YES Bank Credit Card Bill Payment

How to Pay YES Bank Credit Card Bill for Credit Card Customers

The below-listed are some of the ways you can pay your credit card bill even if you do not hold a YES Bank Account: 

1. NEFT/IMPS/RTGS: If you do not hold a YES bank account, you can transfer funds from any other bank account by adding your YES bank credit card as a beneficiary. To do so, you will have to use the IFSC code YESB0CMSNOC. 

1. Cheque Payment: You can also drop a cheque mentioning your 16-digit credit card number at any YES BANK drop box in your city, if you do not have a YES bank account. Do not forget to write your name and mobile number on the back. 

1. Net Banking: Another way to pay your credit card is by using BillDesk through any bank’s net banking facility. 

1. Cash Payment: You can also visit any YES bank branch to pay your credit card bill in cash. Do note that in such a case, charges may apply. 

1. iris by YES BANK App: You can also use iris by YES bank to make payments from your YES bank Savings Account or any other bank account. 

1. YES Pay App: You can pay your credit card bill via UPI from your YES bank or any other bank account. 

1. YES ROBOT: You can also use BillDesk via YES bank account or any other bank account for easy payments. 

How to Set Auto-Pay for YES Bank Credit Card Bills

Follow the steps given below to set the auto payment instruction for YES Bank credit card bill payment: 

1. You will have to log in ‘YES Online’
2. Click on the option ‘Add Biller’.
3. You will have to fill in all the biller details from drop-down and use OTP to confirm the same
4.  One you have successfully added the biller, a unique reference number will be shared with you
5. Next, you will have to click on ‘Add New Auto Pay’ option and select the biller
6. You will be charged Rs.2 once you submit the autopay registration 
7.  You will have to authenticate the request using the OTP method

Tips for Hassle-Free YES Bank Credit Card Payments

It is important to pay your YES Bank credit card bills on time to avoid penalties, a high rate of interest and improve your financial health. However, it is also crucial to adopt strategies that can help you simplify the bill payment process and maximize benefits. Below are five tips for managing your credit card bill payments efficiently.

1. Use the Auto-Pay feature: You can automate YES Bank credit card payments to avoid late fees and maintain a healthy credit score. In Auto-Pay feature, you have the option to pay the minimum amount, full bill, or a fixed amount.
2. Mobile Banking Apps: Making credit card bill payments using mobile banking apps is quicker and you might also get cashback offers or special deals.
3. Convert to EMIs: YES Bank gives to the option to split your large credit card bill into manageable monthly payments at lower interest rates, helping you plan finances better.
4. Pay More Than Minimum: Reduce your debt faster and save on accumulating interest.
5. Track Statements: Regularly review statements to monitor spending, catch errors, and maintain a low credit utilization ratio.

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