State Bank of India (SBI) is a leading multinational public sector bank in India. With a quarter of the market, it is among the most reputable banks in the country.
In order to meet the demands of its diverse customers, it provides an extensive list of banking services. SBI offers different types of credit cards and debit cards for its customers. Read on to learn about the SBI debit card application process.
Here are the list of top 5 SBI Debit Cards are shortlisted according to customer needs:
Debit Card | Daily Cash Limit (Rs.) | Top Features |
SBI Paywave International Debit Card | 100 to 40,000 | Reward points for every Rs. 200 spent on Online |
100 to 40,000 | Earn 200 bonus points on making first three transactions | |
100 to 50,000 | Reward points that are earned in your birthday month are doubled | |
100 to 1,00,000 | Get complimentary airport lounge access and Reward points | |
100 to 40,000 | Enjoy the comfort of cashless shopping | |
100 to 40,000 | Can earn additional reward points at all IOCL retail outlets. |
The following are the different types of SBI debit card:
Benefits of SBI Global International Debit Card are:
Benefits of SBI Gold International Debit Card are as follows:
Benefits of SBI Platinum International Debit Card are as follows:
Benefits of SBI Mumbai Metro Combo Card are as follows:
Benefits of SBI My Card International debit card are as follows:
Benefits of SBI IOCL Co-branded Contactless Debit Card are as follows:
In cases where an SBI customer’s debit card is stolen or misplaced, the first plan of action should be to block the card. After the card has been successfully blocked, the customer should request for the issuance of a new card. A request for a new sbi atm card can be made in one of the three ways listed below:
The Procedure for SBI Debit Card Online Apply is as follows:
Step 1: Login to the SBI internet banking.
Step 2: Click on the ‘e-Services’.
Step 3: Select the option ‘ATM card services’.
Step 4: From the list of options provided, click on ‘Request ATM/debit card’.
Step 5: The request will have to be authenticated with internet banking credentials and OTP sent to the registered mobile number.
Step 6: Once the request has been successfully placed, the customer is notified of the duration that it would take for the card to be delivered.
The steps mentioned above are also applicable when making a request for a new debit card on the SBI mobile banking app.
Customers can either directly visit to the nearest SBI branch and submit the debit card Application or contact to customer care to apply for an SBI Debit Card offline.
SBI provides another hassle-free method to apply for an SBI debit card online. For this, you need to install the YONO app on your smartphone. The steps to apply for an SBI debit card via the YONO app are as follows:
Step 1: Install the YONO app on your smartphone.
Step 2: Tap the ‘Service Request’ option.
Step 3: Choose the ‘ATM/Debit Card’ option and enter your profile password.
Step 5: Tap the ‘Submit’ option.
Step 6: Tap the 'Request New/Replacement' option.
Step 7: Choose the SBI account for which you wish to obtain a debit card.
Step 8: Enter all the requested information including your name, card type, and address.
Step 9: Check the box pertaining to terms and conditions and tap the ‘Next’ option.
Step 10: An OTP will be sent to the registered mobile number you provided.
Step 11: Tap on ‘Submit’ after entering the OTP.
A reference number will be sent to you within some days. This reference number can be used to track your debit card.
The fee and charges that are levied for different debit cards are mentioned in the table below:
SBI Debit Card Replacement | |
Debit Card Replacement Charges | Rs.300 + GST |
SBI Debit Card International Transaction Charges | |
ECommerce Transactions/ Point of Sale (PoS) | 3% of the transaction amount + GST |
Cash Withdrawal at ATM | 3.5% of the transaction amount + GST + Rs.100 (minimum) |
Balance Enquiry (ATM) | Rs.25 + GST |
SBI Debit Card Maintenance Charges – Annual – Second Year Onwards | |
Premium/ Pride Business Debit Card | Rs.425 + GST |
Platinum Business RuPay Card | Rs.350 + GST |
Platinum Debit Card | Rs.325 + GST |
My Card (Image)/ Combo/ Gold/ Yuva Debit Card | Rs.250 + GST |
Global/ Silver/ Classic/ Contactless Debit Card | Rs.200 + GST |
SBI Debit Card Issuance Charges | |
Platinum Debit Card | Rs.300 + GST |
Gold Debit Card | Rs.100 + GST |
Global/ Silver/ Classic/ Contactless Debit Card | NIL |
Customers of SBI can choose from a variety of debit/ATM cards. The following are the standard requirements that you must meet to be eligible for an SBI debit card:
The following are the steps to track SBI Debit card delivery status online:
The dispatch details and delivery status of the SBI ATM card will be displayed on the new page.
