Steps to Open HDFC Bank Savings Account

Step 2: Select the type of account you would like to open. 

Step 3: Provide your Aadhaar-linked mobile number and date of birth. 

Step 5: Generate OTP by providing your full name. 

Step 6: Enter and submit the OTP received on your mobile. 

Step 7: Generate new OTP by entering your Aadhaar number. 

Step 8: Submit the OTP and verify e-KYC. 

Step 9: Verify all your details on the screen and click on ‘continue’. 

Step 10: Choose the type of account you wish to open and add a nominee. 

Step 11: The KYC verification will be conducted through a video call by a bank representative. 

Step 12: After review, your bank account will be activated. 

Steps to Open HDFC Bank Savings Account Offline:

The steps to open an HDFC account offline are as mentioned below: 

Step 1: Visit the nearest HDFC Bank branch. 

Step 2: Fill out and submit the application form with your documents. 

Step 3: After verification, your application will be approved and your account activated. 

Eligibility Criteria to Open a Savings Account in HDFC Bank:

To be eligible to open a savings account in HDFC Bank, customers need to meet certain eligibility criteria.

1. The individual applying for this savings account should be a citizen of India.
2. The applicant should be 18 years and above to be eligible, except in cases of a minor savings account.
3. The applicant will be required to submit valid KYC documents provings his/her identity and address along with the account opening form.
4. When opening the account, the applicant must make an initial deposit, depending on the minimum balance requirement of that savings account. 

Documents Required:

As soon as the individual applies to open a savings account in HDFC Bank, he/she will be required to submit the following documents:

1. Proof of identity - Passport, Driving license, Voter's ID card, etc.

1. Proof of address - Passport, Driving license, Voter's ID card, etc.

1. PAN card

1. Form 16 (only if PAN card is not available)

1. 2 latest passport size photographs

Things to Keep in Mind before Opening HDFC Bank Savings Account

Before opening a savings account with HDFC Bank, individuals need to look into certain aspects of the account to see if it suits them. They are: 

1. Customers should examine the interest rate on deposits for that savings account. The interest rate determines your return on contributions, and knowing this before selecting a savings account is essential.   

1. Customers must first determine whether the savings account's minimum balance requirement is appropriate for their financial situation. Simultaneously, check the penalty fees for failing to maintain the minimum amount - just to be careful. 

1. Customers should check the transaction and withdrawal limit per day for that account. 

1. The applicant should check if there are extra charges if one withdrawals cash using cheques and the withdrawal limit per month at ATMs other than HDFC Bank. 

Safety Tips for HDFC Bank Savings Account Holders

1. If a transaction has been without your knowledge, you should contact the bank immediately.
2. Once the account is opened, you should ensure that your account password and PIN is never shared through emails, SMS, or on social media.
3. Check your bank statements regularly to see if there has been any fraudulent activity and to keep track of your finances, both in and out of your account. 
4. If your HDFC debit card is either lost or stolen, you should either block it through your net banking account immediately or call the customer care of HDFC Bank to do it for you.
5. Avoid keeping your bank account information on online merchant sites. Also, make sure to close the page as soon as you've made an online purchase and to only shop on secure websites.

HDFC Bank Customer Care Number:

For all queries, customers can call on the HDFC Bank customer care numbers: 1800 1600/ 1800 2600