Union Bank Of India Net Banking

1. Users can view the transaction activity from your savings account 
2. Download and view account e-statement 
3. UBI Net Banking helps with electronic fund transfer within or outside the bank 
4. UBI account holders can also avail electronic money transfer services like NEFT or RTGS 
5. Access UBI accounts from any part of the world 24*7 

1. Users can make both direct and indirect tax payments 
2. Online ticket bookings and bill payments 

How to Register for UBI Net Banking? 

There are three ways through which users can register themselves for UBI Net Banking services. The following are the channels to register through: 

1. Debit Card Holder: Users can generate a User ID and password through the ‘Self User Creation’ option from the official website. 
2. Non-debit Card Holder: Click on ‘Register without an ATM card’ to register for Net Banking service to perform non-financial operations and examine banking information. 
3. Commercial Customers: Registration for net banking for these users can be done from the local UBI branch by filling in the application form. 

How to Activate the Union Bank of India Net Banking Services?

The step-by-step procedure to activate for the net banking services is mentioned below:

1.  Visit the official website of Union Bank of India.
2. Select ‘Union Bank Net Banking’ under ‘Online Banking’ 
3. Click on 'Self User Creation' 
4. Select ‘Transaction Facility’ or ‘View Facility’ depending on whether you have a debit card or not
5. Click on 'Continue'
6. Enter account number, date of birth, Permanent Account Number (PAN), and verification code
7. Click on ‘Continue’
8. Enter the debit card details and PIN
9. Agree to the terms of use and click on ‘Continue’

1. Enter the OTP received on registered mobile number 
2. Click on ‘Continue’ 
3. On the ‘User Access Credential’ page create ‘Internet Login Password’ and Transaction Password’ 
4. Click on ‘Continue’ 

1. After password generation fill in the ‘Internet Banking Login’ credential  
2. Click on ‘Agree’, enter the valid ‘Captcha’ and select ‘Update’ 

Note: The bank takes 24 hours to validate the method. A conformation code will be sent by the bank to the user’s email ID and contact number. User can login after 48 hours. 

How to Reset the Union Bank Net Banking Password?

The step-by-step procedure to reset the password is mentioned below:

1. Visit the official website of Union Bank of India 
2. Click on ‘Union Bank Net Banking’ under ‘Online Banking’
3. Click on ‘Forgot/Create Password’ option from the drop-down menu  
4. Or, 
5. Click on 'Retail User Login'.
6. Select 'Forgot/Reset Password' 
7. Select either ‘Online reset of Login/Transaction Password- Retail users having Debit Card’ or ‘Online reset of Login Password- Retail users without Debit Card’ 
8. Click on 'Continue'.
9. Enter your User ID and account number
10. Enter either date of birth or PAN number
11. Click on 'Continue' 
12. Enter the OTP received on registered mobile number 
13.  click on 'Continue'.
14. Change the Login Password as per the instruction. 
15. Click on 'Continue' 
16. Finally, 'The password is changed successfully' will be displayed on the screen.

Checking the Balance using UBI Net Banking

Union Bank of India customers will be able to check the balance that is available in the account once they have completed the registration process.  They can login with their User ID and password to check account balance and conduct other banking activities such as fund transfer, download e-statement, pay credit card bills, and many more.   

How to Transfer Funds via UBI Net Banking?

The step-by-step procedure that registered net banking customers must follow to transfer funds is mentioned below:

1.   Visit the official Union Bank of India website.   
2. Click on 'Retail Login' (For business account, click on 'Corporate Login')

1. Enter user ID and password, click on ‘Login’ 
2. Click on ‘Transaction’ 
3. Select ‘Beneficiary Management’ 
4. Fill in the details required including account number and IFSC, and click on ‘Continue’ 

1. Select ‘Fund Transfer & Payments’ and choose as per your preference 
2. Enter the transaction password and OTP, and click on ‘Confirm Details’ 
3. Select account from ‘Pay from Account’  and ‘Personal payees’ drop-down menu 
4. Enter the amount, transaction type (NEFT/RTGS), and remarks (if any) 
5. Enter the OTP received and click on ‘Confirm Payment’ 

What are the Transaction Limits under UBI Net banking?

In order for Union Bank of India customers to use the NEFT services, the below-mentioned details must be furnished:

1. The Indian Financial System Code (IFSC) of the branch the money must be transferred to.
2. The beneficiary's name
3. The account number of the beneficiary must be given as well.

Fund Transfer Timings: 

NEFT: 

1. Weekdays: 8 a.m. to 6:30 p.m. 
2. 1st and 3rd Saturdays: 8 a.m. to 6:30 p.m. 
3. Sundays: NEFT transfer not possible 

IMPS: 

IMPS remittances can be done any day, even on Sundays. Bulk fund transfer should be processed before 6 p.m. so that beneficiaries receive the funds on the same day or by the next day. 

NEFT and RTGS Charges:

Given below are the charges that will be levied for fund transfer through NEFT and RTGS:

Types of Net Banking Provided by Union Bank of India :

The two types of UBI net banking, which are as follows: 

• Retail Banking: This service is specially for the general public and banks help provide mortgages to them by collecting consumer deposit benefits. 
• Corporate Banking: This service is specifically for small or large corporate organisations, focusing only on business needs such as hiring new employees, expanding the firm, and many others.  

How to Pay the Credit Card Bill Using UBI Net Banking?

What is the Process to Pay the Credit Card bill by using UBI Net Banking?

Once the users have registered themselves for UBI net banking, they can avail multiple services including credit card bill payment. After self-user creation, users need to login with their user ID and password to link their credit card through ATM PIN. Once logged in, the user can make payment by clicking on ‘Credit Card Payment’ option under ‘Net Banking’.   

Process to Open a Savings Account with Union Bank of India:

The steps to open a savings account with Union Bank of India online: 

Step 1: Install the ‘Union Selfie & M-passbook' on your android smartphone.  

Step 2: Click a selfie.  

Step 3: Scan your PAN card and Aadhaar card.  

Step 4: An account number will be created instantly.  

Step 5: Visit the bank branch with your original documents to activate your account number.  

Step 6: Alternatively, you can fill out the online form on the union bank savings account page. 

Step 7: When it has been received, visit the branch for additional verification. 

Step 8: If you want a bank representative to visit you and open your account for the brand-new but innovative tablet banking, give a missed call to 922-300-9696. 

If you wish to open a savings account with Union Bank of India offline, you need to visit the nearest Union Bank of India branch with originals and copies of your KYC documents.  

Customer Support for UBI Internet Banking:

UBI provides its customers with an efficient assistance service in case of any issues with internet banking. In case the user is facing trouble with their sign on or is unable to recover their transaction password, they can do the following:

1. Call the 24x7 Call Centre to reset the password and have a new password dispatched.
2. Send an email to ebanking@unionbankofindia.com or orinternetbanking@unionbankofindia.com to get fresh passwords via speed post or courier.

Note: GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.