Will the auto debit facility work if I do not have balance in my credit card account?

For credit card bill payments via auto-debit, you need to have sufficient balance in your account at least 1 day before the payment due date.

Can I use online methods to make the credit card bill payment on the day the bill is due?

The payment of the credit card bill should be made at least three days prior to the due date.

How do I contact the Federal Bank credit card customer care desk to set up the auto debit facility?

To set up the auto debit facility you can write to creditcards@federalbank.co.in .

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Federal Bank Credit Card Bill Payment

Updated On - 05 Sep 2025

All banks are making it easier for customers to use their services from their own homes, especially credit card bill payment. With people now busy with work online bill payment methods have made it easier for them. You can easily pay your Federal Bank credit card bills online. You can pay your Federal Bank credit card bill by these methods:

FedMobile
Payment Gateway
Auto Debit
NEFT
Over the Counter

How to Pay Your Federal Bank Credit Card Bill Via FedMobile

Step 1: Log into the FedMobile portal

Step 2: Click on 'Credit Card'

Step 3: Follow the steps on the screen to make the payment

How to Pay Your Federal Bank Credit Card Bill Via Payment Gateway

You can pay your Federal Bank credit card bill via non-Federal Bank accounts via the payment gateway of Federal Bank.
The credit will take up to 3 days when you use this method.

How to Pay Your Federal Bank Credit Card Bill Via Auto Debit

You can set up the auto debit facility on your credit card account and the bill amount will be automatically debited from your account every billing cycle.

How to Pay Your Federal Bank Credit Card Bill Via NEFT

You can pay your credit card bill via NEFT after you log into your Federal Bank account. You should use the IFSC Code FDRL00CARDS.

How to Pay Your Federal Bank Credit Card Bill Over the Counter

You can always visit a Federal Bank branch and pay your credit card bills through cheques.

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FAQs on Federal Bank Credit Card Bill Payment

Will the auto debit facility work if I do not have balance in my credit card account?
For credit card bill payments via auto-debit, you need to have sufficient balance in your account at least 1 day before the payment due date.
Can I use online methods to make the credit card bill payment on the day the bill is due?
The payment of the credit card bill should be made at least three days prior to the due date.
How do I contact the Federal Bank credit card customer care desk to set up the auto debit facility?
To set up the auto debit facility you can write to creditcards@federalbank.co.in

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