Features and Benefits of RBL Bank Credit Cards
The below-listed are some of the features of RBL Bank credit cards:
Enhanced Protection | RBL Bank offers credit cards that are embedded with an Europay, Mastercard, and VISA (EMV) Microchip which enhances protection against misuse and duplication. |
Active Alerts | Be up to date on all your transactions, payment date missed, receipt of bill payment, monthly card statement, and more with SMS and email alerts sent regularly. |
Flexible Credit Limits | RBL Bank offers a unique feature on its credit cards which allows you to curb the spending limits on your credit card. |
Online Banking | Access your credit card account online anywhere and at any time. |
24/7 Customer Care | With RBL Bank, your problems will be resolved quickly and conveniently with the help of the 24/7 RBL credit card customer care service. |
Reward points | Reward points are provided for any credit card spends. Get welcome points, bonus points, and accelerated rewards on select RBL Bank credit cards. |
Cash Advance | Get cash any time you need with your RBL Bank credit card. Cash transactions will attract a fee and finance charges from the date of the transaction. |
Add-on cards | RBL offers supplementary cards for your family members. You can avail of up to five cards for your spouse, parents, and children. |
Specialized Privileges | Get specialized benefits such as priority pass membership, lounge access, dining privileges, golf lessons, golf memberships, travel and flight benefits, and more on select cards. |

RBL Bank Rewards Credit Cards
RBL Bank BankBazaar SaveMax Credit Card
- Fuel Rewards: Earn five times the reward points, with a maximum of 1,000 points every month.
- Cashback: Enjoy a 10% cashback, up to Rs. 100 each month on Zomato and BookMyShow.
- Rewards Point Scheme: Earn one reward point for every Rs. 100 spent.
- Credit Checks: Receive a complimentary monthly credit advisory report on BankBazaar.com.
RBL Bank BankBazaar SaveMax Pro Credit Card
- Welcome benefit: Start your savings journey with a bonus of 5,000 reward points on making the first transaction upon paying the first year's annual fee.
- Everyday Rewards: Earn ten times the reward points for every Rs. 100 spent on groceries, with a maximum of 1,000 reward points per month. Earn five times the reward points for every Rs. 100 spent on fuel, with a maximum of 1,000 reward points per month. Earn two times the reward points for every Rs. 100 spent on all other purchases.
- Entertainment & Indulgence: Enjoy a 10% cashback on BookMyShow once a month, up to Rs. 100. Get a 10% cashback on Zomato, up to Rs. 100 per month.
- Milestone Rewards: Receive 2,000 reward points for annual spending of Rs. 2 lakh. Get 4,000 reward points for annual spending of Rs. 4 lakh.
- Stay Up to Date with your Credit: Visit BankBazaar.com to obtain a complimentary monthly credit advisory report, ensuring you are always well-informed.
- Annual Fee: The RBL Bank BankBazaar SaveMax Pro card entails a yearly membership fee of only Rs. 1,499 + GST.
RBL Bank ShopRite Credit Card
- The RBL Bank ShopRite Credit Card has an Annual fee of Rs.500 + GST.
- Welcome Benefit: Get 2,000 Reward Points when you pay the joining fee and make a purchase within 30 days of card issuance. The Welcome Benefit will be credited to your account within 60 days of your card being issued.
- Grocery Spends: Earn 20 Reward Points for every Rs. 100 spent, with a maximum of 1000 Reward Points per month. Reward points earned during a month will be credited to your account within 45 days of the purchase settlement date.
- Entertaining times: Enjoy a 10% discount (up to INR 100) on movie tickets on BookMyShow, available 15 times per calendar year.
- Fuel Surcharge Waiver: Get a maximum monthly waiver of INR 100
RBL Bank Platinum Maxima Plus Card
- Annual fee: Get the RBL Bank Platina Maxima Plus credit card for an annual fee of Rs.2500
- Welcome Rewards: Get 10,000 Reward Points by paying the Joining Fee and making a purchase within 30 days of card issuance.
- Rewards Program: Earn 10,000 reward points when you spend Rs.2 lakhs or more in a year. Earn an additional 10,000 reward points when you spend Rs. 3.5 lakhs or more in a year. Earn another 10,000 reward points when you spend Rs.5 lakhs or more in a year.
- Movie Tickets Discount: Enjoy one complimentary movie ticket worth up to INR 200 every month when you purchase 2 or more tickets on BookMyShow. To claim this offer, select the RBL Bank Buy 1 Get 1 Offer in the Offers/Discounts section on the BookMyShow website or mobile app.
