ICICI Bank Platinum Identity Chip Debit Card - Limits & Charges
If you are looking for a debit card that comes packed with all the comfort and convenience in the world, don’t look any further than the ICICI Bank Platinum Identity Chip Debit Card. As a platinum card, you are entitled to discounts and special deals, conveniences and rewards unimaginable.
Features and Benefits of ICICI Platinum Chip Card
- Your ICICI Bank Platinum Identity Chip Debit Card enables you to make transactions on the online platform, whether you want to book travel tickets for an upcoming holiday, book tickets to watch the latest movie released this week or simply pay your bills.
- Once you register your card for “Verified by VISA", you can start making transactions up to your transaction limit for the day.
- Travel with additional savings in your pockets by availing the Zero Surcharge feature at any and all petrol pumps.
- You are entitled for Insurance and Purchase Protection using through your ICICI Bank Platinum Identity Chip Debit Card.
- Complimentary Insurance for Normal Savings Account Starts as: Purchase Protection Cover up to Rs. 50,000 and Personal Accident Insurance (Air) up to Rs 50,000.
Note: From from October 28, 2019 Insurance feature and limits are based on your Savings Account.
- The ICICI Bank Platinum Identity Chip Debit Card offers one of the highest PAYBACK Reward Points when you make purchases using this card. For every Rs. 200 that you spend on your card, you will receive PAYBACK points.
- It comes with complete security backed by the Zero Liability Protection feature that protects your icici debit card from theft, misplacement or unauthorized purchases.
- In case of any loss or misuse of your card, simply contact the ICICI Customer Care providing 24 hour support and provide the necessary documents. By doing this, the balance on your account will be restored.
- For all transactions made using your ICICI Bank Platinum Identity Chip Debit Card, you will received SMS alerts on your registered mobile number.
- Apart from the SMS alerts, your bank statements have been customized in order to enable you to track your transactions on a regular basis.
- All details regarding your transaction such as the transaction amount, the date and the merchant’s name will be mentioned on your bank statement.
Related Articles on ICICI Debit Card
Withdrawal and Trasactional Limits on ICICI Bank Platinum Chip Debit Card
You can avail high transaction and withdrawal limit on your ICICI Bank Platinum Identity Chip Debit Card
Type of Transaction | Daily ATM Withdrawal Limit | Daily Purchase limit at retail outlets/merchant |
Domestic | Rs.1 Lakh | Rs.7.5 Lakh |
International | Rs.1 Lakh | Rs.1.5 Lakh |
Note: There is no fee for using your debit card for online and retail transactions.
FAQs on ICICI Bank Platinum Identity Chip Debit Card
- Is the daily purchase level on my Platinum Identity Chip Debit Card the same for both domestic and international purchases?
No. The domestic purchase limit on your ICICI Bank Platinum Identity Chip Debit Card is Rs. 2, 00, 000 per day and the international purchase limit on your ICICI Bank Platinum Identity Chip Debit Card is Rs. 1, 50, 000 per day.
- How can I avail the zero surcharge offer using my ICICI Bank Platinum Identity Chip Debit Card?
When you make a fuel purchase of less than Rs. 401 at any petrol pump, you are entitled to avail the zero surcharge offer. This 2.5% surcharge is not applicable for any fuel purchase above this amount.
- What is the Cash Withdrawal Limit on my ICICI Bank Platinum Identity Chip Debit Card?
You can withdraw cash up to Rs. 1, 00, 000 per day at the ATM. This applies for both, domestic and international cash withdrawal.
- How many PAYBACK will I get for making an international transaction on my ICICI Bank Platinum Identity Chip Debit Card?
For every Rs. 200 that you spend on your ICICI Bank Platinum Identity Chip Debit Card internationally, you earn 10 PAYBACK points.
- What details will be mentioned on my bank statement for the transactions made using my Platinum Identity Chip Debit Card?
Your bank statement will include details of all your transactions including the merchant’s name, the transaction date and the transaction amount.
- Can I receive SMS alerts for transactions made using ICICI Platinum Identity chip debit card?
Yes, you can receive SMS alerts for transactions made using ICICI Platinum Identity chip debit card.
- Within how many days do I need to report card loss at the bank to avail benefit of zero-card liability?
You need to report card loss at the bank within 15 days of time to avail benefit of zero-card liability
- Can I activate the ICICI Platinum Identity chip debit card at an ICICI Bank ATM?
Yes, the debit card can be activated at an ICICI Bank ATM.
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