Axis Bank Salary Accounts

As someone running an organization, there are many ways to compensate your team of employees. The most favored method is opening a salary account with a reputed bank. Truly, this step takes care of many aspects like quick and timely disbursements of remunerations with minimal paperwork.

Updated On - 06 Sep 2025
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Axis Bank offers five kinds of Salary Accounts and an Employee Reimbursement Account that can be linked to the chosen salary account.

  • Easy Access Salary Account
  • Primary Salary Account
  • Priority Salary Account
  • Defence Salary Account (Power Salute)
  • Wealth Salary Account
  • Employee Reimbursement Account

Axis Bank Easy Access Salary Account

Bank

Axis Bank

Category

Salary Account (Easy Access Salary Account)

Minimum Balance Requirements

Zero

Initial Deposit Requirements

Zero

Interest Rate

Four percent interest

Debit Card Offered

Visa Classic Debit Card

Features & Benefits of Axis Bank Easy Access Salary Account

  1. Axis Bank’s Easy Access Salary account is endowed with copious perks and special features, not only for you but for your family too. This payroll account of your certainly offers you improved access to your resources.
  2. You may start this account at absolutely no opening deposit and as there is no average monthly balance mandate to be fulfilled, whatever is in there is all yours to spend any day anywhere.
  3. You earn four percent interest on the balance, which will be paid to you, which will be disbursed to you every quarter.

Axis Bank Prime Salary Account

Bank

Axis Bank

Category

Salary Account (Prime Salary Account)

Minimum Balance Requirements

Zero

Initial Deposit Requirements

Zero

Interest Rate

Four percent interest (paid per quarter)

Debit Card Offered

MasterCard Titanium Rewards Debit Card

Features and Benefits of Prime Salary Account of Axis Bank

  1. By adding prime features to your payroll account, you can access incomparable perks with this savings account.
  2. With no initial opening and balance maintenance requirements, you are also offered indefinite online NEFT transactions at absolutely no charges.
  3. You can also claim two multi-city at par cheque book quarterly for free in addition to a couple of free Pay Orders and Demand Drafts (DDs) drawn monthly at any Axis Bank branch.

Axis Bank Priority Salary Account

Bank

Axis Bank

Category

Salary Account (Priority Salary Account)

Minimum Balance Requirements

Zero

Initial Deposit Requirements

Zero

Interest Rate

Four percent interest

Debit Card Offered

Priority Platinum Debit Card

Features & Benefits of Priority Salary Account of Axis Bank

Let us explore the limitless perks and impeccable services offered by Priority Salary Account.

Axis Priority Privileges: One of the most notable perks of being a priority salary account holder is having a devoted Relationship Manager for any banking requirement. You get special treatment every time you call at an Axis bank branch or if you contact them via phone. You will be entitled to a slew of doles such as discounts when dining out as well as cash back offers when you buy movie tickets. You can also access special rates for their loans, locker facilities etc.

Accessibility & convenience in banking: With more than 12,000 ATMs and 2500 branches peppered across the nation, connectivity and inconvenience will be the least of your worries. You get as many free multi-city at-par cheque books as you want. On top of this, there is no restriction on DDs and Pay Orders drawn at any Axis Bank branch. Other than these, limitless online money transfers and regular consolidated bank statements too can be accessed.

Debit Card: Having a Priority Salary Account means getting a Visa Priority Platinum Debit Card at no charge. Yearly fees too will be waived off. Swipes with this card can save you 1 percent of your card spends (no more than INR 750), 25 percent on film ticket charges as well as 15 percent from your restaurant bills (listed in the bank’s Dining Delights. And what is more, it comes with unlimited free transactions from any ATM in the country and increased money withdrawal limit of INR 1 lakh and shopping limit of INR 4 lacs. You can also pick a design of your liking to customize your card. Other benefits entail waiver of surcharge at petrol pumps and entry to certain airport lounges.

Axis Bank Wealth Salary Account

Bank

Axis Bank

Category

Salary Account (Wealth Salary Account)

Minimum Balance Requirements

Zero

Initial Deposit Requirements

Zero

Interest Rate

Four percent interest

Debit Card Offered

MasterCard Premium Debit Card

Features & Benefits of Axis Bank Wealth Salary Account

Axis Bank’s Wealth Salary Account seem to believe in the principle that privileges of wealth are earned as specified below.

Axis Wealth Privileges: High-class and superior service via banking, investment and lifestyle perks with admittance to Premium Banking branches is one highlight of having this salary account. There is also a committed Wealth Manager for you to consult about any of your banking requirement at any time.

eDGE Loyalty Rewards Program: Make good use of this program by earning points in numerous ways like transacting at least INR 50,000 via your account per month including electronic clearance system transactions. If you start an RD of INR 2000 and above, you earn points as starting an AxisDirect account. Now about earning points using your Priority Platinum Debit Card. Every time you swipe the card for INR 200 at any domestic mercantile, it fetches you a point while international spends for the same will earn you three points. Make 75 points on the very first offline transaction and make 150 points for the first offline card transaction. You can also garner points by keeping an average minimum balance of INR 25,000 per month. All these assimilated reward points shall be used to buy any remarkable product or service listed in the bank’s alluring reward catalogue, categorized as Amazing Deals, Favorites, Little treats and What’s New among others.