- Lounge access benefits: Benefit from 2 complimentary visits each calendar quarter to domestic lounges at major airports across India.
RBL Bank Platinum Bonus SuperCard
- Welcome benefit: Earn 6,000 Reward Points upon paying the annual fee and spending INR 2,000 within 30 days of card issuance. Note: Welcome rewards are not provided for first year free cards.
- Annual benefit: Enjoy annual rewards worth more than Rs.2,500
- Zero second year fee: Enjoy a second-year fee waiver on spending Rs.1,00,000 in the first year.
- Easy cash: Enjoy unlimited cash withdrawals from any ATM in India up to your available cash limit until your billing date. (A processing fee of 2.5% applies, with a minimum fee of Rs.500)
- Reward points: Get 6,000 Reward Points on payment of joining fees and spends of Rs.2000 within 30 days of issuance (Not applicable to First Year Free cards)
- Second year fee: An annual fee of Rs. 999 + GST from the 2nd year onwards.
RBL Bank Travel & Lifestyle Credit Cards
RBL Bank Insignia Preferred Banking Credit Card
- Welcome benefit: Receive 28,000 bonus reward points as a welcome benefit. (This offer excludes Insignia Banking customers).
- Fuel surcharge waiver: Enjoy a complete waiver of the 1% fuel surcharge on all transactions between Rs.500 and Rs.4000 at fuel stations, with a maximum monthly surcharge waiver of up to Rs.250.
- Milestone benefit: Unlock vouchers worth Rs.8,000 on popular brands (Amazon, Myntra, Croma, MakeMyTrip & Titan) on spends of Rs.8 lakhs in the previous year.
- Reward points: Earn 5 reward points for every Rs.100 spent on domestic transactions. Earn 10 reward points for every Rs.100 spent on international transactions.
- Movie tickets offer: Flat Rs.500 discount on Movie tickets at BookMyShow twice every month.
- Health and Wellness benefit: Enjoy a 15% discount on Wellness Programs from Weljii, including Weight Management, Diabetes Care, Healthy Heart, and more. Receive a complimentary health score or status assessment valued at Rs.1,999 and a 10% discount on curated packages with Dietician Support. Avail yourself of a 10% discount on one-time consultations and multi-week plans with renowned nutritionist Vasundhara Agrawal.
- Dining offer: Avail 25% to 50% discounts, exclusive 1+1 buffet offers, and priority booking at a handpicked selection of premium restaurants through EazyDiner Prime.
- Hotel benefits: Experience unparalleled luxury with exclusive privileges at over 2,400 premium hotels worldwide. Enjoy benefits such as early check-in, late check-out, complimentary room upgrades, breakfast for two, hotel or dining credits, and special welcome amenities. These exceptional offerings are available at renowned hotel partners, including Marriott, Accor, IHG, Mandarin Oriental, Shangri-La, and many more.
- Lounge access: Complimentary domestic airport lounge access, and unlimited paid access to over 1,000 airport lounges worldwide through the Priority Pass Membership.
RBL Bank Icon Card
- Welcome benefit: Welcome gift of 20,000 Bonus Reward Points on paying the joining fee and swiping the card within 30 days of issuance.
- Movie tickets offer: Get 1+1 on movie tickets at BookMyShow twice every month.
- Reward points: 2 Reward Points for every Rs.100 spent and 20 Reward Points for every Rs.100 spent on international, and dining spends on weekends.
- Milestone benefits: Earn 10,000 reward points upon spending INR 3 lakhs in a year. Receive an additional 15,000 reward points upon spending INR 5 lakhs in a year. Unlock an extra 20,000 reward points upon spending INR 8 lakhs in a year.
- Airport lounge access: Enjoy two complimentary lounge visits every quarter at major domestic airports across India. Access over 1,400 international airport lounges with your RBL Bank Icon Credit Card. Each visit is chargeable at up to $35 per person. Use your primary Icon Credit Card to access lounges at airports outside India.
- Concierge benefits: The services offered include assistance with golf course referrals and reservations, car rental and limousine bookings, and hotel referrals and reservations. Additionally, business services support, special events and performance assistance, and guidance on spa, fitness centers, and sports facilities are available. Dining recommendations and reservations can also be facilitated, along with flower and gift delivery coordination for special occasions.
- Fuel surcharge waiver: Fuel surcharge waiver across all fuel stations for transactions between Rs.500 and Rs.4,000 (maximum waiver of Rs.200 per month).
RBL Bank World Safari Credit Card
- Zero markup fee: 0% markup fee on all foreign currency transactions, saving around 4% on such transactions.
