The RBL Bank Cookies Credit Card is an entry-level credit card that offers customers exclusive benefits at an affordable monthly fee of just Rs. 100. Designed to provide value across popular spending categories, this card enables users to earn 1 Reward Point for every Rs. 100 spent offline and accelerated 5X Reward Points for online transactions.
The RBL Bank Cookies Credit Card is an entry-level credit card designed to provide customers with exclusive benefits at an affordable cost. With a monthly membership fee of just Rs. 100, it offers features such as reward points on every spend, discounts on popular platforms like BookMyShow, Zomato, Uber, and Myntra, and milestone rewards of up to Rs. 5,000 in vouchers. Cardholders can enjoy a Rs. 1,000 gift vouchers upon their first transaction, save on fuel with a surcharge waiver, and benefit from a fee waiver by meeting spend-based criteria. This card is tailored for those looking for a budget-friendly credit card packed with rewards and savings.
Particulars | Details |
Joining Fee | Rs. 100 per month + GST |
Renewal Fee | Rs. 100 per month + GST (waived off on spending Rs. 5,000 the previous month) |
Suitability | Best suited for shopping and entertainment |
Welcome Benefit | Welcome gift voucher worth Rs. 1,000 upon card activation |
Reward Points | Earn one Reward Point for every Rs. 100 spent on offline purchases andEarn five Reward Points for every Rs. 100 spent online (excluding fuel) |
Mentioned below are the features and benefits of the RBL bank Cookies Credit Card:
Particulars | Details |
Welcome Benefit | Start your journey with a Rs. 1,000 gift voucher, redeemable at popular brands such as Shoppers Stop, Croma, Myntra, Flipkart, or Amazon. To avail of this, simply make a purchase within the first 30 days of card issuance. |
Shopping Benefit | Enjoy 10% cashback on purchases from Zomato, Myntra, and Uber, allowing you to save with every transaction. |
Dining Delights | Get 10% cashback on Zomato transactions, with a maximum cashback limit of Rs. 300 per month, making dining experiences more rewarding. |
Rewards Points | Earn one Reward Point for every Rs. 100 spent on offline purchasesEarn five Reward Points for every Rs. 100 spent online (excluding fuel). |
Fuel Surcharge Waiver | Save up to Rs. 100 per month on fuel transactions ranging from Rs. 500 to Rs. 4,000. |
Entertainment Perks | Enjoy 10% cashback on BookMyShow transactions, capped at Rs. 300 monthly. |
Milestone Program | Unlock gift vouchers worth Rs. 1,000 on spending Rs. 2 lakh in a membership year.Earn vouchers worth Rs. 5,000 on spending Rs. 5 lakh in a membership year.Vouchers are available from popular brands like Amazon, Flipkart, Myntra, Croma, and Shoppers Stop. |
Easy Voucher Program | Choose your preferred voucher or vouchers, and they will be delivered within 45 days of meeting the eligible spending criteria. |
The credit limit on your RBL Bank Cookies Credit Card is based on a number of factors and will be intimated to you by the bank.
The credit limit on your RBL Bank credit card depends on factors such as the number of credit cards you currently own, your current debt obligations, your credit repayment history, employment status, your income, and your credit score among other factors.
As such, two people can have different credit limits for the same card.
To redeem your points, follow these steps:
Particulars | Amount |
Monthly fee | Rs.100 + GST |
Renewal fee | Rs.100 + GST (waived off on spending Rs.5,000 previous month) |
Add-on card fee | Nil. |
Interest rate | Up to 3.99 per month (47.88 p.a.) |
Cash advance fee | 2.5% of the amount withdrawn, subject to a minimum of Rs.500. |
Late payment fee | 12.5% of the amount due, subject to a minimum of Rs.50 and a maximum of Rs. 1,300 |
Over limit fee | NIL |
Foreign currency mark-up fee | Up to 3.5% of the transacted amount |
Steps to Redeem Your Voucher
Mentioned below are the steps to redeem your RBL Cookies Credit Card voucher:
Follow these simple steps to apply for the Cookies Credit Card:
The bank will have its eligibility criteria set out when it comes to applying for this credit card. This may include income-related criteria and employment-related criteria. Additionally, your age and nationality will also play a role in assessing your eligibility for this card.
The bank may request different documents from individual applicants. In general, though, you may have to submit the following documents:
You can apply for the RBL Bank Cookies Credit Card on the bank's website. You will be required to fill in the application form and provide details such as your primary source of income, your average monthly income, and your PAN card details.
Alternatively, you can also apply for the card by visiting your local RBL Bank branch.
If you have any issues with your credit card, you can call the RBL bank credit card customer care on +91 22 62327777.
You can check the RBL bank credit card status by logging on to the bank's webpage to track your application. Once here, you will have to enter your reference number and mobile number. You can then check the status of your credit card application.
Your points expire within 12 months but can be carried over subject to RBL Bank's terms and conditions.
The RBL Bank Cookies Credit Card is an entry-level credit card offering exclusive benefits, including cashback, reward points, and milestone rewards, with an affordable monthly fee of Rs. 100.
Both the joining fee and annual charges for the Cookies Credit Card are Rs. 100 each.
Upon making your first transaction within 30 days of card issuance, you receive a Rs. 1,000 gift voucher redeemable at popular brands like Amazon, Flipkart, Myntra, Croma, or Shoppers Stop.
Yes, you get 10% cashback on transactions made on platforms like BookMyShow, Zomato, Uber, and Myntra. Cashback is capped at Rs. 300 per month per category.
Yes, the card offers a fuel surcharge waiver of up to ₹150 per month for transactions between Rs. 500 and Rs. 4,000.
You can apply online via the RBL Bank website by filling out the application form, providing personal and income details, and submitting the required KYC documents. Once approved, the bank will issue your card.
Yes, the RBL Bank BankBazaar SaveMax Credit Card offers a reward point plan which makes all your spends eligible for the points. You can earn up to 5x Reward Points on every Rs.100 spent on groceries and fuel. You will also earn 1 Reward Point for every Rs.100 spent on all other categories.
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