The Axis Bank Select Credit Card offered by Axis Bank is designed for individuals who seek luxury and various benefits across travel and lifestyle categories. This credit card offers various rewards and discounts, apart from benefits like lounge access and golf access. Read on to know more about the Axis Bank Select Credit Card.
This card comes loaded with attractive benefits that a cardholder can use. Some of them are listed below:
Fee & Charges | Amount |
Joining Fee | Rs.3,000 (NIL for Burgundy) |
Annual Fee | Rs.3,000 (NIL for Burgundy) |
Supplementary card joining fee | NIL |
Supplementary card annual fee | NIL |
Finance charges on cash and retail purchases | 3.75% per month (55.55% per annum) |
Cash withdrawal fees | 2.5% of the amount of cash withdrawn (A minimum of Rs.500) |
Fee for payment in cash | Rs.175 |
Card Replacement Fee (for stolen or lost or re-issuance of a card) | No charges |
Fee for the issuance of a duplicate statement | No charges |
Late payment fee or overdue penalty |
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Penalty for over limit | 2.5% of the over limit amount (a minimum of Rs.500) |
Fee for retrieval of charge slip or copy request | Waived |
Fee for outstation cheque | Waived |
Dishonour fee or check return or auto-debit reversal bank account out of funds | 20% of the payment amount (A minimum of Rs.500) |
Charges on cancellation or purchase of railway tickets | As suggested by Indian Railways/IRCTC |
Fee on foreign currency transaction | 3.50% on the transaction value |
Mobile alerts for transactions | Free of cost |
Charges for hot listing | Free of cost |
Charges on balance enquiry | Free of cost |
Reward redemption fee | Waived |
Individuals interested in procuring an Axis Bank Select Credit card can apply for this card online as well as offline. Here's how they can do it:
Offline method:
Online method:
*It is to be noted that the above-mentioned criteria are just indicative. The bank holds the right to decline or approve any application for the credit card.
The applicant would need to submit the following documents as proof of identity and proof of address:
The PIN of the Axis Bank Select Credit card will be sent to you in the welcome kit itself.
The applicant should be a minimum of 18 years of age to apply for an Axis Bank Select credit card.
Yes, this credit card comes with purchase protection up to Rs.1 Lakh and cumulative cover up to USD 500 for loss of travel documents and delayed/lost baggage.
Yes, you get a 1% fuel surcharge waiver on transactions ranging between Rs.400 and Rs.4,000, with a maximum waiver of Rs.400 per statement cycle.
Yes, this credit card offers access to the lounge. You get up to 2 complimentary domestic lounge visits every quarter on a minimum spend of Rs.50,000 in the last 3 months and up to 12 complimentary international airport lounge accesses every calendar year through Priority Pass Membership.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
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