- Welcome benefit: Welcome gift of MakeMyTrip voucher worth Rs.3000 on payment of the membership fee and using the card within 30 days of issuance.
- Reward points: You will earn two reward points for every eligible domestic retail transaction of Rs.100. For each eligible retail transaction related to travel purchases, you will earn 5 reward points for every Rs.100 spent. Please note that no reward points are awarded on international purchases.
- Milestone Benefits: You can earn 10,000 bonus reward points when you spend INR 2.5 lakhs or more in a membership year. If your spending reaches INR 5 lakhs or more, you'll earn an additional 15,000 bonus reward points. Additionally, when you spend INR 7.5 lakhs or more in a membership year, you will receive a voucher worth INR 10,000, which can be redeemed at brands such as Taj Experiences, Amazon, Croma, Myntra, and MakeMyTrip.
- Lounge access: Earn two complimentary lounge access every quarter. Lounge access at major domestic airports in India and over 1300 international lounges through Priority Pass membership. Complimentary travel insurance coverage.
- Travel Benefits: Enjoy peace of mind during your international travels with the complimentary Travel Insurance offered with the World Safari Credit Card. This coverage includes protection for personal liability, trip delays, baggage loss, loss of passport, and dental treatment, ensuring you're well-covered for any unexpected situations while abroad.
- 24/7 Concierge Services: Dedicated desks available 24/7 for various services, including golf course reservations, hotel bookings, dining assistance, and more.
- Golf Privileges: Experience exclusive golf privileges with your World Safari Credit Card. Enjoy access to top golf courses across India, with 4 complimentary rounds of green fees annually and one golf lesson each month. Additionally, you’ll receive a 50% discount on green fees for rounds beyond the 4 complimentary ones.
- Fuel Surcharge Waiver: Enjoy the convenience of a fuel surcharge waiver at all fuel stations, applicable for transactions ranging from INR 500 to INR 4,000. You can avail yourself of a maximum waiver of INR 250 per month to fuel your journey without the extra cost.
- The World Safari Credit Card comes with an annual membership fee of Rs.3000 + GST. Additional terms and conditions may apply for specific benefits and rewards.
RBL Bank Platinum TravelEasy SuperCard
- Easy Cash: Unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date. (Processing fee of 2.5% applicable; min INR 500)
- Fuel surcharge waiver: Experience the freedom and power to fill your vehicle's fuel tank at any place with a fuel surcharge waiver of up to INR 100 per month. A surcharge is applicable on minimum fuel transactions of INR 500 and maximum of INR 4,000.
- Exclusive Benefits: Enjoy accelerated rewards with 10% cashback on fuel purchases, up to INR 400 per month, & 10% cashback on Ola and Uber transactions, also up to INR 400 per month. A second-year fee reversal on spending INR 1,00,000 or more & Annual Rewards worth more than Rs.6,800.
- Gift vouchers & rewards: Avail exclusive gift vouchers worth Rs.1,000 on joining fees and spends of Rs.2,000 within 30 days of issuance.
- Value added features: Get instant cash, convert your purchases above INR 3,000 into Easy Monthly Installments (EMIs) with low-interest rates & transfer balance to other credit cards easily. Get easy & instant loans within credit limit & make fast payments at retail outlets for purchases up to INR 5,000.
- Enhance security: Ensure the safety of your transactions with a PIN-based EMV chip, One-Time Password (OTP), 24x7 customer service & personalized purchase limits on your card.
- Own the Platinum TravelEasy SuperCard with a joining fee of Rs.999. Spend INR 1,00,000 in a year and get second year annual fees of INR 999 reversed.
RBL Bank Platinum Plus SuperCard
- Exclusive rewards: Earn 1 Reward Point for every INR 100 spent on your purchases & 2X Reward Points on all online transactions, up to a maximum limit of 1,000 Reward Points. Avail unlimited withdrawal of your available cash limit from all ATMs in India up to your billing date.
- Fuel surcharge waiver: Refueling your vehicle without any additional charges with a fuel surcharge waiver of up to INR 100 per month. The surcharge applies to fuel transactions ranging from a minimum of INR 500 to a maximum of INR 4,000.
- Additional benefits: Get annual rewards worth more than Rs.9,400, complimentary lounge access, spends of Rs.2,000 within 30 days of card issuance & a 1+1 BookMyShow offer on movie tickets (up to Rs.200) on any 1 day of the month (Applicable only on Mon-Fri).
