SBI SimplyClick Credit Card

Features and Benefits of SimplyCLICK SBI Card

SimplyCLICK SBI credit card offers various privileges including rewards, milestone benefits and many more. The features and benefits of this card are mentioned in the table below: 

Rewards point benefits	Earn one reward point on every Rs.100 on other spends. Get 10x reward points for online purchases made at partner stores including Cleartrip, Bookmyshow, Dominos, Yatra, Myntra, Netmeds, IGP and Apollo 24/7. 5X reward points on all other online spends.
Log-in Gift	On payment of annual fee of Rs.499 plus applicable taxes, the card offers Amazon.in gift card worth Rs.500
Milestone rewards	Cleartrip or Yatra e-vouchers worth Rs.2,000 each given on annual online spends of Rs.1 lakh and Rs.2 lakh, respectively.  Note: e-voucher details will be sent to registered mobile number via SMS.
Annual fee waiver	Spend Rs.1 lakh on your SBI SimplyCLICK card and get an annual fee of Rs.499 reversed in the subsequent year.
Wave and make payments	The card features contactless technology, allowing you to make payments effortlessly by tapping or waving it at retail terminals. This feature is applicable for maximum payment of Rs.5000 per transaction.
Fuel benefit	Receive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000, excluding other charges and GST.  The card offers maximum surcharge waiver of Rs.100 per statement cycle and per credit card account.
Worldwide acceptance	The SimplyCLICK SBI Card is globally accepted and can be used at over 24 million outlets worldwide, including 3.25 lakh locations across India.
Free add-on cards	Avail SBI add-on credit cards for the members of your family who are above the age of 18.
Cash facility	Offers over Rs.1 million cash withdrawal across the globe through Visa or MasterCard
Utility Bill Payment	Offers the facility of utility bill payment using the Easy Bill Pay facility on your SimplyCLICK SBI Card for making payment for electricity bill, mobile, telephone, or other utility payments.
Balance transfer facility	Outstanding dues from other bank credit cards can be transferred to SBI SimplyCLICK Credit Card at a low interest rate through the Balance transfer facility.
Flexipay option	Any purchase above Rs.2,500 can be converted into an EMI purchase with the Flexipay option.
Easy money facility	You can contact the SBI credit card customer care and order a bank draft at any time.

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Fees and Charges of SimplyCLICK SBI Card

The fees and charges applicable for SimplyCLICK SBI credit cards are given in the table below: 

Type of Charge	Fee
Annual fee	Rs.499
Renewal fee per annum	Rs.499 from second year onwards
Add-on fee per annum	Nil
Finance charge	Up to 3.50% per month (42% per annum)
Cash advance fee at domestic ATMs, international ATMs, and SBI ATMs	2.5% of the transaction amount or Rs.500 (whichever is higher)
Cash payment fee	Rs.250 + applicable taxes (from 1 September 2021)
Overlimit	2.5% of overlimit amount or Rs.600 (whichever is higher)
Balance Transfer	For 60 days rate of interest is 0% For 180 days rate of interest is 1.70% per annum
Late payment	Rs.0 to Rs.500: NIL Rs.500 to Rs.1,000: Rs.400 Rs.1,000 to Rs.10,000: Rs.750 Rs.10,000-Rs.25,000: Rs.950 Rs.25,000-Rs.50,000: Rs.1,100 Rs.50,000 and above: Rs.1,300
Payment dishonor fee	2% of the amount (minimum of Rs.500)
Cheque payment fee	Rs.100
Card replacement	Rs.100 to Rs.250
Network change fee	Rs.200 per request for network upgrade or network downgrade
Rewards redemption fee	Rs.99 (only on cash redemption, gifts, and specific vouchers)
Overdue finance charge	3.75% per month (45% per annum)

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Eligibility Criteria to Apply for SimplyCLICK SBI Card

The following are the eligibility criteria for SimplyCLICK SBI Card:

You can check your eligibility to apply for the card on SBI website by following the steps provided below.

1. The minimum and maximum age limit to apply for this credit card is 21 years and 70 years, respectively.
2. The applicant should be either salaried, or a self-employed.
3. Must have regular source of income, good credit score, etc. 

A list of credit cards would appear. If you are eligible to apply for SimplyCLICK SBI card, you will find the card in the list.

If you find it, click on the 'Apply Now' button corresponding to the card to apply for it.