Ease of access in banking: You can engage in any kind of banking at around 1600 premium branches. There are more than 10000 ATM kiosks strewn from one end of the country to the other. You can request for any number of cheque books as per your need, which is totally free. You can even place Pay Orders or DDs drawn at any home branch, which is not charged at all. The bank doesn’t even levy service charge to collect outstation cheques, if they are drawn from any Axis Bank area. With electronic money transaction feature (NEFT & RTGS) throughout the country, not to mention net banking and phone banking facility along with regular bank statements, the round-the-clock services of the bank is unstoppable. And all these are not charged at all.

Axis Bank Defence Salary Account (Power Salute)

Bank

Axis Bank

Category

Salary Account (Power Salute Defence Salary Account)

Minimum Balance Requirements

Zero

Initial Deposit Requirements

Zero

Interest Rate

Four percent interest (paid per quarter)

Debit Card Offered

Power Salute Debit Card

Features & Benefits of Defence Salary Account

They are the real life yet unsung heroes of our country. They sacrifice a lot and brave extreme conditions for the country. Yes, we are talking about the Indian Defence employees and Axis Bank considers it a great privilege to serve India’s defenders. As a preferred banking partner by the defence, the lender has come up with a unique salary account that comprehends their life and times in the forces. Hence these Premium Banking Solutions customized for them.

Given below are features and benefits in detail:

  1. You do not have to stress about any minimum initial deposit requirements or average balance to be maintained per month.
  2. You can claim more personal accident insurance cover than other accounts. Same goes for cover for plane accident cover.
  3. You can earn up to four percent as interest as per your balance.

Axis Bank Employee Reimbursement Account

Scores of employees are entitled an extensive list of essential perks from their organizations like life insurance, health insurance, leave and travel allowance, family care, legal aid and reimbursement of expenses incurred while on assignments to name a few.

It is important these outlays are properly recorded and streamlined. It is not uncommon for the employees to snatch a few extra bucks here and there at times when they submit their expenditure reports.

Sometimes genuine mistakes too happen like filing the same bill twice, which might make the employee seem unscrupulous. Having an Employee Reimbursement Account busts out the scope for these situation, which is why Axis Bank has come up with the same for their corporate clients. Keeping track of remuneration and reimbursement credits has never been easier as it can be started concurrently with the salary account without any added paperwork.

Features and Benefits of Axis Bank’s Employee Reimbursement Account

  1. You can open it along with your salary account at no added cost or documentation.
  2. There is no minimum balance requirement.
  3. You do not confuse reimbursements with the remaining salary as they are managed separately.

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FAQs on Axis Bank Salary Accounts

  • What happens to my Axis Bank Salary Account if I leave the job?

    If you leave your job and your salary does not get credited in the Axis Bank salary account for three months, then the account will get converted into normal savings account. 

  • Will I receive a debit card with my Axis bank salary account?

    Yes, you will receive a virtual debit card in your email address right after opening your Axis Bank salary account. A physical debit card will also be sent to your communication address. 

  • What is the daily transaction limit for the debit card issued under Axis Bank Salary Accounts?

    The daily transaction limit on e-commerce websites through debit cards under Axis Bank salary account is Rs.10 lakh. While the daily limit of Rs.5 lakh is offered for Visa Online Rewards Debit Card and Priority Debit Card and Rs.6 lakh for Burgundy debit card. The accountholder can change the transaction limit through Axis mobile application or internet banking. 

  • What happens to Axis salary account if salary is not credited?

    If salary does not get credited for a consecutive period of three months, then the salary account gets automatically converted into savings account. The accountholder will need to operate the account as per the guidelines under the savings account of Axis Bank. 

  • Does the salary account get closed automatically?

    No, there is no provision for closing a salary account automatically under any bank, until the customer requests closure. The account can only get converted to a normal savings account, in case there is no credit of salary for three months. 

  • How many transactions are free in Axis salary account?

    The Axis Bank Prime Salary Account offers 15 free transactions per month and after the threshold limit, users will have to pay Rs.75 per transaction. This rule is applicable for fund transfer, cash transactions, NEFT or RTGS, and remittances as well. 

  • How much cash can be withdrawn from Axis Bank salary account?

    Accountholders can withdraw Rs.40,000 through ATMs and Rs.2 lakh for shopping transactions. These accounts facilitate five free withdrawals at Axis Bank ATM and three free transactions at non-Axis Bank ATM in metro locations. 

  • Is there any maximum limit for a salary account?

    The maximum limit for your salary account is Rs.2 lakh. 

  • What is the UPI limit for Axis Bank salary account?

    The maximum limit for fund transfer through BHIM Axis Pay is Rs.1 lakh per transaction and the per day overall transaction limit is also Rs.1 lakh, which also includes the linked accounts in Axis Pay. 

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