How does Bank of Baroda process scheduled Auto debit payments?

Auto debit payments will be processed on the planned date, with the account being debited as per the standing instructions set and will be done before the cut-off time set by the bank.

Can Bank of Baroda customer check the status of their payments online?

Yes, the status of completed payments can be checked under the 'View Payments made' tab. Other 'Pending' payments can be viewed under the Bill Pay home page 'Alerts' section.

Can customers generate receipts for their completed payments online?

Yes, under the 'Show Payments made' section customers can view all their past payments. To generate a receipt, they have to click on the particular bill to generate an e-receipt.

Does Bank of Baroda have any payment limit, when credit card bills are paid online?

Yes, customers have to pay either the Total Amount Due or lesser or the minimum amount due as mentioned in the credit card statement .

Can Bank of Baroda customers make payments for their credit card bills while they are outside India?

Yes, Bank of Baroda credit card bill payments can be made from any location using net banking services.

How do I set up standing instructions for my credit card by Bank of Baroda?

For setting standing instructions, you should download a form that is available on the Bank of Baroda website and then submit this to your Bank of Baroda home branch.

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Bank of Baroda Credit Card Bill Payment

Bank of Baroda offers hassle-free credit card bill payment options, both online and offline—such as cheques, auto-debits, drafts, and cash at branches—for customer convenience. Below, we’ve provided detailed information about these payment methods.

Updated On - 05 Sep 2025

Bank of Baroda Credit Card Bill Payment - Online modes

The following online payment modes can be used by Bank of Baroda credit card customers:

Payments through BillDesk: Payments through BillDesk can also be done by Bank of Baroda credit card customers. In order to make use of this facility, customers have to hold an online ID, available on the credit card bill. To pay credit card bills, users have to first register with BillDesk, free of cost. BillDesk offers this service only in select cities currently.
Online payments: Bank of Baroda customers can also make payments by logging into their net banking accounts after registering on the web portal. Customers have to use the username and password issued by the bank to access their accounts and make payments.
Visa Bill Pay: Visa Bill Pay services offer a very easy and convenient platform to make payments towards any Visa BOB credit card. Customers can make either or one-time payments or set instructions to make scheduled recurring payments towards their bills.
Insta Pay: Bank of Baroda credit card bills can be quickly paid via the Insta Pay service without logging into the BOB portal. Customers can use BOB or other bank net banking from over 50 participating banks. Simply enter the credit card details, amount, and select the payment bank. A confirmation receipt is generated upon successful payment, and the amount is credited within two working days
National Electronic Fund Transfers - NEFT: Customers can also make outstanding credit card bill payments through NEFT transfers up to an amount of Rs. 1,00,000. The details that have to be mentioned while making the transfer are as follows -
1. IFSC Code - BARB0COLABA
2. Payee Account Number/ Beneficiary account - 16 digit credit card number
3. Account Number (From where the payment is being made)
4. Bank Name - Bank of Baroda
5. Branch - Colaba
6. Location - Mumbai
7. Transaction Type - NEFT
8. Amount to be paid
RTGS payments: Bank of Baroda customers can also make Real Time Gross Settlement (RTGS) payments towards their credit card bills for amount up to Rs. 1, 00,000. While performing RTGS transactions customers have to mention the IFSC code - BARB0COLABA and the sixteen digit credit card number in the beneficiary account field.
Self-Service Portal
1. You can pay your credit card bill for Bank of Baroda via the self-service portal of the bank.
2. You can visit the website at https://online.bobcards.com/Login.aspx?ReturnUrl=%2f
3. Enter your user name and the captcha.
4. Click on 'Proceed'.
5. The website will guide you with the next few steps.
Razor Pay and Scan & Pay: You can use the bank's payment link solution which is powered by Razorpay. This helps you use the hassle-free and secure online bill payment method offered by Bank of Baroda.

Paytm

Paytm mobile app users can pay BOB credit card bills without any hassle. Paytm offers various options through which you can make the payment such as Paytm balance, from saved cards, using BHIM UPI ID, or net banking account.
Bill payments towards all Visa, MasterCard credit cards issued by all major banks are being accepted by Paytm.
These instructions would help you pay your BOB credit card bill through Paytm.
1. Login to your Paytm app
2. Click on 'Credit Card'
3. Enter your Credit Card number
4. Select card issuer
5. Enter the bill amount
6. Click on 'Proceed'
7. Select the payment mode -'Paytm Balance' or 'Saved Cards' or 'BHIM UPI' or 'Net Banking'
8. You will be redirected to the respective payment interface to continue your payment
9. Enter the required information to process the payment
Based on your source, the payment processing time would vary.

PhonePe

Open PhonePe app.
Go to 'Recharge and Pay Bills' section.
Go 'Financial Services & Taxes' section.
Click on 'Credit Card Bill'.
Enter your 'Credit Card Number'.
Click on 'Confirm'.
You can view your credit card bill.
Finally pay your bill through UPI.

Mobikwik

Open Mobikwik app.
Go to 'Recharge and Bill Payment' section.
Enter your credit card number and bill amount.
Choose your preferred payment mode.
Tap on the 'Payment' tab to proceed for the payment.

Bank of Baroda Credit Card Bill Payment - Offline modes

The following offline payment modes can be used by Bank of Baroda customers:

Cash: Payments through cash can be made at any Bank of Baroda branch with the sixteen digit credit card number being mentioned in the deposit slip. Customers can also receive an acknowledgement from the bank for their payments.
Cheque: A local cheque can be deposited at any Bank of Baroda branch, with the sixteen digit credit card number being mentioned in the deposit slip.
Auto Debit: The Auto debit feature can be used by Bank of Baroda customers to make payments for their outstanding bills from their savings or current accounts. To activate the Electronic Clearing Service, customers have to submit the filled-in Auto Debit form to the nearest Bank of Baroda branch.

Bank of Baroda Credit Card Statement

To receive e-statements, customers have to register their email addresses and mobile numbers with Bank of Baroda. BOB credit card holders can login to their net banking accounts and access their monthly statements online.

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FAQs on Bank of Baroda Credit Card Bill Payment

How does Bank of Baroda process scheduled Auto debit payments?
Auto debit payments will be processed on the planned date, with the account being debited as per the standing instructions set and will be done before the cut-off time set by the bank.
Can Bank of Baroda customer check the status of their payments online?
Yes, the status of completed payments can be checked under the 'View Payments made' tab. Other 'Pending' payments can be viewed under the Bill Pay home page 'Alerts' section.
Can customers generate receipts for their completed payments online?
Yes, under the 'Show Payments made' section customers can view all their past payments. To generate a receipt, they have to click on the particular bill to generate an e-receipt.
Does Bank of Baroda have any payment limit, when credit card bills are paid online?
Yes, customers have to pay either the Total Amount Due or lesser or the minimum amount due as mentioned in the credit card statement.
Can Bank of Baroda customers make payments for their credit card bills while they are outside India?
Yes, Bank of Baroda credit card bill payments can be made from any location using net banking services.
How do I set up standing instructions for my credit card by Bank of Baroda?
For setting standing instructions, you should download a form that is available on the Bank of Baroda website and then submit this to your Bank of Baroda home branch.

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