The RBL Bank Icon Credit Card is designed to complement an individual’s lifestyle. It gives maximum benefits and discounts when used during weekends. The joining fee of the card is Rs.5,000.
In addition, customers can avail these complimentary services:
The features and benefits of RBL Bank Icon credit card are mentioned below:
The rewards offered by the RBL bank on the Icon Credit Card are amazing. The earned reward points can be redeemed for shopping vouchers, hotel stays, air travel, etc.
The cardholder can earn a maximum of 2,000 reward points every month, especially on weekend dining and international spends. The reward program includes the following:
Note that within 45 days of crossing the milestone benefit, the cardholder will receive the milestone benefit reward points.
Particulars | Charge |
Annual Fee | Rs.5000 plus GST (Goods and Services Tax) |
Reward redemption fee | Rs.99 plus GST |
Finance charges (Retail and Cash) | APR up to 3.99% p.m. (47.88% p.a.) |
Cash Advance Transaction fee | 2.5% (min Rs.500) of the cash amount |
Over Limit Fee | Nil as of 2 August 2024 |
Cash Payment at branches | Rs.100 cash deposit transaction at RBL Bank branch |
Surcharge on Purchase / Cancellation of Railway Tickets | IRCTC Service charges and Payment Gateway. Transaction charge [Up to 1.8% of (ticket amount +IRCTC service charge)] |
Fuel Transaction Charge for transaction made at petrol pumps to purchase fuel | 1% Surcharge on Fuel transaction value or Rs.10, whichever is higher |
Foreign Currency Transaction | Up to 3.5% |
The mandatory documents required for applying the RBL Bank Icon credit card are as follows:
The process to apply for the RBL Icon Credit Card is simple and quick. The steps are explained below:
The benefits can be maximized if you use the card for international expenses, use the card whenever you dine, utilize the complimentary golf benefits, or use the card most during weekends.
The RBL bank Icon credit card is useful only for people who are looking for a better reward plan with added benefits. Also, if the lifestyle calls for it and if you are ready to pay the additional charges that come with it, it is certainly worth it.
No, the RBL Bank Icon credit card does not offer cashback but provides 1+1 offer on movie tickets booked from BookMyShow twice a month.
For every international transaction, the card charges 3.5% of the transaction amount. If the international transaction is other than the US currency, then the total transaction amount will be first converted to US dollars and then the 3.5% FTF (Foreign Transaction Fee) will be charged.
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