Top Credit Cards for Women

1. BOBCARD Tiara Credit Card
2. UBI’s Divaā Credit Card
3. IDFC FIRST WOW! Credit Card
4. IDFC FIRST Wealth credit card
5. Cashback SBI Card
6. SBI Simply CLICK Credit Card
7. RBL Shoprite Credit Card
8. Flipkart Axis Bank Credit Card
9. American Express SmartEarn™ Credit Card

Features and Benefits of Best Women Credit Cards

BOBCARD Tiara Credit Card

The key features and benefits of BOBCARD Tiara credit card are as follows:

1. Joining & annual fee of Rs.2499, with fee reversal on milestone spends
2. 5X reward points on select categories, capped at 5,000 points per cycle
3. 1% fuel surcharge waiver on fuel transactions
4. Smart EMI option for easy monthly payments
5. Add-on cards available for family members
6. Complimentary women’s health package (pap smear, mammography)
7. Unlimited access to domestic airport lounges
8. 15 reward points per Rs.100 on dining, travel, and international transactions
9. Special discounts at Myntra, Nykaa, Flipkart, and Lakmé Salon
10. Zero liability on fraudulent transactions with contactless payments

Divaā Credit Card from Union Bank of India

The following are the benefits and features of UBI’s Divaā Credit Card:

1. Annual fee of Rs.499 plus GST, waived with Rs.30,000 annual spend
2. Complimentary domestic airport lounge access: 8 visits per year (2 per quarter)
3. Complimentary international airport lounge access: 2 visits per year
4. Earn 2 reward points for every Rs.100 spent, redeemable at Rs.0.25 per point
5. 1% fuel surcharge waiver, capped at Rs.100 per billing cycle
6. Personal accident insurance coverage of up to Rs.10 lakhs
7. Exclusive women's health package with Pap smear and blood tests annually
8. Discount vouchers for Nykaa, Myntra, Flipkart, and Lakmé Salon every quarter
9. Instant discount on Ixigo and Big Basket vouchers every quarter
10. Swiggy One: unlimited free deliveries on food and Instamart orders once per year
11. BookMyShow: Rs.250 discount on two movie/non-movie tickets every quarter
12. 24/7 concierge services for travel, hotel reservations, and other assistance
13. UPI linkage available for seamless merchant payments

IDFC FIRST WOW! Credit Card

The following are the major benefits of the FIRST WOW! credit card from IDFC:

1. No income proof or credit history required for eligibility
2. Zero joining and annual fees
3. Earn 4 reward points per Rs.150 spent both offline and online
4. No spend requirement for earning 10X reward points
5. 1% fuel surcharge waiver up to Rs.200 per month
6. Lifetime validity for reward points
7. Personal accident cover of Rs.2 lakhs
8. Lost card liability cover of Rs.25,000
9. Complimentary roadside assistance available

IDFC FIRST Wealth credit card

Listed below are the key benefits and features of the FIRST Wealth credit card:

1. Zero joining and annual fees
2. Lifetime validity for reward points
3. 10X reward points on spends above Rs.20,000
4. Earn 3 reward points per Rs.150 spent online and offline
5. 1% fuel surcharge waiver up to Rs.400 per month
6. 2 complimentary domestic and 2 international airport lounge access per quarter
7. Complimentary domestic airport spa access 2 times per quarter
8. Personal accident cover of Rs.10 lakhs, air accident cover of Rs.1 crore
9. 2 golf rounds and 12 lessons per year
10. Complimentary roadside assistance

Cashback SBI Card

Here are the following details that you need to know about Cashback SBI Card: 

1. No joining fee required 
2. Annual fee of Rs.999 need to be paid which can be reversed on spending Rs.2 lakh in a year 
3. Ideal for cashback and online shopping purposes 
4. Rewards 5.00% cashback on online spends 
5. On offline transaction, this card offers 1.00% cashback 
   
6. On transactions of Rs.500 to Rs.3,000, the card offers 1.00% fuel surcharge waiver across all petrol pumps 
7. On spending Rs.2 lakh annually, annual fee will be reversed

SBI Simply CLICK Credit Card

Here are the following details that you need to know about SBI Simply CLICK Credit Card: 

1. Charges joining fee of Rs.499 
2. Annual fee of Rs.499 need to be paid which gets reversed on spending Rs.1 lakh in a year 

1. This entry-level credit card is ideal for online shopping
2. Offers extra benefits on online expenses with partner brands like BookMyShow, Cleartrip, Myntra, etc.
3. Online purchases made on Apollo24X7, BookMyShow, Cleartrip, Swiggy, IGP, Dominos, Yatra, Netmeds, cardholders can avail 10 reward points per Rs.100 spent
4. On spending Rs.100 on other categories, one rewards points will be earned
5. After the payment of the joining fee, Amazon gift card worth Rs. 500 will be earned
6. On spending every Rs.100 on all other online purchases, the cardholder earns five reward points
7. Get milestone benefits with e-vouchers worth Rs.2,000 each for annual online spends of Rs.1 lakh and Rs.2 lakh, redeemable with brands like Cleartrip or Yatra
   

RBL Shoprite Credit Card

Here are the following details that you need to know about RBL Shoprite Credit Card:

1. The card come with a joining fee of Rs.500
2. Cardholders need to pay Rs.500 as annual fee as well, which can be waived off on spending Rs.1.5 lakh in a year
3. Offers entertainment benefits and also provide satisfactory value back on your purchases
4. Come with a welcome benefit of 2000 reward points
5. On every Rs.100 spent, the cardholders will earn one reward point
6. On purchasing movie tickets at BookMyShow 10% discount can be availed by the cardholders
7. Fee reversals annually can be availed on spending Rs.1.50 lakh every year
8. On every Rs.100 spent on grocery shopping, 20 reward points can be earned

Flipkart Axis Bank Credit Card

Here are the following details that you need to know about Flipkart Axis Bank Credit Card:

1. Come with a joining fee of Rs.500

1. The annual fee of Rs.500 needs to be paid by the cardholder that can waived off spending Rs. 3.5 lakh in a year
2. These co-branded credit cards are ideal for cashback, shopping, and travel expenses
3. Offers the highest benefit on the collaborated brand, on shopping frequently at Flipkart
4. Welcome benefits worth Rs.600 is offered by these cards
5. On each visit every year, four complimentary domestic lounge access is provided
6. Get 5% unlimited cashback on purchases made through Flipkart and Cleartrip
7. Avail a 1% fuel surcharge waiver on fuel transactions
   

American Express SmartEarn™ Credit Card

Here are the following details that you need to know about American Express SmartEarn™ Credit Card:

1. This card comes at a joining fee of Rs.495
2. The annual fee for this card is Rs.495, which can be waived off on spending Rs.40,000 and more in the previous year of card membership
3. Entry-level credit card is ideally suited for rewards and online shopping
4. Offers higher rewards on brands like Flipkart, Amazon, Swiggy, etc.
5. On spending Rs.10,000 in the first 90 days of card membership, Rs.500 cashback is offered as welcome gift
6. On achieving the spending milestone of Rs.1.20 lakh, Rs.1.80 lakh and Rs.2.40 lakh, voucher worth Rs.500 will be offered
7. On every Rs.50 spent on Nykaa, Zomato, Ajio, BookMyShow and Uber the card offers 10X reward points
8. On every Rs.50 spent on Amazon, 5X reward points are offered
9. For every Rs.50 spent on other categories except for insurance, fuel, cash transactions, utilities, and EMI conversion at the point of sale, one Membership Rewards Point will be earned by the cardholder.

Credit cards make payments easy for all expenses online and offline while offering various benefits

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