- Own the Platinum Platinum Plus SuperCard with a joining fee of Rs.999. Spend INR 1,00,000 in a year and get second year annual fees of INR 999 reversed.
RBL Bank Platinum Edge SuperCard
- Easy EMIs: Use EMI Finance for diverse purchases like durables, electronics, furniture, clothing, groceries-Split payments into easy monthly installments.
- Fuel surcharge waiver: Get fuel surcharge waiver up to Rs. 100 per month. Applicable on fuel transactions: Rs.500 to Rs.4,000.
- Exclusive benefits: Cardholders get 1+1 free movie ticket offer (up to Rs.200) monthly via BookMyShow & one free domestic airport lounge visit per quarter.
- Additional rewards: Earn 2 Reward Points per Rs.100 in various categories. 2X Reward Points on online spends (except specific categories). Spend Rs.1,50,000/year for 10,000 Reward Points (excluding rentals). Extra 5,000 Reward Points for every additional Rs.1,00,000 spent (excluding rentals).
- Own Platinum Edge SuperCard with Rs.1,999 (Plus Service Tax) Joining Fee. Spend INR 2,00,000 in a year and get second year annual fees of INR 1,999 reversed.
RBL Bank Platinum Prime SuperCard
- Reward points: Earn 2 Reward Points for every Rs.100 spent on purchases & a cinematic reward with a free 1+ 1 movie ticket (up to Rs.200) on BookMyShow every month, specifically on Wednesdays.
- Fuel surcharge waiver: Get fuel surcharge waiver up to Rs.100 per month on fuel transactions between Rs.500 and Rs.4,000.
- Own Platinum Prime SuperCard with Rs.999 (Plus Service Tax) joining fee.
RBL Bank Platinum Max SuperCard
- Exclusive benefits: Get a fuel surcharge waiver of up to Rs.100 per month, applicable on fuel transactions between Rs.500 and Rs.4,000 & a 1+1 free movie ticket (up to Rs.200) on BookMyShow once a month every Wednesdays.
- Rewards points: Earn 2 Reward Points for every Rs. 100 spent on your purchases, receive 4,000 Reward points upon paying joining fee, spending Rs. 2,000 within 30 days of card issuance. (No welcome rewards for First Year Free cards) & also enjoy a 5% discount on dining expenses through 20 Reward Points earned for every Rs.100 spent on Wednesdays.
- Easy cash: Enjoy unlimited withdrawal of your available cash limit from all ATMs across India up to your billing date. (2.5% processing fee applies; minimum Rs.500).
- Obtain the Platinum Max SuperCard by paying a joining fee of Rs.999 + GST.
RBL Bank Platinum Classic SuperCard
- Welcome Benefit: Receive 2,000 Reward points upon paying the joining fee and spending Rs.2,000 within 30 days of card issuance. (No welcome rewards for First Year Free cards)
- Reward point: Earn 1 Reward Point for every Rs.100 you spend on your purchases.
- Annual fee waiver: Spend Rs.50,000 in a year to receive a waiver of next year's Annual Fee.
- Easy cash: Enjoy unlimited withdrawal of your available cash limit from all ATMs across India up to your billing date. (2.5% processing fee applies; minimum Rs.500).
RBL Bank World Max SuperCard
- Welcome Benefit: Earn 12,000 Reward Points by paying joining fee and spending Rs.2,000 within 30 days (Not applicable for First Year Free cards)
- Reward point: Earn 2 Reward Points per Rs.100 spent on purchases & 1500 reward points on spending 25000 monthly. Reach Rs.40,000 and Rs.50,000 milestones for extra 1,000 Reward Points each time (Excluding rental spends). Also enjoy a cinematic reward with a 1+1 free movie ticket (Up to Rs.200) on BookMyShow every month, any day of the week.
- Own your World Max SuperCard by paying an annual fee of INR 2,999 + GST.
RBL Bank Platinum LifeEasy SuperCard
- Fuel surcharge waiver: Enjoy the freedom to fuel up your vehicle's tank anywhere, with a fuel surcharge waiver up to Rs.150 per month. Surcharge applies to fuel transactions between Rs.500 and Rs.4,000
- Cashbacks: Enjoy 10% Cashback on Ola/Uber transactions, 10% Cashback on Fuel Purchases & a 5% Cashback on Grocery spends.
- Gift vouchers: Receive Rs.2,000 worth of gift vouchers by paying joining fees and spending Rs.2,000 within 30 days (Not applicable for First Year Free cards) & Rs.1,000 worth of Gift Vouchers upon crossing spends of Rs.2,50,000 in a year. Enjoy a second-year fee reversal on spending Rs. 3,50,000 in the first year.
