Canara Bank Credit Card

Canara Bank provides a diverse range of credit cards to cater to the different lifestyles of its customers. These credit cards come with a variety of benefits and features such as cashback and reward points across various categories like dining, lifestyle, entertainment, travel, etc. Canara Bank offers Classic and Gold credit cards in collaboration with VISA. Learn more about the top credit cards offered by Canara Bank.  

Updated On - 05 Sep 2025
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Top Canara Bank Credit Cards in India 2025

Features and Benefits of Canara Bank Credit Cards

Classic VISA Individual Credit Card

The Classic VISA Individual Credit Card has been designed to offer cashback and reward points offers to customers.

Features and Benefits:

  1. Avail interest-free credit for up to 50 days.
  2. Enjoy attractive discounts at merchant outlets and online.
  3. Get 2 reward points for every Rs.100 you spend on POS/E-Commerce.
  4. There is no annual, joining, or enrolment fee.
  5. Convert your purchases into EMI via Canara Saathi and Canara ai1 app.
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MasterCard World Individual Credit Card

The MasterCard World Individual Credit Card comes with a host of benefits like lounge access, discounts, and more.

Features and Benefits:

  1. Avail interest-free credit for up to 50 days.
  2. Enjoy attractive discounts at merchant outlets and online.
  3. Get 2 reward points for every Rs.100 you spend on POS/E-Commerce.
  4. There is no annual, joining, or enrolment fee.
  5. Get a 12% discount on booking domestic flights, 15% discount on hotel bookings, a 9% discount on bus bookings, and a 10% discount on outstation taxi bookings on GoIbibo.
  6. Get complimentary airport lounge access at select lounges.
  7. Convert your purchases into EMI via Canara Saathi and Canara ai1 app.

Rupay Platinum Individual Credit Card

The Rupay Platinum Individual Credit Card provides various perks including access to lounges, discounts, and more.

Features and Benefits:

  1. Get interest-free credit for up to 50 days.
  2. Enjoy attractive discounts at merchant outlets and online.
  3. Get 2 reward points for every Rs.100 you spend on POS/E-Commerce.
  4. There is no annual, joining, or enrolment fee.
  5. Get fraudulent charge cover worth Rs.5 lakh.
  6. On GoIbibo, you can get a 12% discount on domestic flights, a 15% discount on hotel bookings, a 9% discount on bus bookings, and a 10% discount on outstation taxi bookings.
  7. Get complimentary airport lounge access at select lounges.
  8. Convert your purchases into EMI via Canara Saathi and Canara ai1 app.
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Rupay Select Individual Credit Card

The Rupay Select Individual Credit Card comes with various benefits like exclusive merchant offers, insurance coverage, lounge access, etc.

Features and Benefits:

  1. Get a discount voucher from Croma (Infiniti Retail Ltd.) worth Rs.500.
  2. Avail a discount coupon from Apollo Pharmacy.
  3. Get Rs.100 off your first two purchases on Snapdeal.
  4. Under the RuPay Insurance Program, get coverage for death due to personal accident and permanent disability worth Rs.10 lakh.
  5. Enjoy 5% cashback for both online and PoS terminal utility bill payments, with a monthly cap of Rs.50.
  6. Avail 24x7 concierge services.
  7. Enjoy two domestic airport lounge visits and four international airport lounge visits per year.

Standard MasterCard Individual Credit Card

The Standard MasterCard Individual Credit Card is suitable for those who wish to enjoy discounts on their purchases.

Features and Benefits:

  1. Get interest-free credit for up to 50 days.
  2. Enjoy attractive discounts at merchant outlets and online.
  3. Get 2 reward points for every Rs.100 you spend on POS/E-Commerce.
  4. There is no annual, joining, or enrolment fee.
  5. Get fraudulent charge cover worth Rs.2 lakh.
  6. On GoIbibo, you can get a 12% discount on domestic flights, a 15% discount on hotel bookings, a 9% discount on bus bookings, and a 10% discount on outstation taxi bookings.
  7. Convert your purchases into EMI via Canara Saathi and Canara ai1 app.

VISA Corporate Credit Card

The VISA Corporate Credit Card offered by Canara Bank comes with attractive discounts and is accepted globally.

Features and Benefits:

  1. Get interest-free credit for up to 50 days.
  2. Enjoy attractive discounts at merchant outlets and online.
  3. On GoIbibo, you can get a 12% discount on domestic flights, a 15% discount on hotel bookings, a 9% discount on bus bookings, and a 10% discount on outstation taxi bookings.
  4. Get purchase protection cover Rs.25,000.

VISA Gold Individual Credit Card

With the VISA Gold Individual Credit Card, customers can avail reward points and discounts on all their transactions.

Features and Benefits:

  1. Avail interest-free credit for up to 50 days.
  2. Enjoy attractive discounts at merchant outlets and online.
  3. Get 2 reward points for every Rs.100 you spend on POS/E-Commerce.
  4. There is no annual, joining, or enrolment fee.
  5. Convert your purchases into EMI via Canara Saathi and Canara ai1 app.
  6. Get a 12% discount on booking domestic flights, 15% discount on hotel bookings, a 9% discount on bus bookings, and a 10% discount on outstation taxi bookings on GoIbibo.

