PhonePe Credit Card Bill Payment

In order to pay your credit card bills through PhonePe you have to follow the steps mentioned below:

• Step 1: Open the PhonePe application on your mobile device.
• Step 2: If you are making payment for a credit card that you use regularly, it will be easier for you to add the card to your profile for more convenience. That way, you will not be required to enter your card number every time you want to make a payment.
• Step 3: In order to add the card, log in to the app and tap on the 'My Money' option from the banner at the bottom of the screen.
• Step 4: Tap on the 'Credit Cards' option next and on the following page, tap on the 'Add New Card' option.
• Step 5: Enter your credit card number, the validity date in mm/yy format, and the CVV of the card.
• Step 6: You will be redirected to a new web page wherein you will be required to enter the OTP which will be sent to the mobile phone number which is registered with your credit card.
• Step 7: Once the credit card is verified, it will be automatically saved for a faster payment experience.
• Step 8: You can add multiple credit cards under 'My Money'.
• Step 9: Once your credit card is saved, you can proceed to make your bill payment from the 'Credit Card' option under the 'Recharge & Pay Bills' section of the app.
• Step 10: Tapping on the 'Credit Card' option will show you the list of all your saved credit cards. Tap on the card which you want to pay the bill for.
• Step 11: Alternatively, if you have not saved your card, you can just tap on one of the options mentioned under the 'All billers' list and proceed to the bill payment page by filling in the card number.
• Step 12: Enter the amount you want to pay and use your preferred mode of payment.

Which credit card payments can be made on PhonePe?

PhonePe supports payments for all the major card networks now. The credit card networks for which you can make bill payments through PhonePe are listed below:

1. American Express
2. Diners Club
3. MasterCard
4. RuPay
5. Visa

Why should I use PhonePe to make credit card bill payments?

• Convenience: You can conveniently manage and pay the bills of all your credit cards through just one platform.
• Rewards: There are a number of rewards that you can enjoy if you use PhonePe as a platform to make your credit card bill payments. The different types of rewards that you can win on PhonePe are as follows:
  • Cashback: You can avail cashback which is added to your PhonePe wallet balance as a non-withdrawable amount.
  • Scratch Cards: The scratch cards that are provided on the platform can contain any one of the following as reward -
    • Cashback: These scratch cards offer cashback on the transactions that you make. Cashback are non-withdrawable.
    • Coupons: These scratch cards reveal a coupon code which can be used while making a future transaction on any one of the apps which are displayed under the 'Apps' section of the app.
    • Offers: These scratch cards will reveal an offer which can be used for any future transaction, provided it meets all the requirements for you to be eligible for the offer.

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