- Own the Platinum LifeEasy SuperCard by paying a joining fee of Rs.1,999 + GST.
RBL Bank Cookies Credit Card
- Exclusive vouchers: Begin with a Rs.1,000 gift voucher from Amazon, Flipkart, Myntra, Croma, or Shoppers Stop. Unlock Rs.1,000 & Rs.5,000 vouchers by spending Rs.2 lakhs & Rs.5 lakhs in a year.
- Rewards & cashbacks: Receive 10% cashback up to Rs.300 each per month at Myntra, Uber & Zomato. Earn 5 Reward Points for every Rs.100 spent online & 1 Reward Point for every Rs.100 spent offline (except on fuel).
- Additional benefits: Enjoy fuel surcharge waiver for transactions between Rs.500 and Rs.4,000, with a maximum of Rs. 150 per month & get a 10% instant discount up to Rs.300 per month at BookMyShow.
- Monthly membership fee: Rs.100 + GST. A reward redemption fee of Rs.99 + GST will be applicable for redemptions made using earned reward points on RBL Bank Credit Cards. The fee applies once for redemptions made in a single day.
RBL Bank Play Credit Card
- Cinematic benefits: Receive a Rs.500 discount on BookMyShow with a purchase within 30 days of Card issuance & a Rs.500 discount every month at BookMyShow by crossing spends of Rs.5,000 per billing cycle. Book movie tickets with PLAY on BookMyShow and receive Rs.100 worth of food and beverages.
- Additional benefits: Waive your fuel surcharge (up to Rs.100) once a month for transactions between Rs.500 and Rs.4,000.
- Get your credit card at a yearly membership fee of just INR 500 + GST. Spend Rs.1.5 lakhs in a year to have your annual fees waived off.
RBL Bank World Prime SuperCard
- Easy cash: Withdraw interest-free cash from any ATM in India up to your billing date. Maximum period of 50 days. (2.5% processing fee applies; minimum Rs.500)
- Fuel surcharge waiver: Experience the freedom to fill your vehicle's fuel tank anywhere with a fuel surcharge waiver of up to Rs.150 per month. Applicable to fuel transactions between Rs.500 and Rs.4,000.
- Welcome benefits: Get 12,000 Reward Points on joining fees and spending Rs.2,000 within 30 days of card issuance. (Excludes First Year Free cards)
- Reward points: Earn 2 Reward Points for every Rs.100 spent. Get 2X Reward Points on all online spends (Maximum Cap: 1,000 Reward Points) Spend Rs.1,50,000 in a year for 10,000 Reward Points & cross spend Rs.3,50,000 for an additional 10,000 Reward Points.
- Concierge benefits: Dedicated Concierge Help Desk for services and assistance with golf course referrals and reservations, car rentals and limousine bookings, hotel reservations, business services, event and performance arrangements, spa, fitness, and sports center information, dining recommendations and reservations, as well as flower and gift delivery assistance.
- Additional benefits: Get 8 free* visit in a year, at domestic lounges across India with a maximum limit of 2 in a quarter & 1+1 Movie tickets (up to INR 200), twice a month on any day of the week.
- Get your credit card at a yearly membership fee of just INR 2999 + GST.

RBL Bank World Plus SuperCard
- Easy cash: Withdraw cash from ATMs in India up to your billing date without interest. Maximum 50 days period. Processing fee of 2.5% applies, minimum Rs.500.
- Welcome benefits: Get 20,000 Reward points on payment of annual fee and spends of INR 2,000 made within 30 days of card issuance
- Reward points: Earn 2 Reward Points per Rs.100 spent, spend Rs. 3,00,000 in a year for 20,000 Reward Points & additional 20,000 Reward Points for crossing Rs.5,00,000.
- Exclusive discounts: Avail 5% discount on dining spends via 20 Reward Points per Rs.100 spent. Enjoy 5% discount on international spends. Earn 20 Reward Points per Rs.100 spent. Get a waiver of up to Rs.200 per month on fuel transactions of Rs.500 to Rs.4,000 & 8 free visits at domestic lounges, maximum 2 complimentary visits per quarter.
- Own your World Plus SuperCard by paying an annual fee of INR 4,999 + GST
RBL Bank Platinum Choice SuperCard
- Reward points: Get 2,000 Reward points on joining fee payment and spends of Rs.2,000 within 30 days (not for First Year Free cards). Earn 1 Reward Point per Rs. 100 spent; get 2X Reward Points on online spends (Max Cap: 1,000 Reward Points).
