PNB Rupay Platinum Credit Card

Reward Point Benefits

Get more than 300 reward points on your first transaction.

Cashback Benefits

Avail cashback benefits on paying your utility bills, and dining expenses

Insurance Benefits

With this card, get a comprehensive insurance package.

Fuel Surcharge Benefits

The fuel surcharge of 1% will be waived on all transactions.

Joining fee

Nil

Free interest period

20 - 50 days

Annual fee

Rs.500

Credit limit over usage

2.5% or Rs.500

Finance charges

2.95% per month

Card replacement fee

Rs.150

Late payment fee

1. If Rs.100 or Less - Nil
2. Between Rs.101 to Rs.1,000 - Rs.200
3. Rs.1,001 to Rs.5,000 - Rs.500
4. Rs.5,001 to Rs.10,000 - Rs.600/-
5. Above Rs.10,000 - Rs.750

Minimum amount due

5% of the total amount due

Duplicate statement fee

Rs.50

Foreign currency transaction

3.50%

Cash advance

2% of the cash withdrawn or Rs.100 at PNB ATMs (higher amount will be taken)

Nationality

He or she must be a citizen of India or a non-resident Indian.

Employment status

The primary applicant must have a steady source of income.

Age

The applicant must be least 18 years old.

Credit Score

An ideal CIBIL score is a major factor in getting the application approved.

IT Return

Ration Card

Aadhaar Card

Salary Slips

Aadhaar Card

Voter ID

Form 16

Passport

Driving License

-

Voter ID

-