RBL Bank Platinum Maxima Credit Card

RBL Bank is one of the most reputed commercial banks in the country. Currently, the bank serves about Rs.10 lakhs customers and offers a variety of services including credit cards. RBL Bank credit cards come with tons of features and perks that are very beneficial to the customers. The RBL Platinum Maxima Card is the ideal card for people who want to enjoy services customized to meet their lifestyle needs.

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Key Highlights of RBL Bank Platinum Maxima Credit Card

Here are the key highlights of the Platinum Maxima Credit Card:

  1. With RBL Bank Platinum Maxima Credit Card, you will get a complimentary movie ticket worth Rs.200 when you purchase 2 or more tickets on www.bookmyshow.com.
  2. Get 2 complimentary visits to domestic airport lounges every calendar quarter.
  3. Earn 2 Reward Points for every Rs.100 spent.
  4. Get Bonus reward points: On crossing Rs.2 lakh spends in the year: 10,000 Reward points.
  5. On crossing Rs.4 Lakhs spends in the year: Additional 10,000 Reward points.

Features of the RBL Bank Platinum Maxima Credit Card

Welcome Benefit:

  1. Enjoy a generous welcome benefit of 8,000 reward points after activating your Platinum Maxima Credit Card.
  2. To avail of this offer, simply swipe and use your card within 30 days of issuance and ensure payment of the annual membership fee by the due date.
  3. The welcome benefit will be credited to your account within 60 days from the card issuance date.

Reward Points:

  1. Earn 10 Reward Points for Every Rs.100 Spent:
  2. Enjoy accelerated rewards on Dining, Grocery, Entertainment, and International purchases. For every Rs.100 spent in these categories, you will earn 10 reward points.
  3. You can accumulate up to 1,000 reward points per month in these categories.
  4. Earn 2 Reward Points for Every Rs.100 Spent on Other Purchases:
  5. For other purchases not falling under the mentioned categories, you will still earn 2 reward points for every Rs.100 spent.
  6. Points Crediting:
  7. All reward points earned in a given month will be credited to your account within 45 days of the purchase settlement date.
  8. Enjoy the flexibility to redeem your reward points for a variety of exciting benefits like air travel, hotel stays, shopping vouchers, and more at RBL Rewards.

Milestone Benefits:

  1. Rs.2.5 Lakh Spend = 10,000 Reward Points:
  2. Upon reaching a spend of Rs.2.5 lakh or more in a membership year, you will earn an additional 10,000 reward points.
  3. Rs.4 Lakh Spend = Additional 10,000 Reward Points:
  4. If you spend Rs.4 lakh or more, you will earn an additional 10,000 bonus reward points.
  5. Exclusions:
  6. Please note that as of 15 October 2024, spends in certain merchant categories, such as Fuel, Utilities, Insurance, Quasi-Cash, Railways, Real Estate, Education, Wallet/Service Providers, Government Services, Contracted Services, Cash, Miscellaneous, and EMI conversions, will not count towards these milestones.
  7. Points Crediting for Milestone Benefits:
  8. Reward points for milestone benefits will be credited to your account within 45 days from the date you cross the specified spend threshold.

Movie Ticket Discount:

  1. Buy 1, Get 1 Free Movie Ticket:
  2. Enjoy one complimentary movie ticket, worth up to Rs.100, every month when you purchase two or more tickets on BookMyShow.
  3. To avail of this offer, simply select the ‘RBL Bank Buy 1 Get 1 Offer’ under the Offers/Discounts section on the BookMyShow website or mobile app.
  4. The offer can be used up to 15 times in a calendar year, so you can make the most of your movie-going experience.

Airport Lounge Access:

  1. Complimentary Lounge Access:
  2. Get 1 complimentary lounge visit every calendar quarter at domestic lounges across all major airports in India.
  3. All you need to do is show your Platinum Maxima Credit Card to access these lounges.
  4. This benefit is offered through the MasterCard/Visa lounge program, ensuring you enjoy a premium experience while travelling.

Reward Points Redemption:

  1. Flexibility with RBL Rewards:
  2. Your earned reward points can be redeemed at the RBL Rewards platform for a wide variety of exciting options such as air travel, hotel stays, shopping vouchers, and more.
  3. The program offers great flexibility to cater to your lifestyle and needs, making it easy to enjoy the rewards you have earned.
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RBL Bank Platinum Maxima Credit Card Fees and Charges

Particulars

Charge

Annual Fee

Rs.2,000

Finance charges (Retail and Cash)

APR up to 3.99% p.m. (47.88% p.a.)

Cash Advance Transaction fee

2.5% (min Rs.500) of the cash amount

Overdue Penalty / Late Payment Fee

15% of Total amount due (Min Rs.50, Max Rs.1,250)

Over Limit Penalty

Rs.600

Cash Payment at branches

Rs.250 cash deposit transaction at RBL Bank branch

Surcharge on Purchase / Cancellation of Railway Tickets

IRCTC Service charges and Payment Gateway. Transaction charge [Up to 1.8% of (ticket amount +IRCTC service charge)]

Fuel Transaction Charge for transaction made at petrol pumps to purchase fuel

1% Surcharge on Fuel transaction value or Rs.10, whichever is higher

Foreign Currency Transaction

Up to 3.5%

RBL Bank Platinum Maxima Credit Card Eligibility and Documents

The eligibility criteria for the RBL Platinum Maxima Card are as follows:

  1. You should be at least 18 years of age
  2. You should have a good credit history.
  3. You should be a resident of India.

The documents required for applying for this RBL Bank credit card are as follows:

  1. Income proofs
  2. Copy of PAN card or Form 60
  3. Address proofs

How to Apply for RBL Bank Platinum Maxima Credit Card?

You can apply for this credit card without any hassle at BankBazaar.com. Once you visit the website, access the credit cards section, look for RBL credit cards and then select this card. The next step is to follow the given procedure and apply for the card online.

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FAQs on RBL Bank Platinum Maxima Credit Card

  • Does RBL Bank offer life-time free credit cards?

    Yes, RBL Bank offers several life-time free credit cards, such as the RBL Bank BankBazaar SaveMax Credit Card.

  • What is the interest rate charged on this card?

    The interest rate charged is 3.99%.

  • What is the surcharge for fuel transactions on this card?

    The fuel surcharge is 2.5% of the value of the transaction (minimum Rs 10).

  • What are the reward points on the RBL Bank Platinum Maxima Credit Card?

    You earn 10 reward points for every Rs.100 spent on dining, grocery, entertainment, and international purchases (up to a maximum of 1,000 points per month). For other purchases, you earn 2 reward points per Rs.100.

  • Can I redeem my reward points for travel-related benefits?

    Yes, you can redeem your reward points for air travel, hotel stays, shopping vouchers, and more through RBL Rewards.

  • How do I avail of the complimentary airport lounge access?

    You can enjoy one complimentary lounge visit per calendar quarter at domestic lounges across major airports in India by showing your Platinum Maxima Credit Card. The lounge access is part of the Mastercard/Visa lounge program.

  • Is there a cap on movie ticket discounts on BookMyShow?

    Yes, you can avail of one complimentary movie ticket per month, up to Rs.100, when you purchase two or more tickets on BookMyShow. This offer is available up to 15 times a year.

  • What is the annual membership fee for the Platinum Maxima Credit Card?

    The annual membership fee for the RBL Bank Platinum Maxima Credit Card is Rs.2,000.

  • What are the lifestyle benefits offered with this card?

    The Platinum privileges offered with this RBL credit card include chance to win free movie tickets, access to major airport lounges in India and unmatched discounts for transactions related to dining, travelling and shopping.

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