You can avail a world of premium and unmatched benefits with the credit cards offered by LIC. The list of cards includes travel cards, rewards cards, and premium lifestyle cards and they offer some of the best features on their respective categories. Check out the list to choose to the best one for you.
The following table lists the top LIC credit cards that you should explore. For your convenience, you can also check out their annual fee and their respective categories.
Credit card variant | Joining fee |
NIL | |
NIL | |
NIL | |
LIC Gold EMV Cards | NIL |
LIC Platinum EMV Cards | NIL |
An LIC credit card brings customers into a world of exceptional privileges and unbeatable benefits. Starting from complimentary insurance, rewards program, add-on cards, MasterCard and Visa privileges, fuel surcharge waiver and a LIC credit card carries all the requirements to help customers make hassle-free purchases.
An LIC credit card brings customers into a world of exceptional privileges and unbeatable benefits. Starting from complimentary insurance, rewards program, add-on cards, MasterCard and Visa privileges, fuel surcharge waiver and a LIC credit card carries all the requirements to help customers make hassle-free purchases.
An LIC credit card offers a plethora of privileges ranging from lifestyle, travel, dining, shopping, entertainment and health. Additionally, card holders can also get complimentary insurance cover for their credit cards and get rewarded with an exceptional loyalty program.
Credit card variant | Documents Required | Eligibility (net income p.a.) |
LIC Titanium Credit Card |
| Rs.3 lakh or more |
LIC Platinum Credit Card |
| Rs.5 lakh or more |
LIC Signature Credit Card |
| Rs.15 lakh or more |
LIC Gold EMV Credit Card |
| Rs.1.8 lakh or more |
LIC Platinum EMV Credit Card |
| Rs.3 lakh or more |
You can apply for a credit card for LIC in different ways. They are:
By visiting the LIC office
Applying online
There are two ways through which you can check LIC credit cards application status. They are - by calling the customer card cell or by visiting a branch office. To check the status by reaching out to the customer care executives, you need to call at the toll-free number 1800 22 6606 and provide the application number. On doing so, the person will update the status of the application. In case, you are visiting a branch office, you will get to know the status of the application on providing the application number provided at the time of application.
Credit card bill payments for LIC credit cards can be made either online or offline. Online payment of credit card bills can be made using different channels like LIC cards website, axis mobile application, online payment from other bank account, visa money transfer or NEFT. In case, offline methods is selected, you need to make the payment through cash or cheque.
LIC credit card users can contact the LIC credit card customer care for any unresolved query via call, email and SMS. Here are the details:
No, you have to be a resident of India to get an LIC credit card.
LIC credit cards are only issued to LIC policy holders and to LIC agents. So, if you want to get an LIC credit card, you need to have an LIC policy.
If you want to spend more than the amount of your credit limit, you can always increase your credit card's limit by 30% of the credit limit.
You will get your LIC credit card statement by the end of your billing cycle. You will have to make the payment within 15 to 20 days of your statement being generated.
Yes, you must have at least one in-force or fully paid up non-single premium LIC policy in your name which has completed at least three years till the date of application.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
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