ICICI Bank Expressions Debit Card

ICICI Bank offers multiple debit card options to their customers, among which Expressions Debit Card stands out from others due to its customizable design, offers, discount, and various other features.

Animated Svg

These cards also allow users to select from 200 designs or choose their own image. Expressions debit card has different variants that come with joining benefits offering various gift vouchers and reward point that enhances the shopping experience. Here are more details about ICICI Bank Expressions debit cards.

ICICI Expressions Debit Card

Features and Benefits of ICICI Expressions Debit Card

The features and benefits of ICICI Expressions Debit cards:

ICICI Expressions Debit Card Lounge Access

  1. Offers two complementary airport lounge access against each card every quarter in a year
  2. Per calendar quarter two complementary airport lounge access is provided on a minimum spend of Rs.3000 on every card

High Daily Spending Limits

  1. Daily cash withdrawal limit for domestic and international ATMs are Rs.1 lakh and Rs.2 lakh, respectively
  2. Daily purchase limit for domestic and international retail and online sources are Rs.5 lakh and Rs.2 lakh, respectively

Offers and Rewards on ICICI Expressions Debit Card

  1. Offers exclusive dining offers through ICICI Bank culinary treat programme
  2. Offer two and four reward points on domestic and international, respectively, for every Rs.200 spent
  1. Offers discounts on booking domestic flight and bus tickets every Monday
  2. Zero surcharge will not be applicable on fuel purchase, if the transaction done through non-ICICI Bank swipe machines by ICICI Bank debit card holders
  3. Discount on groceries and household needs on Tuesday
  1. Discounts on electronics on Thursday on making a purchase through ICICI Bank Expressions Debit Card
  2. Offers on dining at over 2,500 restaurants across multiple cities
  3. Shopping discounts on Wednesday
  4. Offers Voucher worth Rs.500 on making a purchase at TATA CliQ
  5. Offers voucher up to Rs.1000 on making purchase at Reliance Centro

For Expression Coral, Coral Business, DMRC

  1. On a minimum purchase of two movie tickets per month from BookMyShow (capped at Rs.150 per month), 25% discount will be offered.
  1. On a minimum purchase of two movie tickets twice a month from INOX (capped at Rs.75 per month), 25% discount will be offered.
  1. On a minimum spend of Rs.4000 in the previous calendar quarter, the card holders will receive two complimentary lounge access.
  1. On spending Rs.200 on domestic and international transactions, the card holders will earn three and six reward points, respectively.

For Expression Sapphiro and Sapphiro Business

  1. On a minimum purchase of two movie tickets per month from BookMyShow (capped at Rs.200 per month), 25% discount will be offered.
  1. On a minimum purchase of two movie tickets twice a month from INOX (capped at Rs.100 per month), 25% discount will be offered.
  1. On a minimum spend of Rs.5000 in the previous calendar quarter, the card holders will receive four complimentary lounge access.
  1. On spending Rs.200 on domestic and international transactions, the card holders will earn four and eight reward points, respectively.
Animated Svg

Types of ICICI Bank Expressions Debit Card

The following are the five types of Expression Card that ICICI Bank customer can avail themselves of:

  • ICICI Expressions Sapphiro Debit Card
  • ICICI Expressions DMRC Debit Card
  • ICICI Expressions Coral Debit Card
  • ICICI Expressions Coral Business Debit Card
  • ICICI NRE Expression Debit Card
  • ICICI Expressions Paywave NFC Card

Expressions Sapphiro Debit Card

If the customer is looking for benefits, then ICICI Bank Expressions Sapphiro debit card is ideal for them, as it comes with a host of benefits, offers, and discounts. From movie tickets, gift vouchers, and complimentary lounge access to dining and travel vouchers, the card has a lot to offer to their customers.

Expressions Coral Debit Card

This card offers a unique set of features that includes attractive discounts on various categories, such as movie tickets, dining, and fuel purchase.

Expressions Coral Business Debit Card

This is one of the unique Expressions debit cards that comes with the benefits of Coral debit card, such as offers on dining and travel, complimentary lounge access, discounts on movie tickets, fuel surcharge waiver, and reward points.

NRE Expressions Debit Card

ICICI Bank offers this debit card to NRE candidates offering high withdrawal and transaction limit along with various dining offers and lounge accesses.

Expressions Paywave NFC Debit Card

This debit card features built-in payWave technology that supports contactless payment at retail outlets and offers enhanced security and facilitates customised design options to the users. 

How to Apply for ICICI Expressions Debit Card

You can either apply by logging on to www.icicibank.com and applying online or you can walk into any ICICI Bank Branch to do so. This is the process you need to follow to get yourself an ICICI Bank Expressions Debit Card:

Step 1: Visit official ICICI Bank Expressions Debit Card Page

Step 2: Browse through over 150 designs that are available in the ICICI Bank Expressions Gallery or you could choose one of your own images to give that personal touch to your card.

Step 3:  Once you have selected the image that you want to design your card with, you will have to enter your ATM PIN and Debit Card Number to authenticate yourself.

Step 4: Once the authentication is complete, you will need to fill in your account details, after which you will need to send out the request for your very own Expressions Debit Card.

Step 4: You will then get a request number sent to your registered mobile number and Email ID along with the image code.

Customers of ICICI Bank can avail themselves of ICICI Bank Expression Debit Card by paying

  1. Joining fee of Rs.599 along with GST

The amount is the same for the annual fee for the card which is to be paid every year to continue availing various services offered by this card.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.

Animated Svg

FAQs on Expressions Debit Card

  • What is the validity of ICICI Bank Expressions Debit Card?

    The validity of the ICICI Bank Expressions Debit Card is five years from the date of issuing the card.

  • Does ICICI Bank charge any fee for replacement cards of Expressions debit card?

    Yes, a charge of Rs.199 plus service tax is charged by the bank for sending replacement card for your existing Expressions debit card, if in case lost.

  • How will I come to know if my image was approved or rejected?

    After uploading the image, the bank scrutinises the image to verify whether it is violating the bank guidelines or not. In case the image is as per the guidelines then the card will be dispatched, otherwise an alert will be sent to your registered mobile number.

  • Can I get a new debit card with the same image I had used last time if my Expressions debit card is lost?

    Yes, in case you have lost your ICICI Bank Expressions debit card, then you can get a replacement card with the same image on the card that you had used last time.

  • Can I upload my picture and apply for an ICICI Bank Expressions Debit Card at an ICICI Bank Branch?

    No, you cannot upload any personalised image from the ICICI Bank branch to be used for your ICICI Bank Expressions debit card. Only those images present in your gallery can be uploaded for your Expressions debit card.

  • What are the charges and fees of availing an ICICI Bank Expressions Debit Card?

    The joining fee for the debit card is Rs. 599 (Plus GST) only. From the second year onwards you will have to pay an annual fee of Rs.599 (Plus GST).

  • I am bored with the image on my Expressions Debit Card, how can I change it?

    You will have to send a new request for an ICICI Bank Expressions Debit Card wither by logging on to www.icicibank.com or walking into an ICICI Bank Branch.

  • What is the daily spending limit on my ICICI Bank Expressions Debit Card?

    The daily ATM withdrawal limit on your ICICI Bank Expressions debit card for both domestic and international ATMs is Rs.1 lakh and Rs.2 lakh, respectively. The domestic and international transaction limit on this card is Rs.5 lakh and Rs.Rs.2 lakh, respectively.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.