Steps to Open an ICICI Bank Savings Account

1. The applicant must be a resident of India. 

1. They must be between the ages of 18 years and 60 years.  

2. Gold Plus Savings Account:

1. Residents, foreign national customers, members of the Hindu Undivided Family (HUF).  
2. The age must be over 57 years for regular citizens and 50 years for defence personnel.  

3. Regular Savings Account: 

1. The applicant must be a resident of India aged 18 years and above. 

4. Seniors Club Savings Account: 

1. All resident Indian senior citizens are eligible to open this type of account. 

5. 3-in-1 Account: 

1. All Indian residents can open this type of account. 

6. Basic Savings Bank Account: 

1. Only Indian residents who do not have an ICICI Bank account can open this type of account.  

7. Gold Privilege Banking: 

1. The applicants must resident Indians over the age of 18 years.  
2. Minors as well as senior citizens aged over the age of 60 years are eligible to open this type of account. 

8. Silver Savings Account: 

1. Indian residents, foreign nationals, and HUF members aged 18 years and above may open this type of account.  
2. Minors under the age of 18 years can also open this account with their parents or local guardian.  

9. Advantage Woman Savings Account: 

1. All Indian resident women aged 18 years and above can open this type of account. 

10. Young Stars Account: 

1. Children aged 1 day to 18 years are eligible to open the Young Stars Account.  
2. Minors over the age of 10 years can open this type of account.  

11. Smart Secure Savings Account: 

1. The applicants must be Indian residents aged 18 years to 45 years.

Steps to Open ICICI Bank Savings Account Online:

To open an ICICI Bank savings account online, follow the steps mentioned below:  

Step 1: Visit ICICI Bank's official website. 

Step 2: Click on the ‘Apply Online’ option.  

Step 3: Click on the ‘Savings Accounts’ option and enter your Aadhaar number. 

Step 4: Complete the application form and submit it along with copies of your KYC documentation. 

Step 5: Your documents will be verified by the bank. 

Step 6: The bank will contact you to make the first deposit and provide the welcome kit. 

Steps to Open ICICI Bank Savings Account Offline:

The steps to open an ICICI Bank savings account offline are as follows: 

Step 1: For the account opening form, go to the ICICI Bank branch that is closest to you. 

Step 2: Enter all of the requested information. 

Step 3: Submit the application form, self-attested KYC documents, and latest passport size photographs. 

Step 4: Your information will be verified by the executive. 

Step 5: Following the verification, you must deposit the initial sum.  

Step 6: The executive will then give you a welcome kit, which includes a debit card, passbook, and a private PIN. 

Step 7: It will take a few days for your account to get activated. A notification regarding the same will be sent to your registered mobile number.  

What to Keep in Mind before Opening ICICI Bank Savings Account?

Before choosing a savings account offered by ICICI Bank, individuals need to look into the certain aspects of the account to see if it actually suits them. They are:

1. They would first need to check the minimum balance requirement of the savings account and see if its suits their finances.
2. One should also check the penalty fees for not maintaining the minimum balance.
3. One should check the interest rate over deposits for that particular savings account. The interest rate will determine your return over the deposits and knowing this before choosing a savings account is imperative.
4. He/she should check the transaction and withdrawal limit per day for that particular account.
5. Extra charges if one withdrawals cash using cheques and the withdrawal limit per month at ATMs other than ICICI Bank should also be known by the applicant.

Safety Tips for ICICI Bank Savings Account Holders:

1. You should ensure that your account password and PIN is never shared through emails, SMS, or on social media.
2. Contact the bank immediately if in case a transaction has been made without your knowledge.
3. Always check your bank statements regularly to keep a check if there are any cases of fraudulent activity and to also keep a track of your finances - in and out of your account.
4. If by chance your debit card is either lost or stolen, you should either block it through your net banking account immediately or call the customer care of ICICI Bank to do it for you.
5. For security reasons, never save your bank account details on online merchant websites. In addition, ensure that you close the page as soon as you have completed a transaction online.
6. Always shop on websites that are secure.

ICICI Bank Customer Care Number:

For customers that wish to contact the ICICI Bank customer care for a grievance, doubt or help regarding one's account, they can call them at the bank's customer care number as listed below - varying with the state one resides in.