BOB Tiara Credit Card

As a woman, you can consider applying for the BOBCARD Tiara Credit Card by Bank of Baroda which comes with its own set of rewards. BOBCARD Limited was launched to empower and promote women's financial freedom. The purpose of this newly launched Premium BOBCARD on the RuPay network is to satisfy the demands of modern ladies.

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Rewards Offered by BOBCARD Tiara Credit Card

Some of the rewards offered by BOBCARD Tiara Credit Card are given below:

  1. Every quarter, earn Nykaa Discount Vouchers worth Rs.500.
  2. Every quarter, earn Flipkart Discount Vouchers worth Rs.500.
  3. Every quarter, earn Myntra Discount Vouchers worth Rs.500.
  4. Every quarter, earn Lakme Salon Discount Vouchers worth Rs.1,500.
  5. Every quarter, earn BookMyShow Discount Vouchers worth Rs.250.
  6. Every quarter, earn BigBasket Discount Vouchers worth Rs.250.
  7. Free annual membership for OTT platform Amazon Prime.
  8. Get Swiggy One 3 months subscription free.
  9. Get Gaana Plus Annual Membership free of cost.
  10. Get FitPlus Membership worth Rs.15,000 free of cost.
  11. Get women centric insurance and health pack free of cost.

Features and Benefits of BOBCARD Tiara Credit Card

Some of the features and benefits offered by BOBCARD Tiara Credit Card are given below:

  1. For every Rs.100 spent on dining, travel, and international spend, earn 15 reward points.
  2. For other expenses, earn 3 reward points for every Rs.100 spent.
  3. Enjoy unlimited domestic airport access.
  4. Enjoy reduced Forex Mark-up fee of 2% on international based spendings.
  5. Enjoy complimentary health package for women including Pap Smear & Blood Tests and Mammography package.
  6. Enjoy discounts of Rs.500 at Nykaa, Myntra, Flipkart quarterly, and discount of Rs.1,500 at Lakme Salon quarterly.
  7. Get complimentary membership for Amazon Prime, Disney Hotstar, Gaana Plus on an annual basis.
  8. Get 3 months Swiggy One membership for free and enjoy various benefits on ordering from the app.
  9. This particular credit card is on various platforms that provide UPI service.
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Additional Benefits

Some of the additional benefits offered by BOBCARD Tiara Credit Card:

  1. Your joining fee gets reversed if you spend Rs.25,000 within 60 days of the date of the activation of the credit card.
  2. Enjoy 1% fuel surcharge waiver for spends between Rs.400 and Rs.5,000.
  3. For every Rs.100 spent on other categories, earn 3 reward points.
  4. You can easily redeem all your accumulated cashback and reward points.
  5. For spendings of Rs.2,500 and above, you can convert the amount into smart EMIs with tenure ranging between 6 months and 4 years.
  6. You can get 3 lifetime free add-on cards for your parents, kids, and siblings. Everyone eligible for add-on cards should be aged 18 years and above,
  7. Enjoy zero-liability in case you lose your card to protect yourself from any fraudulent activities.
  8. The credit card offers contactless payment service.

Note: The maximum amount of Reward Points that 5X Rewards can earn on the specified categories in a single statement cycle is 5,000. Reward Points will be earned at the usual earn rate for any additional expenditures made on these categories during that statement cycle.

Eligibility Criteria for BOBCARD Tiara Credit Card

The eligibility criteria to apply for BOBCARD Tiara Credit Card are given below:

  1. Should be a resident of India and a woman.
  2. Age of eligibility between 21 years and 60 years for salaried employees. For self-employed individuals, the eligible age is between 21 years and 65 years.
  3. Minimum income should be Rs.7.2 lakh and above.
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Documents Required for BOBCARD Tiara Credit Card

You will have to submit the necessary documents to apply for BOBCARD Tiara Credit Card:

  1. PAN as identity proof
  2. Address Proof:
    1. Passport
    2. Driving Licence
    3. Aadhaar Card (Issued by UIDAI)
    4. Voter ID (Issued by the Election Commission of India)
    5. NREGA Job Card (Signed by an authorized State Government officer)
    6. Letter from the National Population Register (Containing name and address details)
  3. Deemed OVDs (Proof of Address):
  4. Utility Bills (Not older than two months)
    1. Electricity Bill
    2. Telephone Bill
    3. Post-paid Mobile Bill
    4. Piped Gas Bill
    5. Water Bill
  5. Property/Municipal Tax Receipt
  6. Pension/Family Pension Payment Orders (PPOs): Issued by Government Departments or PSUs, with address details
  7. Letter of Allotment of Accommodation:
    1. Issued by Central/State Government Departments, statutory or regulatory bodies, PSUs, banks, financial institutions, and listed companies
    2. Leave and licence agreements for official accommodation from such employers

Income Proof

  1. For Salaried Individuals:
    1. Bank Statement showing salary credits for the last 2 months
    2. If Salary Slips are provided, they must be accompanied by the corresponding bank statement reflecting the salary credits
  2. For Self-Employed Individuals:
    1. Bank Statement (in PDF format) showing business transactions for the last 3 months

Fees and Charges of BOBCARD Tiara Credit Card

Joining Fee

Rs.2,499

Annual Fee

Rs.2,499

How to Apply for BOBCARD Tiara Credit Card

Online

The steps to apply for BOBCARD Tiara Credit Card are given below:

  1. Click on the link .
  2. Fill in the application form and provide your details. Tick the terms and condition boxes.
  3. Click on ‘Generate OTP’.
  4. A one-time password (OTP) will be sent to your registered mobile number. Enter the OTP.
  5. Once the application form has been submitted, a representative from the bank will contact you and will help you with the application process. Once all your details are verified, the credit card application will be approved, and you will soon receive your credit card at your communication address.

Offline

You can visit the nearest Bank of Baroda branch and fill in the application form and submit it along with all the necessary documents. The bank will verify them and if all the details are correct, your credit card application will be approved, and you will soon receive the credit card at your communication address.

How to Track My BOBCARD Tiara Credit Card Application

Given below are the steps to check the status of your BOBCARD Tiara Credit Card application:

  1. Click on the link
  2. Enter either your application number, PAN Number, or mobile number.
  3. Click on ‘Get Details’.
  4. You will be able to view the status of your application.

FAQs on BOB Tiara Credit Card

  • What kinds of credit cards does BOBCARD issue?

    A variety of credit cards are available from BOBCARD; learn more about the credit cards offered by Bank of Baroda. Go to the website of Bank of Baroda for more information.

  • How can I submit a BOBCARD application?

    By going to the home page, you can browse the extensive selection of credit card goods. After choosing the Card variation that best suits your needs and eligibility, you can apply online by clicking "Apply Now" and sending in the necessary data and supporting documentation.

  • What are the requirements to become a BOBCARD owner?

    Consult the eligibility requirements specified on the Bank of Baroda website's product pages.

  • Does the BOBCARD have an annual or first-year fee?

    Subject to periodic adjustment, there are yearly and first-year fees associated with the various credit cards that BOBCARD issues, both for primary and add-on cards. The first fee is paid once, and the annual fee is paid annually for renewal.

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