How To Pay HDFC Credit Card Bill Through A Debit Card

1. Visit HDFC's Bill Desk page http://www.billdesk.com/pgidsk/pgmerc/hdfccard/index.jsp
2. Check the 'Terms & Conditions' box at the bottom of the page and click on 'Pay'
3. You will be redirected to another page where you need to enter your HDFC Credit Card number, e-mail address and payment amount
4. From the 'Pay from' drop down menu, select your preferred banker and click on 'Pay'
5. You will then be redirected to the selected bank's internet banking payment interface
6. On the internet banking page, you need to enter your login credentials such as the user ID and password and confirm the bill amount
7. If the transaction is successful, the screen will display 'Transaction Acknowledgement' with a reference number. You can retain the number for future queries, if any. You will also have an option to print the acknowledgement.

On successful transaction, the payment will be credited to your HDFC credit card account in 3 working days. HDFC will also send an acknowledgement e-mail to your registered e-mail address.

HDFC Credit Card Payment Through SBI Debit Card

As many of our readers are looking for a means to pay HDFC credit card bill using SBI debit card, we would like to provide related details to clear their concerns.

As discussed earlier, HDFC offers debit card payment from around 60 banks including SBI. You can pay HDFC credit card payment through SBI debit card provided you have internet banking account to your SBI savings account. By SBI savings account, we mean the account related to your SBI debit card from which you would like to make payment to HDFC credit card. If you have SBI net banking account, you can use HDFC Billdesk to make the payment online. The detailed method to make HDFC credit card payment using Billdesk is already mentioned above.

HDFC Credit Card Bill through A Debit Card (Offline)

ATM funds transfer is the only payment option that allows HDFC Credit Card payment using a debit card. However, only HDFC debit cardholders can use the facility as the bank is currently not accepting other banks debit cards for bill payment through ATM. If you are an HDFC debit cardholder, follow the instructions provided below to pay your credit card bill using your debit card.

Steps To Pay HDFC Credit Card Bill through A Debit Card (Offline)

1. Visit any one of the HDFC ATM kiosks
2. Insert your HDFC debit card and enter the PIN
3. Select your preferred language
4. From the menu, select 'Services'
5. Choose 'Bill Payment > Credit Card bill payment'
6. Enter your HDFC credit card details
7. The ATM screen will then display the total outstanding due and minimum due on the card
8. Select the payment you wish to make and click on confirm

Your HDFC account linked to your debit card will automatically get debited with the amount, while your credit card account is likely to get credited on the same day.

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