- Additional benefits: Fuel surcharge waiver up to Rs.100 per month on transactions of Rs.500 to Rs.4,000 & 10% off on BookMyShow, up to Rs.100 monthly.
- Get your World Plus SuperCard by paying an annual fee of INR 4,99 + GST. Spend Rs.50,000 to reverse the second year's annual fees.
RBL Bank Shopping, Dining & Bill Payments Credit Cards
RBL Bank Platinum Delight Credit Card
- Welcome benefits: Earn 4000 Reward points as a welcome gift by swiping your card within 30 days of issuance.
- Milestone benefits: Earn 1000 Bonus Reward Points every month by swiping your Card 5 times for transactions worth Rs.1,000 or more in a calendar month.
- Reward benefits: Earn 2 Reward Points for every Rs.100 spent. Double your weekend happiness with 4 Reward Points for every Rs.100 spent on weekends.
- Fuel surcharge waiver: Enjoy a waiver of fuel surcharge at any petrol pump in India. Valid for fuel transactions between Rs.500 and Rs.4000, with a maximum waiver of Rs.150 per month
- The Platinum Delight Credit Card is available with an annual membership fee of INR 1,000 + GST. A reward redemption fee of INR 99 + GST applies when redeeming reward points earned on RBL Bank Credit Cards. This fee is charged once for all redemptions made within a single day.
RBL Bank Platinum ShopSmart SuperCard
- Welcome benefits: Receive a Rs.500 gift voucher on payment of joining fees and spends of Rs.2000 within 30 days of card issuance (No welcome rewards for First Year Free cards).
- Cashbacks: Avail 5% Cash-back on all Grocery spends and have the 2nd-year fee reversed for spends of Rs.50,000.
- Easy cash: Enjoy unlimited interest-free ATM withdrawals up to your billing date, with a maximum period of 50 days, subject to a processing fee of 2.5% (min Rs.500).
- Additional benefits: Enjoy a 1+1 BookMyShow offer on movie tickets (up to Rs.200) on any day of the month & experience a relaxing airport experience with 2 free lounge visits per year at domestic airports in India (Maximum 1 per quarter).
- Own the Platinum ShopSmart SuperCard by paying a joining fee of Rs.499 + GST
RBL Bank Platinum ValuePlus SuperCard
- Welcome benefits: Enjoy welcome gifts of 2000 Reward points on your first swipe within 30 days and payment of joining fees by the first payment due date.
- Gift vouchers: Access a host of benefits such as Rs.500 Gift Vouchers, 10% cash-back on Fuel Purchases (up to Rs.250 per month), and fuel surcharge waiver.
- Fuel benefits: Get a 10% cash-back on fuel purchases (up to Rs.250 per month), fuel surcharge waiver of up to Rs.100 per month, applicable on minimum fuel transactions of Rs.500 and maximum of Rs.4,000.
- Additional services: Enjoy additional value services like ‘Dial for Cash’ for instant cash, ‘Split n Pay’ for EMI conversion, ‘Transfer n Pay’ for balance transfer from other Credit Cards, ‘Xpress Cash’ for instant loans, ‘Cash Advance’ with credit-free period, and ‘Contactless Transactions’ for quick payments.
- Easy cash: Enjoy unlimited interest-free ATM withdrawals up to your billing date, for a maximum of 50 days, with a 2.5% processing fee (min Rs.500).
- Obtain the Platinum ValuePlus SuperCard by paying an annual fee of Rs. 499 (Plus, Service Tax) from the 2nd year onwards. Spend Rs.50,000 in a year to reverse the second-year annual fees of Rs.499.
RBL Bank Platinum Shopgain SuperCard
- Welcome benefits: Get 6,000 Reward Points as welcome rewards upon payment of joining fees and minimum spends of Rs.2,000 within 30 days of card issuance (No welcome rewards for First Year Free cards).
- Exclusive rewards: Earn 25 Reward Points for every Rs.100 spent on utility bill payments, up to 500 Reward Points per month,10,000 RP on spends of INR 3 Lacs & Above & an additonal 10,000 RP on spends of INR 4 Lacs & Above.
- Obtain the Platinum Shopgain SuperCard by paying a joining fee of Rs.1,499 + GST. Spend INR 1,50,000 in a year and get second year annual fees of INR 1,499 reversed
RBL Bank Platinum ShopDaily SuperCard
- Gift vouchers: Get Gift vouchers worth Rs.500 on payment of joining fees and spends of Rs.2,000 made within 30 days of card issuance (No welcome rewards for First Year Free cards).
