Punjab National Bank Credit Cards

PNB Global credit cards are valid around the globe and are accepted in more than 29 million merchant establishments and one million ATMs that accept Visa. These credit cards come with attractive offers at leading merchant outlets and exciting rewards that can be redeemed by accumulating reward points on your spending. Multiple features available on this card will ensure that you have a safe, convenient and beneficial experience while purchasing goods and services.

Features and Benefits of Punjab National Bank Credit Card

Punjab National Bank credit cards several benefits and comes with sigtnificant features that are listed below:

1. PNB Credit Card is an all-purpose card which can be used for shopping, dining, travel, fuel, railway tickets, and more, catering to all financial needs.
2. Offers one reward point for spending every Rs.100 that are redeemable for exciting offers.
3. For family members over 18 years, primary cardholders can obtain up to two add-on cards.
4. Provides lost card protection by reporting a lost card to our 24/7 toll-free center to reduce the liability on fraudulent transactions.
5. These cards are accepted at over 3.80 lakh merchants and 30,000 ATMs in India, and 29 million merchants and 1 million ATMs worldwide.
6. Utility bill payments such as electricity and mobile bills can be paid online through Visa Bill Pay.

List of Punjab National Bank Credit Cards

PNB Global Platinum Credit Card

This credit card comes with multiple privileges to enhance convenience in your lifestyle and some of the facilities are listed below:

1. Booking facility, such as hotel and air tickets
2. Visa assistance
3. Post-trip passport
4. Lifestyle services
5. Emergency services, such as patient travel arrangements, medical support, emergency roadside assistance, etc.
6. 24x7 Global Concierge Desk
7. Offers additional incentives
8. Provide year-end account summary statements to cardholders

PNB Global Gold Credit Card

This credit card is an international credit card that comes with multiple purchase benefits and privileges and here are the features and benefits of the PNB Global Gold credit card:

1. Meets financial requirements for shopping, dining, railway ticket reservation, vacations, etc.
2. Offers exclusive reward programmes to redeem the accumulated points
3. Provides two add-on cards for family members above 18 years of age
4. Allows utility bill payments
5. Ensures lost card liability by reporting loss of card at the 24-hour toll free call centre.
6. Widely accepted across the country and abroad

PNB Global Classic Credit Card

With this credit card the customers can enjoy various features and benefits which are listed below:

1. Zero joining fee
2. Zero annual fee and renewal fee
3. Meets various purposes, such as shopping, dining, railway ticket reservations, etc.
4. Offers add-on cards to family member above 18 years of age
5. Allows utility bill payments
6. Ensures lost card liability by reporting at 24-hour call center

PNB Wave & Pay Credit Card

The PNB Wave & Pay Credit Card comes with a host of features that are listed below:

1. A chip and a radio frequency antenna embedded card
2. Can be used where contactless payment PoS Machine is available
3. The customers can simply wave and pay using these cards for transaction amount Rs.5000 and less.
4. The card can be used by waving at a maximum range of 2 cm.
5. Customer will be billed only once even if the card is tapped twice at the terminal.

PNB RuPay Platinum Credit Card

The RuPay Platinum Credit Card by the Punjab National Bank is a co-partnered credit card that offers reward point benefits.

Here is the list of features and benefits of PNB RuPay Platinum credit card:

1. Zero annual and joining fee
2. Comprehensive insurance coverage
3. Complimentary Domestic and International lounge access
4. Offers more than 300 reward points of first-time use
5. Ensures cashback on utility payments, restaurant bills, etc.
6. The card details and transactions can be tracked using mobile app "PNB GENIE"

PNB RuPay Select Credit Card

The PNB RuPay Select Credit Card offer a wide range of features and benefits across various categories. Here is the list of features and benefits of PNB RuPay Select credit card:

1. Zero annual fee
2. Comes at a joining fee of Rs.500
3. Comprehensive insurance coverage
4. Complimentary Domestic and International lounge access
5. Offers more than 300 reward points of first-time use
6. Ensures cashback on utility payments, restaurant bills, etc.
7. The card details and transactions can be tracked using mobile app "PNB GENIE"

PNB RuPay Millenial Credit Card

The PNB RuPay Millenial Credit Card offers an array of features and benefits across multiple categories which are listed below:

1. Comes at a joining and annual fees of Rs.399 and Rs.999, respectively
2. Offered to those individuals with gross annual income of Rs.5 lakh
3. The minimum and maximum card limits are Rs.50,000 and Rs.10 lakh, respectively
4. Annual fee is waived off if Rs.1 lakh is spent in the previous financial year
5. No annual charges for add-on cards
6. Some other additional features are:
   1. On activation, the card offers more than 300 reward points
   2. Domestic and International Lounge Access
   3. Offers up to Rs.10 lakh as insurance coverage
   4. Premium Health Check Up Package
   5. Complimentary sessions on golf and spa treatments

