation. The Axis Bank Freecharge Plus Credit Card comes with a joining fee of Rs.350 and finance charges of 3.4% per month.

Key Highlights of the Axis Bank Freecharge Plus Credit Card

Gift vouchers on card activation.
Waiver is given on the annual fee of the card.
Cashback is given on every transaction made.
Subscription to the Dining Delights Program.

Axis Bank Freecharge Plus Credit Card Limit

The limit of the Axis Bank Freecharge Plus Credit Card will be assigned at the discretion of Axis Bank. The bank will be taking into consideration various factors before assigning the credit limit which includes the credit score of the applicant, the credit utilisation ratio, and your repayment habits.

Features and Benefits of the Axis Bank Freecharge Plus Credit Card

Welcome Benefits	On activation, get a voucher of Rs.350 from Myntra. Also, a voucher worth Rs.350 is given by Big Basket.
Spend-Based Benefits	Annual fee of Rs.350 is waived off if yearly spends exceed Rs.50,000.
Cashback Benefits	5% cashback given on all spends made on Freecharge. 2% cashback will be given on Ola/Uber spends. 1% cashback on all other spends. 1% cashback on an additional category of 'Other Spends' between 13 October and 12 March.
Dining Benefits	Get a discount of up to 20% with the Dining Delights Program at all partner restaurants.

Axis Bank Freecharge Plus Credit Card Fees and Charges

Type of Fee	Amount
Annual fee	Rs.350 (Waived if annual spends exceed Rs.50,000).
Joining fee	Rs.350
Finance charges	3.4% per month
Duplicate statement fee	Waived
Card replacement fee	Rs.100
Cash payment fee	Rs.100
Outstation cheque fee	Waived
Charge slips retrieval fee	Waived
Late payment fee	If the total payment due is: Up to Rs.300 - Nil Between Rs.301 and Rs.500 - Rs.100 Between Rs.501 and Rs.1,000 - Rs.500 Between Rs.1,001 and Rs.10,000 - Rs.750 Between Rs.10,001 and Rs.25,000 - Rs.950 Between Rs.25,001 and Rs.50,000 - Rs.1,000 More than Rs.50,000 - Rs.1,200
Cheque return fee	2% of the payment amount (Minimum of Rs.450)
Over limit fee	3% of the overlimit amount (Minimum of Rs.500)
Foreign transaction fee	3.5% of the value of transaction
Surcharge on purchase of Railway tickets	As per Indian Railways

Eligibility Criteria for the Axis Bank Freecharge Plus Credit Card

Employment status	He or she must be salaried or self-employed.
Age	The primary applicant must be 18 years old.
Nationality	The applicant must be a citizen of India.
Credit Score	Maintaining a good credit score may increase the chances of getting the application approved.

Documents Required for the Axis Bank Freecharge Plus Credit Card

Income Proof	Identity Proof	Proof of Address
IT Returns	Aadhaar Card	Aadhaar Card
Form 16	Driving License	Passport
Salary Slip	Voter ID	Voter ID
-	-	Ration Card

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FAQs on Axis Freecharge Plus Credit Card

When will I receive the gift vouchers from Big Basket and Myntra?
Once the credit card application is approved, the credit card will be sent to you. Once the card is activated, the vouchers will be sent to you.
Is the Axis Bank Freecharge Plus Credit Card equipped with contactless technology?
Yes, the Axis Bank Freecharge Plus Credit Card is enabled with a chip as well as WIFI-enabled which allows it to pay by just a touch on the machine.
When will I receive my credit card once my application is approved by Axis Bank?
It takes up to 14 business days for your Axis Bank Freecharge Credit Card to reach your registered address.

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