India’s Top 5 Mobile Banking Apps

HDFC Bank Mobile Application:

HDFC Bank is one India's largest banks. Its mobile banking app allows its customers to view their account summary, transfer funds, make credit card payments and pay utility bills. HDFC Bank's mobile application has a 4.2-star rating on the Google Play Store and has over 1 million downloads. The app allows its users to customize the "My Menu" tab on the app, where the most frequently used services can all be available in the same tab.

HDFC's mobile banking app is also available in Hindi and has a "LITE" version that is compatible with lower internet speeds. While the LITE version does not have all the features of the regular version, it covers the most frequently used services.

How to Activate HDFC Mobile Banking App

You can follow the given below steps to activate your HDFC mobile app: 

Step 1: Firstly, download the HDFC Bank MobileBanking app from the Apple App Store or Google Play Store. 

Step 2: Fill in the username and IPIN provided by the bank. 

Step 3: After that, set up the Quick Access PIN by entering your customer ID, and an OTP will be sent to your registered mobile number. 

Step 4: You can set up biometric authentication also for easy access. 

ICICI Bank's iMobile Application:

The iMobile app by ICICI Bank is one of the highest rated mobile banking application in India. The app has a 4.5-star rating on the Google Play Store and has over 10 million installs. The app allows its users to transfer funds, pay credit card bills, pay utility bills, open fixed deposits and recurring deposits, and manage Life Insurance policies.

The iMobile app also allows users to locate ICICI Bank ATMs, transfer funds instantly through UPI payments, and transfer funds to an email id or mobile number. The app is constantly updated to reflect newer services that the bank offers through the app. Apart from fixing bugs, the most recent update enables users to check loan eligibility, and avail instant personal loans against their credit card, and upgrading debit cards.

In addition to the mobile banking app, ICICI Bank has also launched iWear—ICICI Bank's smartwatch app. iWear allows users to access their account information through their smartwatches, including information about their last 3 bank transactions, current balance and credit card accounts.

How to Activate ICICI Mobile Banking App 

Activating the ICICI Mobile Banking App is a very easy process. You need to follow the steps that are given below: 

Step 1: Open the iMobile app and click on Explore iMobile 

Step 2: Verify your mobile number and set your 4-digit login PIN.  

Step 3: Select the option debit card and provide the grid numbers written on the back of your Debit Card 

Axis Bank's Axis Mobile Application

The Axis Mobile app is popular because of its stability. With over 5 million downloads and a 4-star rating on the Google Play Store, the app allows its users a host of different services and functions. In addition to the usual funds transfer and viewing savings account statements, the app allows users to schedule credit card payments for a date that suits them better, convert credit card payments to EMIs, block cards and replace them, temporarily deactivate debit cards and set limits on debit card purchases. App users can also set standing instructions and auto-pay bills for over 200 utility services.

Axis Mobile also allows its users to create a "Favourite" list with 10 of the most frequent transactions carried out on the app. Customers can also email and Tweet feedback directly from the app and can also request a call back from a customer care executive.

How to Activate Axis Mobile Banking App 

Here are the steps to activate the Axis Mobile Banking App: 

Step 1: Open the Axis Mobile App and click "Login.”

Step 2: Allow permissions to call and SMS. 

Step 3: After that, verify your mobile number through SMS. 

Step 4: Select mode of authentication and enter the details to register. You can register via your credit card, debit card, internet banking, forex account, or any loan account. 

Step 5: Enter your name and accept terms and conditions 

Step 6: You can now set a 6-digit mPIN or you can also enable biometric authentication if required. 

Step 7: You can now use the mPIN to login to your Axis Mobile Banking App. 

State Bank of India YONO App 

SBI has a number of banking apps for a variety of services, but SBI YONO is the app that provides the fundamental banking services. The app has over 100 million downloads with a 4.2-star rating on the Google Play Store. It allows its users to shop, travel, pay bills, recharge, invest, and so on. The app has easy-to-use features like contact suggestions, QR code scanning, biometric login, and easy account integration. 

Users can open multiple accounts in one app and get exclusive rewards by doing transactions on a daily basis. Paying bills for DTH, electricity, mobile recharges, property taxes, and credit cards is now easy with various payment methods like debit card, credit card, UPI, internet banking, and account transfer. 

How to Activate SBI YONO App 

To activate the SBI YONO app, you can follow these simple steps:  

Step 1: Firstly, register yourself via internet banking details, or you can create a temporary internet banking password with your debit card. 

Step 2: Once registration is approved, you will receive an activation code via SMS on your registered mobile number. 

Step 3: Send an SMS with <MBSREG> to 9223440000 or 567676. 

Step 4: You will receive a user ID and default MPIN via SMS. 

Step 5: Enter the user ID and default MPIN in the SBI mobile banking app to complete activation. 

Step 6: Set your personalized login MPIN. 

Bank of Baroda's M-Connect Plus Application

The M-Connect Plus app is an upgraded version of Bank of Baroda's M-Connect app. The app has a 4.1-star rating on the Google Play Store and is very user-friendly. The app allows users the ability to transfer funds instantly, pay utility bills and make credit card payments. The app also allows its users to make cardless cash withdrawals from Bank of Baroda ATMs. The app provides users with an overall view of their account details and transaction history and also enables customers to make requests for a new chequebook.

The app's most recent upgrade focused on bug fixes, adding a list of frequent transactions to the "Favourites" menu, a graph to depict a mini account statement and enhancing the security of its users' accounts.

Perhaps one of the most notable features of the M-Connect Plus app is that it is now available in 7 regional languages, which increases its accessibility among its users across the country.

How to Activate Bank of Baroda M-Connect Plus 

You can follow these simple steps to activate your M-Connect Plus app:  

Step 1: Open the app and click confirm. An SMS will be sent to your registered mobile number for verification  

Step 2: If you are not registered for mobile banking, then you need to register it first through any option such as self-registration by debit card, BOB internet banking, BOB ATM, or you can submit an application form at the branch. 

Step 3: After completing the registration, you will get 4-digit MPIN via SMS 

Step 4: You can click on the option “PROCEED” to activate Mobile Banking Services.