How to Add Credit Card & Link with UPI using Google Pay App
Google Pay has become a common platform which people use to make bill payments and transfer money. Also known as 'G Pay', this is a digital wallet and a payment system by Google. The app enables in-person and online, contactless purchases via tablets, Android phones, and watches.
Steps on How to Add Credit Card in Google Pay India
Step 1: First, download G Pay on your mobile.
Step 2: Once you open Google Pay, click on your profile picture.
Step 3: Select 'Bank Accounts and Cards'.
Step 4: Now, click on 'Add card.
Step 5: Type in your credit card number, the expiry date, and the CVV.
Step 6: Now enter your name and the billing address.
Step 7: Click on 'Save'.
Step 8: Click on 'Accept issuer Terms & conditions'.
Step 9: Google Pay will contact your bank and verify the credit card.
Step 10: You will be asked for an authentication through OTP.
Step 11: Once you enter the OTP, next to the credit card's payment methods, click on 'Activate'.
Step 12: Type in your one-time password.
Step 13: You will see a confirmation of the card having been added.
How to Link Credit Card with UPI through Google Pay
The following are the steps to link credit card with UPI through Google Pay:
Step 1: Open Google Pay app.
Step 2: Tap on the 'Profile' icon.
Step 3: Click on the 'Bank account option'.
Step 4: Click on the 'Add debit card or credit card' option from the menu.
Step 5: Enter your credit card details and billing address.
Step 6: Now, make payments through your linked credit card.
How to Remove Credit Cards from Google Pay
Just as it is easy to add a credit card, you can also remove a credit card from Google Pay. You can follow these steps:
Step 1: On your mobile, you have to open 'Google Pay'.
Step 2: Click on 'Settings'.
Step 3: Choose 'Payment methods'.
Step 4: Select the credit card that you have to remove.
Step 5: Click on 'Remove card'.
Change the Default Tap and Pay Card
Step 1: Once you open Google Pay, click on 'Settings'.
Step 2: Choose 'Account services'.
Step 3: Follow the instructions that come up on the screen and change your default Tap & pay card.
FAQs on How to Add Credit Card in Google Pay India
- On what apps can I make payment using Google Pay?
Bharat QR code-based Payments at online & offline merchants.
- Can I use my credit card added on Google Pay at ATMs?
No, Google Pay, as of now not supported at ATMs.
- If I change phone, will I have to add my credit card again?
Yes, if you change the phone you are using, then the credit cards will need to be added again. Credit Card tokens are device specific when it comes to Google Pay.
- Will my credit card work on G Pay if my card is blocked or closed?
No, if your credit card is blocked or closed, then your credit card will not work on Google Pay.
- Can I remove my credit card from Google Pay?
Yes, it is very easy to remove your credit card from your Google Pay.
- On which devices does Google Pay work?
Google pay works on numerous electronic devices like mobile phones, laptops, watches, and tablets.
- Does Google Pay issue credit cards to its customers?
Yes, Google Pay has partnered with few banks to issue credit cards to its customers.
Karishma VP has over a decade of experience in content writing which includes over five years specializing in personal finance. Her career in BankBazaar has given her the opportunity to write on a wide variety of financial products ranging from credit cards and home loans to insurance policies and government schemes. She believes that an understanding of personal finance is an important step to leading an independent, empowered life. This has led to her being passionate about learning more about the BFSI sector and writing about it as clearly, concisely, and accurately as possible to make it accessible to a larger audience through BankBazaar.
Disclaimer
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.