Axis Bank My Wings Credit Card

1. EMV Chip and PIN Protection: The card has an EMV chip and PIN protection, making online and offline purchases safe and secure. 

1. Convert Large Transactions to EMI: For any transaction above Rs.2,500, you have the option to convert this to easy monthly installment (EMI) payments, which makes it easier on your monthly budget to handle larger transactions. 

1. Airport Lounge Access: Cardholders can benefit from complimentary access to domestic airport lounges in India, where cardholders and add-on members can comfortably await their flights. 

1. EDGE Reward Points: Cardholders earn EDGE Reward points on every spend, with EDGE Reward points flexible to redeem for a variety of products, vouchers and lifestyle benefits. The program offers maximum rewards on every day and travel spend. 

1. Wednesday Delight Offers: Cardholders will benefit from deals every Wednesday, offered for flights, hotels and dining through partner platforms. This is meant to help users save more on Wednesday transactions.

Benefits of applying for Axis Bank My Wings Credit Card

The major advantages of Axis Bank My Wings Credit Card: 

1. Up to 20% Cashback on Domestic Flights: Cardholders receive cashback on bare-fare domestic flights booked through preferred channels. This is a great benefit for travelers looking to save on airfare as a frequent traveler. 

1. IRCTC Railway Booking Cashback: Rs.25 off on any booking made through IRCTC using the My Wings card.  

1. Bus Ticket Cashback: Rs.100 cashback on bus ticket bookings through selected partners or codes. This is a great benefit for frequent travelers using the inter-city bus service. 

1. Car Rental Cashback: Rs.400 cashback on any car rental booked online through partner platforms using the card. This will make your weekend trip enjoyable and reduce the expense of business travel. 

1. Holiday & Hotel Vouchers: Vouchers up to Rs.10,000 to be used for hotel requests for holiday packages. This is a great benefit for travelers who are planning vacations. 

1. Fuel Surcharge Refund: Refund on fuel transactions ranging from Rs.400 to Rs.4,000 is possible against transaction charges, with a maximum of Rs.400 in refund per statement cycle. This greatly reduces the overall cost of fuel when using on a frequent basis. 

Eligibility criteria to apply for Axis Bank My Wings Credit Card

Given below is the eligibility criteria you will have to fulfil if you wish to apply for Axis Bank My Wings Credit Card:

1. You should be aged between 18 years and 70 years old.
2. The age of the add-on cardholders should be over 15 years.
3. Should either be a citizen of India

Documents Required for Axis Bank My Wings Credit Card

Given below is the list of documents you will have to submit while applying for Axis Bank My Wings Credit Card:

1. Form 60 or a copy of your PAN Card.
2. Colored photograph.
3. IT return copy, Form16, or latest pay slip as proof of income.
4. Proof od address such as Passport, Ration Card, utility bills such as landline telephone bill, electricity bill, etc.
5. Proof of identity such as Passport, Driving Licence, PAN Card, Aadhaar Card, etc.

Fees and Charges for Axis Bank My Wings Credit Card

The fees and charges associated with Axis Bank My Winds credit card are as follows: 

How to Apply for Axis Bank My Wings Credit Card

Online Application Procedure

Follow the instructions given below to apply for the Axis Bank My Wings Credit Card online:  

1. Step 1: Visit the Axis Bank My Wings Credit Card page 

Go to the Axis Bank website and locate the My Wings Credit Card link. 

1. Step 2: Apply for the card 

On the card page, you will see ‘Apply Now’ on a large button. Click here to be taken to the online application. Enter your details, such as: PAN number, Mobile number, Employment details (occupation, employer name or business type), and Income (monthly or yearly income as needed for eligibility) 

1. Step 3: Complete the KYC process (Know Your Customer) 

You need to complete a KYC for the application. This is required by banking regulations. You can typically do it online by uploading scanned documents. 

1. Step 4: Submit documents required 

Upload or provide documents for verification, which typically include: PAN Card or Form 60, Passport Size Photograph, Proof of Income (payslips, Form 16 or ITR), Proof of Identity (Passport, Driving licence, Aadhaar, Voter ID, or PAN), and Proof of Address (Passport, utility bills, ration card etc.) 

1. Step 5: Approval and review of application 

After submission of your application and documents, Axis Bank will review your application and documents in the context of eligibility and creditworthiness. 

Offline Application Procedure 

The steps to apply for the Axis Bank My Wings Credit Card offline are as follows: 

1. Step 1: Go to the Branch 

Visit the nearby Axis Bank branch that provides credit card services. 

1. Step 2: Fill out the Application Form  

Carefully fill out your personal information, such as Full name, date of birth, and contact details, PAN number (mandatory), Employment information and Monthly or annual income. 

1. Step 3: Attach Required Documents  

Along with the application, please send the self-attested photocopies of the following documents: PAN Card (or Form 60 if PAN is not available), proof of identity proof of address, proof of income, and Passport-sized photograph.  

1. Step 4: Verification by the Bank Staff 

The branch representatives will check and verify your form and documents.  

1. Step 5: Processing and Approval 

The submitted application will then be sent to the credit team of Axis Bank for approval.  

1. Step 6: Dispatching the Card  

Once the card is approved, your My Wings Credit Card will be dispatched to the mailing address mentioned in the application form.  

1. Step 7: Activation of the Card 

After receiving the card, it is important to be activated by any of the following means: by visiting the branch, using Axis Bank ATM, or by calling the Axis Bank Customer Care. 

Credit cards make payments easy for all expenses online and offline while offering various benefits

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