Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card is a co-branded offering designed for customers who love online shopping. This credit card offers various cashback rewards, welcome benefits, and lifestyle perks. Other benefits of this credit card include a waiver on fuel surcharges, airport lounge access, and easy EMI conversion of transactions. Read on to know more about the Flipkart Axis Bank credit card. 

Updated On - 05 Sep 2025
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Features and Benefits of the Flipkart Axis Bank Credit Card

Mentioned below are the features and benefits of the Flipkart Axis Bank Credit Card: 

  1. Welcome Benefits: Get activation benefits worth Rs.600 with your Flipkart Axis Bank credit card. Get a Flipkart voucher worth Rs.500 on completing your first transaction within 30 days of card issuance (applicable for paid cards only). Get a 50% discount up to Rs.100 on your first Swiggy order. 
  1. Cashback Benefits: Get 5% unlimited cashback on transactions at Flipkart and Cleartrip. Get 4% unlimited cashback on spends at preferred merchants, namely Swiggy, Uber, PVR, and Cult.fit and get 1% unlimited cashback on transactions across other eligible categories. 
  1. Lounge Access Benefits: With this credit card, you get up to four complimentary domestic lounge access at selected outlets. Do note that to avail yourself of this facility, you will have to ensure a minimum spending of Rs.50,000 in the previous three months. 
  1. Fuel Surcharge Waiver: This credit card also offers a waiver on fuel surcharges of up to 1% across all fuel stations in India on transactions ranging between Rs.400 and Rs.4,000. Do note that the maximum waiver on fuel surcharge is capped at Rs.400. GST charged on fuel surcharges is not refundable, and there is no cashback for fuel transactions. 
  1. Dining Discounts: Enjoy up to 15% off capped at Rs.500 with EazyDiner on dining at selected restaurants across India. 
  1. Wednesday Offers: With this credit card, get exclusive mid-week offers every Wednesday that include up to 15% savings on booking flights & hotels via Goibibo and MakeMyTrip, up to 10% discount on orders placed through Swiggy and Amazon Fresh, and up to 10% off capped at Rs.1000 on Tira. 
  1. Easy EMI Conversion: This credit card also gives the facility to easily convert transactions worth Rs. 1,500 and above into EMIs. 
Apply Flipkart Axis Credit Card Online
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Fees and Charges of Flipkart Axis Bank Credit Card

Mentioned below are the fees and charges for the Flipkart Axis Bank Credit Card,

Type of Fees

Charges

Joining Fee

Rs. 500

Annual Fee (from 2nd year onwards)

Rs. 500

Annual Fee Waiver

Waived if annual spending exceeds Rs. 3,50,000 (excluding rent payments and wallet loads)

Add-on Card Joining Fee

Nil

Add-on Card Annual Fee

Nil

Card Replacement Fee

Nil

Cash Payment Fee

Rs. 175

Duplicate Statement Fee

Waived

Charge Slip Retrieval Fee

Waived

Outstation Cheque Fee

Waived

Mobile Alerts for Transactions

Free

Hot listing Charges

Nil

Balance Enquiry Charges

Waived

Finance Charges (Retail Purchases & Cash)

3.75% per month (55.55% per annum)

Cash Withdrawal Fee

2.5% of the cash amount (minimum Rs. 500)

Late Payment Fee

  1. Total payment due is less than Rs. 500: Nil
  2. Total payment due is between Rs. 501 – Rs. 5,000: Rs. 500
  3. Total payment due is between Rs. 5,001 – Rs. 10,000: Rs. 750
  4. Total payment is more than Rs. 10,000: Rs. 1,200

Note: An extra Rs. 100 will be charged if the Minimum Amount Due (MAD) is not paid by the due date for two billing cycles in a row. This fee will keep applying in each cycle until the MAD is fully paid.

Overlimit Penalty

2.5% of the overlimit amount (minimum Rs. 500)

Cheque Dishonour Fee or Auto-debit Reversal Fee

2% of the payment amount (minimum Rs. 500)

Surcharge on Buying or Cancelling of Railway Tickets

As per IRCTC

Foreign Currency Transaction Fee

3.5% of the transaction value

Reward Redemption Fee

Nil

Rent Transaction Fee

1% of the transaction amount

Dynamic Currency Conversion (DCC) Markup Fee

A 1.5% markup will be charged on international transactions made in Indian currency, whether the purchase is at an overseas location or with an Indian-based merchant that is registered in another country

Education Transaction Fee

1% of the amount per transaction made by third-party apps

Utility Transaction Fee

1% on cumulative spends of Rs. 25,000 or more per statement cycle

Wallet Load Transaction Fee

1% on cumulative spends of Rs. 10,000 or more per statement cycle

Fuel Transaction Fee

1% on cumulative spends of Rs. 50,000 or more per statement cycle

Online Skill Based Gaming Transaction Fee

1% on cumulative spends of Rs. 10,000 or more per statement cycle

Note: Taxes will be applicable as per the government norms.

