Axis Bank Vistara Infinite Credit Card

Axis Bank Vistara Infinite Credit Card is one of the premium travel credit cards offered by Axis Bank. The credit card was launched by Axis Bank in association with Vistara in July 2016 along with the other two variants - Axis Bank Vistara Credit Card and Axis Bank Vistara Signature Credit Card.

Axis Bank is no longer accepting new applications for this credit card.

Designed for users with diverse travel preferences, the Vistara Infinite Credit Card caters to both middle and high-level income professionals. It is available on the VISA platform and can be used at all the VISA-powered merchant terminals and ATMs.

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Features and Benefits of Axis Bank Vistara Infinite Credit Card

  1. As a complimentary welcome gift, the card offers a business class flight ticket and a Club Vistara Gold Membership
  2. The Club Vistara Gold membership will be issued within 10 working days of the payment of fees in the first year and will have a one-year validity from the date of upgrade. 
  3. The Club Vistara Gold membership will be maintained in the second year with the accumulation of 15,000 Tier Points in the last 12 months and the purchase of four Vistara flight tickets.
  4. It offers complimentary lounge access at selected airports in India.
  5. It offers 6 complimentary visits to India's top golf courses.
  6. It offers high-class dining and yacht experiences.
  7. It offers a minimum discount of 15% at any of their partner restaurants.
  8. Milestone benefits: If you spend Rs.1 lakh a year, you get an additional 10,000 Club Vistara reward points as a bonus.
  9. If you spend Rs.2.5 lakh a year, you get 1 business class flight ticket.
  10. If you spend Rs.5 lakh a year, you get 1 business class flight ticket.
  11. If you spend Rs.7.5 lakh a year, you get 1 business class flight ticket.
  12. It offers air accident insurance coverage of Rs.2.5 crore.
  13. It offers purchase protection coverage of Rs.1 lakh.
  14. Any document lost during the flight travel has a coverage of US$300.
  15. Any delay in the check-in baggage has a coverage of US$300.
  16. Loss of any check-in baggage has a coverage of US$300.
  17. It offers liability protection on the lost card for Rs.3 lakh.
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Rewards of The Axis Bank Vistara Infinite Credit Card

  1. You can earn 6 Club Vistara reward points for every Rs.200 that you spend.
  2. You can earn 10 Club Vistara reward points for every Rs.100 that you spend at the official vistara website.
  3. The accumulated reward points can be redeemed for membership upgrades and air miles.

Fees and Charges of Axis Bank Vistara Infinite Credit Card

Type of Fee

Charges

Joining fee

Rs.10,000

Add-on card joining charges

Nil

Add-on card annual charges

Nil

Finance charges

2.95% every month (41.75% per year)

Cash payment fee

Rs.100

Cash withdrawal fee

2.5% of the actual cash amount, which is subject to a minimum of Rs.250

Fee for requesting a duplicate statement

Waived

Card replacement fee (stolen/lost/reissue)

Waived

Late payment charges

  1. Nil if the bill amount is up to Rs.100
  2. A penalty of Rs.100 if it is from Rs.101 to Rs.300
  3. A penalty of Rs.300 if it is from Rs.301 to Rs.1,000
  4. A penalty of Rs.500 if it is from Rs.1,001 to Rs.5,000
  5. A penalty of Rs.600 if it is from Rs.5,001 to Rs.20,000
  6. A penalty of Rs.700 if the bill exceeds Rs.20,000

Overlimit penalty

3% of the total overlimit amount, which is subject to a minimum of Rs.500

Fee for outstation cheque

Waived

Charge Slip retrieval fee

Waived

Cheque return fee

Rs.300

Surcharge on purchase or cancellation of the railway tickets

As mentioned in the official IRCTC website

Foreign transaction fee

3.5% of the transacting amount

Eligibility & Required Documents for Axis Bank Vistara Infinite Credit Card

The eligibility requirements are as follows:

  1. The minimum age requirement is 18 years.
  2. The maximum age requirement is 70 years.
  3. The annual income should be Rs.6 lakh.
  4. The applicant should be a resident of India.

The documents required for applying the Axis Bank Vistara Infinite Credit Card are:

  1. A copy of Form 60 or PAN card
  2. A copy of your income proof. This could be your Form 16 or latest pay slips or IT Returns.
  3. A copy of your residence proof. This could be your driving licence / electricity bill / passport / ration card / telephone bill.
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How to Apply for Axis Bank Vistara Infinite Credit Card

There are four ways to apply for credit card. You can choose any one of these methods:

  1. Give a missed call to the number: 7043670436.
  2. SMS "VISTARA" and send it to 5676782.
  3. Write an email and send it to email.services@axisbank.com.
  4. Go to the official Axis Bank website.

If you prefer applying online (the fourth method), follow the steps given below:

Step 1: Go to the official website of Axis Bank. From the menu, select Explore Products > Cards > Credit Cards > Explore All.

Step 2: You will see a list of options. Choose the Axis Bank Vistara Infinite Credit Card. Click 'Apply Now'.

Step 3: On the right pane, you will see a message box, which needs to be filled.

Step 4: Enter your first name, last name, state, city, mobile number, existing/new customer, and captcha code.

Step 5: Click the checkbox that says "I authorize Axis Bank and ……"

Step 6: Click on the button 'Submit'.

Once this is completed, you will soon receive a call from the representative. The card can be then availed.

FAQs on Axis Bank Vistara Infinite Credit Card

  • Is there a welcome gift for Axis Bank Vistara Infinite Credit Card?

    Yes. It offers one economy class flight ticket while signing up.

  • When is Axis Bank Vistara Infinite credit card useful?

    This credit card is useful when you are earning high and fly frequently.

  • Is there any milestone bonus?

    Yes. If you spend Rs.50,000 in a year, you earn 1,000 bonus Club Vistara points. If you spend Rs.1.25 lakh, you receive one flight ticket of the economy class. If you spend Rs.2.5 lakh, you get one flight ticket of the economy class.

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