HDFC Credit Card Bill Payment

How to Pay HDFC Credit Card Bill Payment Through Mobile Banking Application

1. You can use the HDFC mobile banking facility to make your HDFC credit card bill payment. However, before availing the facility, you need to link your HDFC credit card to the mobile banking account.
2. Once you register your credit card, you can follow these steps to make the payment:
3. Download the HDFC Mobile Banking application on your phone and log in to your account.
4. Click ''Pay'.
5. Select the amount you want to pay
6. Click on it and complete the payment.

Using Autopay Option to Pay HDFC Credit Card Bill

1. You can use the Autopay option and set a standing instruction for the auto debit of the credit card outstanding from your HDFC savings account. This way, you can easily pay the total or the minimum amount due on your card every month.
2. To avail the Autopay facility, do the following:
3. Log in to your net banking account.
4. Visit the cards section and there you will see your registered credit cards.
5. Now on the left side of the screen, under Credit cards, click on 'Request' and then 'Autopay Register'.
6. Next, you would be prompted to select the details.
7. Click on 'Continue' and then 'Confirm'.
8. You would see the acknowledgement message on the screen.
9. You can also download the Autopay request form from auto-debit instruction and send the duly filled form to
   1. The Manager,
   2. HDFC Bank Cards Division,
   3. P O Box 8654, Thiruvanmiyur,
   4. P.O, Chennai 600 041.
   5. The Autopay facility would be activated within 7 days from the date of receipt of your application.

How to Pay Credit Card Bill using Mobile wallets and Payment systems

You can pay your HDFC credit card bills through UPI and mobile wallets such as PhonePe, PayTM, Google Pay, MobiKwik, etc. We will have a look at the steps you will have to follow to pay your credit card bills using UPI or mobile wallets.

Bill Payment through PayTM

1. Open the PayTM app or visit the website.
2. Under 'Recharge & Bill Payments', click on 'Credit Card payment'.
3. Click on '+ Pay another card'.
4. Enter your credit card number and if you want you can provide a nickname for it too.
5. You can then link your credit card to your PayTM account and once done, you can proceed to complete the payment of your credit card bill.

Bill Payment through MobiKwik

1. Click on the link https://www.mobikwik.com/credit-card-bill-payment.
2. Enter the credit card number and the billing amount you need to pay.
3. Click on 'Go'.
4. Follow the instructions to complete the payment of your credit card bill.

Bill Payment through Google Pay

1. Open the Google Pay app on your phone.
2. Click on 'Pay bills' and then click on 'Credit card bill payment'.
3. Choose HDFC Bank Credit Card from the options available.
4. Enter your credit card number and add a nickname for it.
5. Click on 'Link Account'.
6. Once your credit card is linked to your Google Pay account, you can pay your credit card bill whenever you want.

Bill Payment through PhonePe

1. Open the PhonePe app on your phone.
2. Under 'Recharge and Pay Bills', click on 'Credit Card Bill'.
3. Enter your credit card number and click on 'Confirm'.
4. Once your credit card gets linked to your PhonePe account, you can then complete the payment of your credit card bill.

HDFC Bank Credit Card Bill Payment - Offline Options

HDFC account holders can pay their HDFC credit card bills through the following offline methods.

ATM Funds Transfer to Pay HDFC Credit Card Bill Payment

1. You can walk into an HDFC Bank ATM, insert your debit card into the card slot, and select 'Credit Card Payment'.
2. Enter the details that you are asked for and complete the payment.
3. The amount can be paid from your savings or current account and this facility is available round the clock.
4. When you opt for this payment method, you would have to pay Rs.100 per transaction as the cash processing fee.

Over the counter payment of HDFC credit card bill payment

1. To pay your HDFC credit card bill, you can walk into any branch of the HDFC Bank and pay your credit card bill in cash.
2. When you opt for this payment method, you would have to pay Rs.100 per transaction as the cash processing fee.

Cheque payment of HDFC credit card bill

1. For paying your HDFC credit card bill via cheque, do the following
2. Issue a local cheque in the favour of "HDFC Bank Card A/c XXXX-XXXX-XXXX-XXXX", the X represents the 16-digit card number of your credit card.
3. Drop the cheque at any drop box located in any HDFC Bank ATM or HDFC Bank branch.
4. The amount would be credited to your credit card account within 3 working days.

Payment Of HDFC Credit Card Bill Through NEFT At HDFC Branch

1. You can also visit any HDFC branch and request for the NEFT by using the IFSC Code HDFC0000128.

HDFC Bank Credit Card Bill Payment for Non-HDFC Bank Account Holders Online

1. Visit https.//pgi.billdesk.com/pgidsk/pgmerc/hdfccard/HDFC_card.jsp
2. Type in your HDFC Bank card number and enter the payment amount
3. Choose your net banker
4. Click 'PAY'
5. You will then be redirected to the interface for bank payment of net banking
6. Type in your details for authentication like user ID and password
7. Confirm the payment amount
8. You will get confirmation of the transaction and the Transaction Reference Number
9. You will get an email with the acknowledgement of the transaction

Benefits of Paying HDFC Credit Card Bill Online

1. It is a paperless method of bill payment.
2. It is very convenient to pay your credit card bills online as you can do it from your home and do not have to visit the bank.
3. You can set up standing instructions for the bank
4. The processing of the bill is faster when it is online.
5. There are generally no fees involved.

Payment Processing Time for the Various Methods

Credit cards make payments easy for all expenses online and offline while offering various benefits

Find a Card >>