PNB Rakshak RuPay Platinum Credit Card

The list of benefits and features of PNB Rakshak RuPay Platinum credit cards are given below:

1. Zero joining and annual fee
2. Offers more than 300 reward points on using it for the first time
3. Offers comprehensive insurance coverage
4. Provides the customers with over 300 merchant offers
5. concierge services for 24x7
6. Offers cashback on utility bill payments
7. mobile app "PNB GENIE" for easy and convenient banking activities

PNB Patanjali RuPay Select Credit Card

PNB in collaboration with Patanjali has launched this credit card, designed specifically for Patanjali loyal customers. Here is the list of features of PNB Patanjali RuPay Select credit card:

1. Zero annual and joining fee
2. Reward points offered are:
   1. Over 300 for first time usage
   2. On retail merchandise the card offers 2x reward points
3. Offers comprehensive insurance coverage
4. Provides the customers with over 300 merchant offers
5. concierge services for 24x7
6. Offers cashback on utility bill payments
7. Mobile app "PNB GENIE" for easy and convenient banking activities
8. Offers domestic and international lounge access

PNB Patanjali RuPay Platinum Credit Card

Here is the list of features and benefits of PNB Patanjali RuPay Platinum Credit Card:

1. No annual and joining fee
2. Offers comprehensive insurance coverage
3. Provides cardholders with more than 300 merchant offers
4. Offers more than 300 reward points on using it for the first time
5. Patanjali Swadeshi Samridhi Card customers are offered with additional 5-7% additional cashback by Patanjali Ayurved Ltd. on recharge using PNB-Patanjali Credit Card
6. For every Rs.50 per transaction at Patanjali stores, cardholders are offered with cashback of 2.00% for transaction amount of Rs.2,500 and above

PNB Visa Signature Credit Card

Here is the list of features and benefits of PNB Visa Signature credit card:

1. The primary cardholders should be 21 years and above to apply for these cards
2. The annual gross income of the individual should be Rs.7.50 lakh
3. The joining and annual fees are Rs.1,500 and Rs.500, respectively
4. Add-on card charges are Rs,.500
5. On spending Rs.3 lakh on previous financial year, the annual charges will be waived off
6. No annual charges for add-on cards
7. On purchasing movie tickets from BookMyShow, the card offers 50% discounts
8. Complimentary Domestic Lounge access
9. Offers 50% on food combos per month
10. Offers Merchant Offers on Daily basis
11. Concierge Offers assistance 24x7 on hotel reservations, flight booking, etc.

PNB Credit Card Charges and Interest Rates

Punjab National Bank Credit Card Rewards Programme

PNB Credit Card Eligibility Criteria

In order to be eligible for the PNB Global Credit Cards, you have to fulfill certain eligibility parameter, which are as follows:

1. The applicant must be between 21 to 70 years of age.
2. The minimum age of the add-on cardholder should be 18 years.
3. The minimum age is 18 years if the application is against FD (Fixed Deposit).
4. The applicant should be literate and must have an independent financial source along with proof of income.
5. The applicant must provide PAN card, email-ID and valid KYC (Know Your Customer) documents.
6. The minimum annual income of the individuals depends on the card which is given below:
   1. For PNB customer:
      1. VISA Classic & RuPay Platinum: Rs.2.50 lakh
      2. VISA Gold: Rs.3.50 lakh
      3. VISA Platinum, RuPay Select & RuPay Millennial: Rs.5 lakh
      4. Visa Signature: Rs.7.50 lakh
   2. For non-PNB customer:
      1. VISA Classic, VISA Gold & RuPay Platinum: Rs.3.50 lakh
      2. VISA Platinum, RuPay Select & RuPay Millennial: Rs.5 lakh
      3. Visa Signature: Rs.7.50 lakh

Documents Required for Punjab National Bank Credit Card

The documentation that has to be submitted by the applicant at the time of application is as follows:

1. Income proof:
   1. For PNB customers: (Salaried or Pensioners)
      1. Salary slips of last three months
      2. Salary certificate not more than three years old
      3. Income Tax Return (IT return of last two years for self-employed or professionals)
      4. Pension slip or bank statement of last six month reflecting the credit of pension amount
      5. Form 16 (Note: If salary or pension is credit not less than six months and the amount is more than Rs.20,834 then no income proof is required)
   2. For non-PNB customers:
      1. Pension slip or bank statement of last six month reflecting the credit of pension amount
      2. ITR/Salary Slip and Copy of latest Statement of Account (SOA)
      3. For self-employed or professionals:
         1. Copy of latest Statement of Account (SOA)
         2. IT Return for last two years
2. Application form
3. PAN card copy
4. Photograph
5. Address proof or proof of identity which should be any OVD (Official Valid Document) as per the KYC guidelines

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>