- Value-added services: Benefit from a range of Credit Card services with value-added features, including Cash on Card, Buy Now Pay Later, Balance Transfer, Xpress Cash, Cash Advance, and Contactless Transactions.
- Cashback offers: Earn 5% cashback on all Grocery spends, up to Rs.250 per month.
- Own the Platinum ShopDaily SuperCard by paying an annual fee of Rs.499 + GST from 2nd year onwards. Avail second year fee reversal for spends of Rs.50,000.
RBL Bank Loan & Money Transfer Credit Cards
RBL Bank MoneyTap Black Credit Card
- Welcome benefits: Receive 12,000 reward points as a welcome benefit within 30 days of card setup and payment of joining fee.
- Exclusive rewards: Gain reward points for all domestic and international purchases, redeemable for products you love. Earn 2 reward points for every Rs.100 spent on all purchases and get 5X reward points (10 points for every Rs.100) for online spending, up to 500 reward points per month. Earn 1,000 reward points every month by making at least 5 transactions of Rs.1,000 or more.
- Additional benefits: Enjoy a 10% discount on movie bookings on BookMyShow, up to Rs.100, any day of the week, 15 times in a year & access domestic airport lounges with up to 1 visit per calendar quarter. Tank up with your MoneyTap Black Credit Card without fuel surcharge at all fuel stations (valid for fuel transactions between Rs.500 and Rs.4,000, maximum waiver of Rs.100 per month).
- Milestone benefits: Obtain 8,000 reward points on annual spends of Rs.2.5 lakhs, and an additional 8,000 reward points on crossing annual spends of Rs.4 lakhs.
- MoneyTap Black comes with an annual membership fee of Rs.3,000 plus taxes. A reward redemption fee of Rs.99 plus GST will be applicable on redemption of reward points earned on RBL Bank Credit Cards.
RBL Bank MoneyTap Credit Card
- Welcome benefits: Enjoy welcome benefits of 2000 Reward Points on the first swipe or activation of your RBL Bank MoneyTap Credit Card.
- Reward points: Earn 1 reward point for every Rs.100 spent at merchant outlets and 2 reward points for every Rs.100 spent on online purchases (credit-line/loan spends excluded).
- Cashbacks & gift vouchers: Get 20% cashback on all Zomato orders (up to Rs.200/- in a month) & receive a Rs. 1,000 Amazon voucher on crossing spends of Rs.2.5 lakhs in the year.
- Additional benefits: Enjoy 1+1 free movie ticket every month up to Rs.200/- at BookMyShow for Saturday & Sunday shows & fuel surcharge waiver for for fuel transactions between Rs.500 and Rs.4000, maximum waiver of Rs.100 per month).
- The MoneyTap Card has an Annual Membership Fee of Rs.499. The Membership Fee for the second year is Rs.499 but is waived off on spends of Rs.2 lakhs in the previous year.
- A reward redemption fee of Rs.99 plus GST will be applicable on redemption of reward points earned on RBL Bank Credit Cards,
RBL Bank MoCash Credit Card
- Instant loans: The RBL Bank MoCash Credit Card offers a unique combination of an instant loan and a Credit Card. You can use the MoCash app to transfer money to your bank account and repay it in easy installments. With MoCash, you also get the convenience of using a physical credit card for both retail and online purchases.
- Reward points: Get 2000 Reward Points upon card activation within 30 days. Earn 1 Reward point for every Rs.100 spent (except fuel) and 2 Reward points for every Rs.100 spent online.
- Additional benefits: Enjoy a 10% discount on BookMyShow movie bookings up to 15 times a year. Get Rs.1000 shopping voucher for every Rs.1 lakh spent online, up to 5 times a year. No fuel surcharge on transactions between Rs.500 and Rs.4000, up to Rs.100 per month.
- The fee for the RBL Bank MoCash Credit Card is an Annual Membership Fee of Rs.500 plus taxes. Starting from the second year, the fee is waived for spending Rs.1 lakh or more.
Eligibility Criteria for RBL Bank Credit Cards
- Applicants should be at least 18 years old. The upper age limit varies from 60-65 years of age.
- Minimum income range between Rs.1 lakh to Rs.3 lakh per annum.
- Self-employed or salaried individuals
- Up to five add-on cards can be availed of for parents, children, and spouse. Children should also be at least 18 years old.
Note: RBL Bank Credit Cards are offered by the bank at its sole discretion.
Documentation Required for RBL Bank Credit Cards
Documents required will be communicated by RBL Bank at the time of applying for a credit card. You need to submit the following documents to avail of an RBL Credit Card.