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Eligibility Criteria for Flipkart Axis Bank Credit Card

The eligibility criteria to apply for Axis Bank Flipkart credit card are mentioned below -

  1. The applicant should be an Indian resident.
  2. The age of the primary credit cardholder must be between 18 years and 70 years.

Documents Required for the Flipkart Axis Bank Credit Card

The documents which are required to apply for the card are identity proof, Form 60, proof of income, colour photographs, PAN card, and residential proof of the primary applicant.

Here's a complete list of documents required:

  1. Colour photograph
  2. Latest payslip/Form 16/IT return copy as proof of income
  3. PAN card photocopy or Form 60

Proof of residence:

  1. Telephone bill
  2. Passport
  3. Ration Card
  4. Electricity bill

Proof of Identity

  1. Aadhaar card
  2. Passport
  3. Driving Licence
  4. PAN card

How to Apply for the Flipkart Axis Bank Credit Card

You can apply for the Axis Bank Flipkart credit card online or offline. Offline application options include visiting an Axis Bank branch or contacting customer service. 

You can apply for the card online via the official Axis Bank website. The application process varies for existing and new customers, but the basic steps for online application are outlined on the Axis Bank website 

  1. Step 1: Visit the credit card section on the site to start your application.
  2. Step 2: Click on the application link and fill out the form with basic details like your name, mobile number, type of employment, monthly income, and area PIN code.
  3. Step 3: Once you submit the form, the bank will get in touch with you to guide you through the next steps.

Flipkart Axis Bank Credit Card Lounge Access

You can enjoy up to four complimentary domestic airport lounge access annually using your Flipkart Axis Bank Credit Card.

Participating Lounges

City

Lounge

Terminal

Bengaluru

080 Domestic Lounge

Domestic T2

Bengaluru

BLR Domestic Lounge

Domestic T1

Chennai

Travel Club Lounge A

Domestic T1

Chennai

Travel Club Lounge B

Domestic T1

Chennai 

Travel Club Lounge 

Domestic T4 

Mumbai

Adani Lounge

Domestic T2

Mumbai

Travel Club Lounge

Domestic T1c

Kolkata

Travel Club Lounge

Domestic T1

Hyderabad

Encalm Lounge

Domestic T1

New Delhi

Encalm Lounge

Domestic T1

New Delhi

Encalm Lounge

Domestic T3

New Delhi

Encalm Lounge

Domestic T2

FAQs on Flipkart Axis Bank Credit Card

  • How much is the joining fee and annual fee for the Flipkart Axis Bank Credit Card?

    The joining fee for the credit card is Rs.500 and the annual fee of the card is also Rs.500. However, the annual fee will be deducted from the 2nd year onwards.

  • How can I generate a PIN for my Flipkart Axis Bank Credit Card?

    You can generate a PIN for my Axis Bank credit card instantly by visiting any of the ATMs of Axis Bank, you can also generate it by calling the Axis bank credit card customer care service of the bank. When you visit the ATM, the PIN can be generated easily by following a few steps.

  • Can my Flipkart Axis Bank Credit Card be transferred to someone else?

    No, you cannot transfer ownership of the credit card to someone else.

  • How soon will I receive the physical card?

    After your application is approved, you will receive a physical card to your registered address within 7 to 10 working days.

  • How can I find out the status of my application for a Flipkart Axis Bank Credit Card?

    You can get in touch with customer service or visit the bank's website to find out the status of your Flipkart Axis Bank Credit Card. You can view the application status by providing your mobile number along with your application ID or PAN card number.

  • Can I use the Flipkart Axis Bank Credit Card offline or at ATMs?

    Yes, the card can be used for both online and offline purchases, including swiping at retail stores (POS). It also allows cash withdrawals from ATMs. However, ATM withdrawals attract a fee of 2.5% of the amount (minimum Rs. 500) along with finance charges of 3.75% per month from the date of withdrawal. Due to these high charges, withdrawing cash using a credit card is not recommended unless absolutely necessary.

  • Is the Flipkart Axis Bank Credit Card accepted everywhere?

    Yes, the card can be used at most online and offline stores. However, the higher cashback benefits are limited to Flipkart, Cleartrip, and selected partner brands. To know if any restrictions apply to your card, you can check the details through Axis Bank’s internet banking portal.

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