VISA Secured Credit Card

Customers that use the VISA Secured Credit Card can receive discounts and reward points for every purchase they make.

Features and Benefits:

  1. Avail interest-free credit for up to 50 days.
  2. Enjoy attractive discounts at merchant outlets and online.
  3. Get 2 reward points for every Rs.100 you spend on POS/E-Commerce.
  4. There is no annual, joining, or enrolment fee.
  5. Convert your purchases into EMI via Canara Saathi and Canara ai1 app.
  6. Get a 12% discount on booking domestic flights, 15% discount on hotel bookings, a 9% discount on bus bookings, and a 10% discount on outstation taxi bookings on GoIbibo.
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Why choose Canara Bank Credit Card?

Canara Bank issues a variety of cards designed to meet your requirements and in turn, requires very little from you. To avail of a credit card from Canara Bank, the minimum income is Rs. 1 lakh per annum. Get generous credit limits, interest-free periods and revolving credit facilities, and earn reward points as you spend and cash advances with your Canara Bank credit card.

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Canara Bank Credit Card Charges and Interest

Card Variant

Joining fee

Classic/Standard

Nil

Gold

Rs. 250 for EMV chip and PIN card

Secured

Nil

World

Rs. 250 for EMV chip and PIN card

Corporate

Rs. 250 for EMV chip and PIN card

Canara Bank Credit Card Reward Points

Reward Points

For every Rs.100 spent, 2 reward points will be given.

To register for reward points, you need to log into www.canararewardz.com and active your reward point account. Get your login credentials and then you can view and redeem your points. Earn even more rewards under the Maxgetmore rewards scheme.

Redemption:

Each reward point you earn is worth Rs. 0.25. You can redeem your points from an array of options that range across apparels, electronics and more. Get movie tickets and mobile or DTH recharges. You can also redeem your points at select merchant outlets.

Please note that disputed or cancelled transactions, balance transfer, cash withdrawals, foreign currency transactions, interest and card charges are not eligible for reward points.

Eligibility for Canara Bank Credit Card

The eligibility criteria set by Canara Bank to avail of its credit cards differs from card to card. The following is the general criteria for all credit cards offered.

Domestic and Global Cards:

  1. You should have satisfactory dealings with Canara bank and the particular branch.
  2. Canara Bank account holders will get preference.
  3. You should have a PAN card.
  4. The minimum income required is Rs. 1 lakh per annum.
  5. A good credit history is required. Canara Bank will check your CIBIL score.
  6. You need to provide a valid mobile number to subscribe for the SMS alerts.

Corporate Card:

  1. Companies/Firms who have credit limits with Canara Bank with S1 and S2 status.
  2. For Companies without credit limits, they should have 12 months of satisfactory dealings.
  3. Member affiliate banks are also eligible.

Documents Required for Canara Bank Credit Card

To complete the process of applying for a Canara Bank credit card, you need to submit the following documents.

  1. Passport size photo
  2. Copy of PAN card
  3. In case of NRI customers, the passport is required
  4. Income proof
  5. Form 16
  6. Latest Balance Sheet
  7. Salary certificate
  8. IT assessment order/Latest IT returns

The bank may require more documentation at its own discretion.

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FAQs on Canara Bank Credit Card

  • What is the maximum interest-free credit period?

    You can get upto 50 days interest-free with a Canara Bank credit card. So you have up to 50 days to make payments for your purchases in that billing month. The period will be determined according to the date of your transaction and the billing date.

  • What is the minimum due on a Canara Bank credit card?

    Canara Bank charges a minimum of Rs. 100 as the minimum due on any credit card bill. Your minimum due is calculated as 5% of the total billed amount. This must be paid by the due date to avoid penalties and other corrective actions.

  • What fees will I incur on missed payments?

    2% of the missed payment amount will be charged plus GST as applicable. Your card will be temporarily suspended till you clear your bill in full.

  • What do I do if I cannot pay back my Canara Bank credit card?

    Always spend only as much as you can afford on your credit card. Credit cards should not be misused. If you cannot pay back your bill, contact the bank and communicate your case with them.

  • When will I receive my Canara Bank credit card statement?

    Canara Bank will send your credit card statement well before the due date through email or post. You can choose which method you would prefer. The bank will also send you SMS alerts regarding the amount due and the payment due date.

  • When is the payment due date for a Canara Bank Credit Card?

    The Mastercard credit cards are billed on the last working day of every calendar month. The credit card payment due date will be the 20th of the following month. The VISA credit cards are billed on the 20th of every month. The credit card payment due date will be the 10th of the next month.

  • Can I use my Canara Bank Credit Card to accrue reward points?

    Yes, with a Canara Bank Credit Card, you can earn two reward points for each Rs.100 you spend. One reward point is worth Rs.0.25. The accrued rewards can be redeemed through the product catalogue or as cashback against your statement balance. After the date of accrual, the reward points remain valid for three years.

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