IDFC First WOW Credit Card

WOW Privileges

IDFC First WOW Credit Card offers following privileges:

1. Get additional roadside assistance worth Rs.1,399 up to four times per year.
2. It provides Personal Accident Cover of Rs.2 lakhs and Lost Card Liability Cover worth Rs.25,000.
3. Get up to 20% off at dining at more than 1,500+ restaurants across India.
4. It offers maximum of 15% discount on purchases done at more than 3,000 Health & Wellness outlets across the country.

WOW Convenience

The following are conveniences offered by IDFC First WOW Credit Card:

1. The cardholders can convert their transactions that are more than Rs.2,500 into easy Equated Monthly Instalments (EMIs).
2. Its balance transfer privileges allow the cardholders to pay their other bank credit card balances.
3. Cardholders can also make the purchases at online stores and partner retail stores using reward points.
4. The card charges the lowest interest rates as compared to the other credit cards.
5. The mobile application of IDFC First Bank comes with simple and smooth user interface.
6. Get 5% cashback on purchases up to Rs.1,000 on first EMI transaction.

Insurance Benefits

The following table describes the insurance benefits provided by IDFC First WOW Credit Card:

IDFC First WOW Credit Card Fees and Charges

Given below are fees and charges related to IDFC First WOW Credit Card:

1. Annual Fee: IDFC First Bank charges zero joining or renewal fees for its IDFC First WOW Credit Card.
2. Cash Advance Fee: IDFC First Bank charges Rs.250 on cash withdrawal.
3. Interest Rate: IDFC charges an interest rate between 9% p.a. to 42% p.a.
4. Forex Mark-up Fee: The bank charges zero Forex Mark-up fee on IDFC First WOW Credit Card.

IDFC First WOW Credit Card Eligibility Criteria

Given below are the eligibility criteria to apply for IDFC First WOW Credit Card:

1. An applicant should be at least 18 years of age to apply for IDFC First WOW Credit Card.
2. They should be Indian residents.
3. They should have FD accounts of minimum Rs.5,000 in their name with IDFC First Bank.

How to Apply for IDFC First WOW Credit Card

The following are the steps to apply for the IDFC First WOW Credit Card:

1. Visit the official website of IDFC First Bank.
2. Go to the 'Credit Card' option.
3. Choose 'First WOW Credit Card'.
4. Next, open the 'Card' and click on 'Express Interest' button.
5. Enter all your basic details and click on 'Submit'.

Documents Required for IDFC First WOW Credit Card

You need to submit the photocopies of the following documents to apply for IDFC First WOW Credit Card:

1. Aadhar Card
2. Permanent Account Number (PAN) card
3. Voter ID card
4. Driving Licence

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