- A recent passport-sized photo.
- ID Proof (Any one of the following
- Permanent Account Number (PAN) Card
- Voter's ID
- Passport
- Any Government Photo ID
- Address Proof (Any one of the following)
- Passport
- Driving licence
- Rental Agreement
- Utility /Phone/Electricity Bill
- Latest bank or credit card statement from another bank
- Income Proof (Any one of the following)
- Latest Salary Slip
- Income Tax Returns
- Bank Statements
- Form 16
RBL Bank Credit Card Fees and Charges
Type of Charge | Amount |
Finance charges (Retail and Cash) | 3.35% - 3.99% per month |
Reward redemption fee | Rs.99 + GST |
Add-on card fee | Nil |
Duplicate Statement fee | Nil |
Card replacement | Nil |
Overdue Penalty / Late Payment fee | 12.5% of the total outstanding amount, ranging from Rs.5 to Rs.1,300 |
Over Limit penalty | NIL (w.e.f. August 02, 2024) |
Cash Advance Transaction fee | 2.5% of the cash amount withdrawn (subjected to a minimum of Rs.500) |
Cash Payment at branches | Rs.100 cash deposit transaction at RBL Bank branch |
Foreign Currency Transaction | - 3.50% of the transaction amount
- 1.5% on Insignia Credit Cards
- 0% on World Safari Credit Card
|
How to Apply for RBL Bank Credit Card Online?
You can apply for an RBL Bank Credit Card online either through BankBazaar or the official RBL Bank website as well.
To apply for the RBL Bank Credit Card on BankBazaar, the steps to be followed are:
Step 1: Visit the page of RBL Bank credit card.
Step 2: Choose the credit card best suited for your needs.
Step 3: Click on the tab of Check 'Eligibility criteria'.
Step 4: Fill in the details and any documents which are required.
Step 5: Once done, an application ID will be sent to you to track your application status.
To apply for an RBL Bank Credit Card on their website, follow these steps:
Step 1: Visit the RBL Bank internet banking portal.
Step 2: Go to the 'Credit Cards' section and select 'Apply Now'.
Step 3: Enter your name, address, contact number, email, and income.
Step 4: Click 'Submit'.
Step 5: RBL Bank officials will verify your details and contact you within two to three working days to collect any required documents.
How to Apply for RBL Bank Credit Card Offline?
To apply for an RBL Bank Credit Card offline, you can visit the branch of the bank and fill up an application form for the credit card of your choice. Once done, you will need to submit the required documents and a representative of the bank will send the documents for verification.
If and when your application is accepted, you will receive your credit card within 21 working days to your registered address on paying the joining fee (if any).
How to Track Your RBL Credit Card Application Status?
If you have applied for an RBL Bank Credit Card on BankBazaar, you can track your RBL Bank credit card application status with the application ID which will be sent to your registered phone number and email ID.
RBL Credit Card Balance Transfer
RBL Bank is are equipped with the RBL Bank credit card balance transfer facility through the 'Transfer n' Pay' Program. With this program, you can transfer the balance of any credit card to your RBL Bank credit card and pay the amount back in equated monthly installments.
You can opt to repay the entire sum in EMIs for a tenure of either three, six, nine, or 12 months and will attract a minimum balance transfer processing fee.
RBL Credit Card Bill Payment
The bill payments for the RBL Bank credit cards can either be done through online methods or periodic payments through standing instructions.
Online Payment:
- Online card payment - You can visit RBL Bank's website and login to pay your credit card bill with the online card payment facility on the website itself.
- NEFT - You can also use the National Electronic Fund Transfer (NEFT) facility and transfer funds using the Indian Financial System Code (IFSC) code to your credit card account.
- RBL MyCard Mobile Application - With the mobile application of RBL Bank, you can pay the RBL Bank credit card bills from anywhere and at any time.
Offline Payment:
- Cash - You can pay your credit card bill in cash at any RBL Bank branch.
- Cheque - Apart from cash, you can also write a cheque with the outstanding amount and drop it at any RBL Bank branch.
RBL Bank Credit Card Customer Care Details
You can contact the RBL Bank credit card customer care at 022-62327777 for all credit card queries. Apart from this, you can also contact 022-7119 0900 for all queries and questions regarding SuperCards.
If you are not able to contact the customer care via the phone number, you can get in touch with them via email:
- cardservices@rblbank.com
- supercardservice@rblbank.com
Credit cards make payments easy for all expenses online and offline while offering various benefits