Note: Customer can also visit official site to check your application status at https://www.sbicard.com/en/corporate/track.page
SBI has made a number of updates to the services that customers can avail through the bank’s internet banking facilities. One of these services is changing the limits on his/her debit card. The following are the steps on how to change sbi transaction limits:
Step 1: Login to SBI’s internet banking website.
Step 2: Click on the ‘e-Services’ tab.
Step 3: Select the ‘ATM Card Services’ option from the list of services.
Step 4: Click on the option titled ‘ATM Card Limit/Channel/Usage Change’.
Step 5: Choose the card number and select ‘Change Daily Limit’ from the drop-down menu.
Step 6: The limit can be set for either ATM withdrawal or point of sale purchases.
Step 7: Click on the ‘Submit’ button.
Step 8: The change is made instantly once the details are submitted.
Also, know how to change SBI ATM PIN Online through SMS, Customer Care, & ATM.
To lodge a complaint or solve any query regarding your SBI debit cards, you can contact the SBI customer care number mentioned below -
Sno | Toll Free Numbers |
SBI Mobile Banking | |
To Block Unauthorised Electronic transactions | 1800 11 1109 (Toll Free) 94491 12211 (Mobile number, Toll Free) |
SBI Alternate Mobile Banking | |
SBI Customer Support (24/7) | |
SBI Helpline Number |
You can apply for an SBI debit card at any SBI branch or online through the SBI website if you have a savings or current account.
Yes, SBI Global Debit Cards can be obtained for free, as there are no issuance charges. However, other debit cards may have associated fees depending on the type of card.
Generally, it takes up to 7 working days to receive your card.
The daily withdrawal limit varies by card type. For Classic Debit Cards, the limit is Rs.40,000, while for other SBI debit cards, it can go up to Rs.1 lakh per day.
You can activate it by calling SBI customer care or by using an ATM. Follow the prompts and enter your card and account details.
An SBI debit card and an ATM card are not the same. An ATM card is primarily for transactions at ATMs using a PIN, while a debit card is multifunctional and can be used for purchases at retail outlets, restaurants, and online transactions in addition to ATM usage.
You can earn rewards on your SBI debit card by making transactions. Regular use of the debit card for purchases can help accumulate rewards over time.
Customers can perform various services at SBI ATMs, including withdrawing cash, changing the PIN, checking account balances, obtaining mini statements, paying bills, requesting cheque books, and opening term deposits.
SBI provides a secure platform for online transactions using Verified by Visa (VbV) and MasterCard SecureCode services, ensuring customers can shop online safely.
The mini statement feature allows customers to track their recent transactions, providing insight into the last 10 transactions made using their SBI debit card.
No, you cannot apply for an SBI ATM card through SMS. Applications must be made in person at an SBI branch or online.
To use your SBI debit card for online purchases, ensure it is activated for e-commerce transactions. You can do this by sending an SMS ‘SWON ECOM 1234’ to 09223966666 from your registered mobile number.
You can get an SBI ATM card within 7 working days.
RuPay cards charge less fees than Mastercard and Visa cards. Additionally, RuPay cards are processed faster than Visa cards, as RuPay cards are used for data processing and verification India.
The annual maintenance fee of SBI debit cards ranges between Rs.125 to Rs.350 along with applicable GST depending upon the type of card.
SBI allows customers five free transactions at its ATMs per month. After that, fees may apply for additional transactions.
Verifying your credit or debit card with Visa or MasterCard enhances security for online transactions. It requires entering a personal password, similar to using a PIN at a physical point of sale. This process protects against unauthorized transactions and ensures the same level of security as in-person payments, requiring a unique password for each transaction.
To be eligible for an SBI debit card, customers must have a savings or current account with SBI and be between the ages of 21 and 60 years. The type of debit card issued may vary based on factors such as account type, minimum balance requirements, and the customer’s relationship with the bank.
To prevent fraudulent activities, the Reserve Bank of India has restricted the newly shipped SBI debit cards from e-commerce transactions. This can be activated by sending an SMS ‘SWON ECOM 1234’ to 09223966666 from registered mobile number.
SBI Platinum International card, SBI Gold International card, sbiINTOUCH debit cards, and SBI Global International card can be used for various online and offline transactions internationally.
Yes, you can activate your SBI debit card by calling SBI customer care at 1800112211 or 18004253800, following the prompts for ATM and Prepaid Card Services.
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