Kotak Mahindra Bank allows their credit cardholders to make payments in various hassle-free ways. Kotak Mahindra Bank credit cardholders can make their card payment both online and offline. Most of the credit card payment modes offered by the bank are free of cost excluding paying by cash at a Kotak Bank branch.
Cardholders can use their netbanking account to make the credit card payment or use the BillDesk service. Alternatively, cardholders can pay by cheque or Demand Draft. One of the most popular ways credit cardholders pay their credit card bill is using their debit card online.
You can now pay your Kotak Mahindra Bank credit card bill using your non-Kotak bank account or debit card. You can use your non-Kotak account netbanking facility and transfer funds towards your Kotak credit card bill through NEFT (National Electronic Funds Transfer) or IMPS (Immediate Payment Service) facility.
You can use the mobile banking app provided by Kotak Mahindra Bank to pay your credit card bills using the participating bank's credit card. Once you login to the mobile app, you can see a list of participating banks. If you are a Kotak Mahindra Bank customer, you can download this app from app.kotak.com. Follow the steps below to pay your Kotak Mahindra Bank credit card through IMPS service:
Follow the below steps to pay your Kotak credit card bill using a debit card:
No, the process to pay your credit card bill using a debit card will not entail any charges from the bank whatsoever.
Yes, you can pay your credit card bill using any other bank's debit card.
Yes, you can set up a standing instruction to pay your credit card bill. You will have to provide the details of your debit card following which the bank will debit the outstanding amount on the due date.
No, as long as your debit card is active and you can pay the bill, you don't have to inform the bank. In case you are required to update your card for standing instruction purposes, you can do so by logging in to your Kotak Mahindra net banking portal.
Yes, you can use your RuPay debit card to pay your Kotak Mahindra credit card bills.
You can visit the nearest Kotak Mahindra branch or clear your credit card bill through over-the-counter facility. However, the mode of payment here can be through cheque, demand draft, or cash. You will not be able to use your debit card to make the payment.
If you are unable to pay your credit card bill through your debit card, then first of all you must check that the details provided by you are correct. In case all the details provided are correct, and yet you are unable to make the payment, then it is recommended that you wait for some time since there can be a temporary server issue from the bank's end. If you are still not able to pay, then you must get in touch with the concerned bank immediately.
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