Documents Required to Apply for SimplyCLICK SBI Card

The following are the documents required to apply for SimplyCLICK SBI Card:

1. PAN Card 

1. Copy of Aadhaar Card (with first 8 digits masked) or any valid government address proof 

1. Other documents, such as income tax return, salary slip, etc., as per card eligibility. 

KYC documents, such as: 

1. Letter issued by the National Population Register containing details of name and address 

1. Passport (both sides) 

1. Copy of masked Aadhaar or Virtual ID card 

1. Voter ID Card (both sides) 

1. Driving License (both sides) 

1. NREGA Card 

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How to Apply for SimplyCLICK SBI Card Online?

The following are the steps to apply for SimplyCLICK SBI Card online:

Step 1: Visit the official website of SBI and click on the 'Credit Cards' tab. 

Step 2: Choose the SimplyCLICK SBI Card.

Step 3: Enter the personal details, professional details, and KYC details. 

Step 4: Fill in the online application form and click on 'Submit'.

Step 5: Fill the online application form and click on 'Submit'.

Step 6: Upload and submit the required documents in the following step.

Once you submit the application, you will receive an acknowledgement message with the Application ID. You can use the same to track your credit card application status, a week after submitting the application.

You can also visit the BankBazaar website to apply for SimplyCLICK SBI card by navigating to credit card section. Fill in the application form and submit it to obtain the card. 

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FAQs on SBI SimplyCLICK Credit Card

• What are the advantages of the SimplyCLICK SBI card?

  Frequent online shoppers can enjoy exclusive benefits with the SBI SimplyCLICK Credit Card, especially when using partner platforms like Cleartrip, BookMyShow, Myntra, Yatra, Netmeds, IGP, Apollo 24x7, and Dominos . Purchases made on these partner websites earn 10X reward points, which can be redeemed for gift vouchers. Additionally, cardholders can get their annual fee waived by spending over Rs.1 lakh in a year.

• What are the modes of payment of SBI SimplyClick Credit Card bill?

  There are multiple methods to pay your SBI SimplyCLICK Credit Card bill online. These include options like debit card, Unified Payment Interface (UPI), National Electronic Fund Transfer (NEFT), mobile app, net banking, SBI Auto Debit, and National Automated Clearing House (NACH). For offline payments, you can use methods such as paying at the bank counter, cheque drop boxes (manual or electronic), or SBI Automated Teller Machines (ATMs).

• What should I do if I lose my SBI SimplyClick Credit Card?

  In the event of you losing your SBI SimplyClick Credit Card, immediately get in touch with a bank customer care executive by calling the bank's customer care number and requesting for your SBI credit card to be blocked. You can also visit the nearest branch of SBI and request your card to be blocked. Once that is done, you can request the bank to issue you a duplicate card.

• Through which mode will the Balance Transfer payment be made?

  Due to the impact of Covid-19, the Balance Transfer payment will be made directly through NEFT to your other bank credit card account instead of cheque.

• How many days will it take for my outstanding balance to be transferred?

  If you are transferring your outstanding amount from a Visa Credit Card, then it will take three working days for the transfer to happen. If your credit card is not a Visa Card, then the amount will be transferred within five working days.

• How can I avail the Flexipay option?

  You can avail yourself of the Flexipay option by logging into your SBI Card online account or by sending SMS FP to 56767 or by calling 39 02 02 02 or 1860 180 1290, if you are a BSNL or MTNL customer.

• What is the repayment period under the Flexipay facility?

  You can choose any one of the repayment periods under the Flexipay facility as per your convenience -  three, six, nine, 12, 18 and 24 months.

• How can I track my SBI SimplyCLICK Credit Card application status?

  You can track your SBI SimplyCLICK Credit Card application by logging into their internet banking portal or calling SBI Credit Card customer care number. But SBI Card will regularly intimate you through text on your registered mobile number regarding the application status of SBI SimplyCLICK Credit Card.

• What is the foreign currency transaction fee charged on SimplyCLICK SBI Card?

  The card charges a foreign currency transaction fee of 3.50% of the transaction amount.

• How can I redeem the reward points earned on my SBI Simply CLICK Credit Card?

  The reward points earned on your SBI SimplyCLICK Credit card can be earned by either calling the customer service center by logging on to the net banking portal or mobile banking application.