PNB Rakshak RuPay Platinum Credit Card

Reward Point Benefits

1. Avail 300 reward points on your first transaction.

Insurance Benefits

1. Get a comprehensive insurance package.

Cashback Benefits

1. Get cashback benefits on paying your utility bills and dining expenses

Fuel Surcharge Benefits

1. 1% fuel surcharge will be waived on all transactions.

Type of Fee

Charge

Joining fee

Nil

Finance charges

2.95% per month

Annual fee

Rs.500

Card replacement fee

Rs.150

Free interest period

20 - 50 days

Credit limit over usage

2.5% or Rs.500

Minimum amount due

5% of the total amount due

Foreign currency transaction

3.50%

Late payment fee

1. If Rs.100 or Less - Nil
2. Between Rs.101 to Rs.1,000 - Rs.200
3. Rs.1,001 to Rs.5,000 - Rs.500
4. Rs.5,001 to Rs.10,000 - Rs.600/-
5. Above Rs.10,000 - Rs.750

Cash advance

2% of the cash withdrawn or Rs.100 at PNB ATMs (higher amount will be taken)

Duplicate statement fee

Rs.50

Employment status

The primary applicant must have a steady source of income.

Age

The primary applicant must be least 18 years old.

Nationality

He or she must be a citizen of India or a non-resident Indian.

Credit Score

An ideal CIBIL score is important to apply for a credit card.

Voter ID

Salary Slips

Driving License

Aadhaar Card

IT Return

Voter ID

Passport

Form 16

Aadhaar Card

Ration Card

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