Axis Bank Select Credit Card

The Axis Bank Select Credit Card offered by Axis Bank is designed for individuals who seek luxury and various benefits across travel and lifestyle categories. This credit card offers various rewards and discounts, apart from benefits like lounge access and golf access. Read on to know more about the Axis Bank Select Credit Card. 

Updated On - 05 Sep 2025
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Key Features of the Axis Bank Select Credit Card

  1. Earn 10,000 reward points worth Rs.2,000 after completing the first transaction within 30 days of the credit card issuance. 
  2. Get Rs.500 off on a BigBasket transaction worth Rs.2,500 and above. This offer will be in effect from 20th June 2025. 
  1. Get Rs.200 on Swiggy twice a month on a minimum transaction of Rs.1000 per order. 
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Features and Benefits of Axis Bank Select Credit Card

This card comes loaded with attractive benefits that a cardholder can use. Some of them are listed below: 

  1. Welcome Benefits: Get 10,000 EDGE reward points worth Rs.2,000 on completing the first transaction within 30 days of card issuance. Do note that this benefit is applicable for paid cards only, not for Burgundy customers or lifetime free cards. 
  1. Reward points: Earn 10 EDGE reward points for every Rs.200 spent on selected transactions. Earn 10 EDGE reward points for every Rs.200 spent on retail shopping transactions, applicable on cumulative monthly spends up to Rs.20,000. 
  1. Lounge Access: Get 2 complimentary domestic lounge visits every quarter on a minimum spend of Rs.50,000 in the last 3 months. Get up to 12 complimentary international airport lounge accesses every calendar year through Priority Pass Membership. Do note that your Priority Pass membership will be renewed automatically on spending Rs.3 lakhs or more in the preceding card anniversary year. 
  1. Discounts: Get Rs.500 off once every month on a minimum transaction of Rs.2,500 on BigBasket, with effect from 20th June 2025. Get Rs.200 off, twice a month, on a minimum transaction of Rs.1,000. 
  1. Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver on fuel transactions ranging between Rs.400 and Rs.4,000, with a maximum waiver of Rs.400 per statement cycle. 
  1. Dining Benefits: Get up to Rs. 800 off or more with the Axis Bank Dining Delight program with EazyDiner. Check the terms and conditions before you avail yourself of this offer. 
  1. Golf Privileges: Get up to 6 complimentary golf rounds per year and get an additional 6 golf rounds on completing an annual spending of Rs. 3 Lakhs. 
  1. Curated Experiences: Get curated experiences on weekends designed for premium customers. 
  1. Insurance Benefits: You also get comprehensive insurance cover with this credit card. This credit card offers purchase protection cover of up to Rs. 1 lakh and a cumulative cover of up to USD 500 for loss of travel documents, delay in check-in baggage, and loss of check-in baggage. 
  1. Movie Ticket Offer: Get a ‘Buy-One-Get-One' movie ticket offer and get up to Rs.250 off on the second ticket when booking via the District app with your Select credit card. This offer is available twice per month with a minimum purchase of two movie tickets and will be in effect from 20th June 2025. 
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Fees and Charges of Axis Bank Select Credit Card

Fee & Charges

Amount

Joining Fee

Rs.3,000 (NIL for Burgundy)

Annual Fee

Rs.3,000 (NIL for Burgundy)

Supplementary card joining fee

NIL

Supplementary card annual fee

NIL

Finance charges on cash and retail purchases

3.75% per month (55.55% per annum)

Cash withdrawal fees

2.5% of the amount of cash withdrawn (A minimum of Rs.500) 

Fee for payment in cash

Rs.175

Card Replacement Fee (for stolen or lost or re-issuance of a card)

No charges

Fee for the issuance of a duplicate statement

No charges

Late payment fee or overdue penalty

  1. Nil in case the outstanding amount is up to Rs.500
  2. Rs.500 in case the outstanding amount is between Rs.501 to Rs.5,000
  3. Rs.750 in case the outstanding amount is between Rs.5,001 to Rs.10,000
  4. Rs.1,200 in case the outstanding amount is more than Rs.10,000
  5. Do note that you will be charged an additional Rs.100 on missing payment of ‘Minimum Amount Due’ by the due date. 

Penalty for over limit

2.5% of the over limit amount (a minimum of Rs.500)

Fee for retrieval of charge slip or copy request

Waived

Fee for outstation cheque

Waived

Dishonour fee or check return or auto-debit reversal bank account out of funds

20% of the payment amount  

(A minimum of Rs.500) 

Charges on cancellation or purchase of railway tickets

As suggested by Indian Railways/IRCTC

Fee on foreign currency transaction

3.50% on the transaction value

Mobile alerts for transactions

Free of cost

Charges for hot listing

Free of cost

Charges on balance enquiry

Free of cost

Reward redemption fee 

Waived 

How to Apply for Axis Bank Select Credit Card?

Individuals interested in procuring an Axis Bank Select Credit card can apply for this card online as well as offline. Here's how they can do it:

Offline method:

  1. Applicants can walk into their nearest branch of Axis Bank and can ask for an application form. After filling up the form, they can attach the necessary documents and identity proofs and submit the form at the branch itself.
  2. Applicants can call the Axis Bank phone banking number 1-860-419-5555 or dial 1-860-500-5555 (with the STD code of their area) and ask the Axis bank credit card customer care executive to put them in touch with the credit card department.

Online method:

  1. Applicants can go to the official website of Axis credit cards, www.axisbank.com and click on Axis Bank Select Credit Card from the credit cards listed on the site. They can click on the 'Apply' section and follow the instructions.

Eligibility Criteria for Axis Bank Select Credit Card

  1. The primary cardholder should be aged between 18 years and 70 years. 
  2. The  supplementary cardholder should be over the age of 18 years.
  3. The net income of the applicant should be Rs. 6 lakh or above per annum.
  4. The applicant must be a resident of India.

*It is to be noted that the above-mentioned criteria are just indicative. The bank holds the right to decline or approve any application for the credit card.

Documents Required to Apply for Axis Bank Select Credit Card

The applicant would need to submit the following documents as proof of identity and proof of address:

  1. A copy of their PAN card or Form 60
  2. A copy of their latest payslip/Form16/a copy of IT return as a proof of income
  3. Proof of address (any one from the ones listed below)
  4. Driving licence
  5. Passport
  6. Electricity Bill
  7. Ration Card
  8. Landline or telephone bill

FAQs of Axis Bank Select Credit Card

  • How do I get the PIN of my Axis Bank Select Credit card?

    The PIN of the Axis Bank Select Credit card will be sent to you in the welcome kit itself.

  • What is the minimum age criteria to apply for an Axis Bank Select credit card?

    The applicant should be a minimum of 18 years of age to apply for an Axis Bank Select credit card. 

  • Do I get insurance cover with this credit card?

    Yes, this credit card comes with purchase protection up to Rs.1 Lakh and cumulative cover up to USD 500 for loss of travel documents and delayed/lost baggage. 

  • Is there a fuel surcharge waiver on this credit card?

    Yes, you get a 1% fuel surcharge waiver on transactions ranging between Rs.400 and Rs.4,000, with a maximum waiver of Rs.400 per statement cycle. 

  • Does this credit card offer lounge access benefits?

    Yes, this credit card offers access to the lounge. You get up to 2 complimentary domestic lounge visits every quarter on a minimum spend of Rs.50,000 in the last 3 months and up to 12 complimentary international airport lounge accesses every calendar year through Priority Pass Membership. 

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