Kotak Bank PVR Platinum Credit Card

The PVR Platinum credit card offered by the Kotak Mahindra Bank is specifically designed for movie buffs. With no joining fee and an annual fee of just Rs.999, this card offers a wide range of benefits including discounts and cashback offers on movie ticket purchases. Moreover, the card comes with an interest rate of 40.8% per annum which is around 3.4% per month. Read on to know more about Kotak Bank PVR Platinum credit card.

Kotak Mahindra

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1st Year Fee

₹999₹999
  • First year fee upto:

    ₹999

Card Fee Type

    Card Network

    24 Free Pvr Movie Tickets In A Year

     100% Paperless Approval
    Apply for Kotak PVR Platinum Credit Card
    • Kotak PVR Platinum Credit Card

      1st year fee

      :  

      ₹ 999

    See Less
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    Features and Benefits of Kotak PVR Platinum Credit Card

    The features and benefits of Kotak PVR Platinum credit card are as listed below:

    1. No Joining Fee: The card comes with zero joining fee and an affordable annual fee of Rs.999.
    2. Interest Rate: With this credit card, the user gets a competitive interest rate of 40.8% per annum (3.4% per month).
    3. Free Movie Ticket: You get two complimentary movie tickets every month on spendings above Rs.10,000 in a monthly billing cycle.
    4. Rewards Program: Earn points for your spending, which can be redeemed for various rewards.
    5. Controlled spendings: With this credit card you can control your spendings and track spending patterns, facilitating easier accounting and more effective financial planning.
    6. Global access: Kotak PVR Platinum Credit Card is widely accepted by over 10 million merchants across the globe.
    7. Discounts at PVR: With this credit card, enjoy a cashback of 15% on food and beverages at PVR and a cashback of 5% on movie tickets at PVR box office.
    8. Add-on card facility: You can track all expenses made on the add-on card as it will have all the features of the primary credit card. You can also set a spending limit on the add-on cards.
    9. Contactless payment: It offers the facility of contactless payment through Visa payWave for transactions of up to Rs.2,000 at merchant locations. Thus, you enjoy a faster, smoother, safer, and a more convenient way of carrying out transactions.
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    Claiming the PVR Coupons on the Kotak Bank PVR Platinum Credit Card

    Follow the steps given below to raise a claim for PVR Coupons on the Kotak Bank PVR Platinum Credit Card:

    1. Once you have spent a minimum of Rs.10,000 on your card, you will get an SMS or email from the bank informing you about your eligibility to claim your PVR movie tickets.
    2. You can request for the coupon codes for the free movie tickets within the next two billing cycles.

    Note: The claim must be made through the net banking facility or an SMS (Format: PVRKCC space the first three letters of the month name, i.e. APR) to 5676788 from the registered mobile number.

    1. The claim has to be made either through the net banking facility or an SMS (Format: PVRKCC space the first three letters of the month name i.e. APR) to 5676788 from the registered mobile number.
    2. Once you have made the claim, you will receive the coupon codes on your registered mobile number and email ID.
    3. To claim your coupon codes through net banking, log in to your Kotak Mahindra Bank net banking account, click the 'Credit Card' tab, and select 'PVR Coupon Claim'. Use the coupon codes when you are booking a PVR movie ticket.

    Redeeming the PVR Coupons

    Follow the steps given below to redeem the PVR Coupons on the Kotak Bank PVR Platinum Credit Card:

    1. Log in to the official PVR Cinemas website and select the movie and seats of your choice.
    2. On the payment page, choose the “MCOUPON” option available under the Credit/Debit Card payment options.
    3. You will be asked to enter a few details such as the last 4 digits of your Kotak PVR Credit Card and the last 5 digits of the registered mobile number.
    4. Enter the coupon code in the space provided and click on 'Make Payment'.
    5. The maximum possible discount per Coupon Code per ticket is Rs.400.
    6. Pay the additional price (if applicable) and the convenience fee and complete the process.

    Note: The maximum possible discount per Coupon Code per ticket is Rs.400. Also, you can redeem up to 10 coupon codes at one time.

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    Kotak Bank PVR Platinum Credit Card Fees and Charges

    The fees and charges of Kotak PVR Platinum credit card are as listed below:

    Particulars

    Fees

    Joining fees

    NIL

    Annual fees

    Rs.999

    Rate of interest

    3.5%

    ATM cash withdrawal charge

    Call a draft fee

    Fund transfer fee

    Cash advance fee per Rs.10,000 or part thereof

    Rs.300

    Add-on card fees

    Rs.299 per add-on card

    Late Payment Charges

    If the statement balance is

    Less than or equal to Rs.500 - Rs.100

    Between Rs.500.01 and Rs.10,000 - Rs.500

    More than Rs.10,000 - Rs.700

    Over-limit charge

    Rs.500

    Cheque bounce charges

    Rs.500

    Foreign currency markup fee

    3.5% of the transaction amount

    Cash payment at bank fee

    Rs.100

    Outstation cheque processing fee

    NIL

    Card replacement (Reissue) fee

    Rs.100

    Furnishing a copy of Credit Information Report (CIBIL)

    Rs.50

    Eligibility to Apply for the Kotak PVR Platinum Credit Card

    The eligibility criteria for Kotak PVR Platinum credit card are as listed below:

    1. A good credit score is very necessary to apply for the PVR Platinum Credit Card.
    2. You also need to have a steady source of income.
    3. Any other criteria that you need to fulfil would be informed to you when you apply for the card.

    Documents Required to Apply for the Kotak PVR Platinum Credit Card

    1. The list of necessary documents includes KYC-PAN, income proof, photograph, address proof, other bank documents, etc.
    2. For any other document required by Kotak Mahindra Bank, you would be told about the same when applying for the card.

    How to Apply for Kotak Bank PVR Platinum Credit Card

    Follow the steps given below to apply for the Kotak Bank PVR Platinum Credit Card:

    Step 1: Visit the official Kotak Mahindra Bank website and navigate to the credit cards section.

    Step 2: Choose the Kotak Bank PVR Platinum Credit Card from the list of available cards.

    Step 3: Complete the online application form with the necessary details such as personal and business information.

    Step 4: Upload the required documents, which may include identity proof, address proof, business details, and financial statements.

    Step 5: Review the details and submit your application for processing.

    Step 6: You may be contacted by a Kotak representative for additional information or to verify your application status.

    Alternatively, you can visit the nearest Kotak Mahindra Bank branch or contact customer service for assistance in applying.

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    FAQs on Kotak PVR Platinum Credit Card

    • What should I do if I lose my Kotak Bank PVR Platinum Credit Card? How do I report it?

      Contact the Kotak Bank credit card customer care centre immediately by dialling 1860 2662 666 and block your card. If you have to make any claim, you will have to get in touch with HDFC Ergo General Insurance Company. You can contact HDFC Ergo General Insurance Company by dialling 1800 2700 700 or writing an email to bankclaims@hdfcergo.com.

    • How much is the joining fee of Kotak PVR Platinum credit card?

      The Kotak PVR Platinum credit card comes at a zero-joining fee.

    • Is there an annual fee for the Kotak PVR Platinum Credit Card?

      Yes, the card comes with an annual fee of ₹999, but this fee is often waived for the first year or based on specific spending criteria.

    • Can I redeem my movie tickets online?

      Yes, once the movie tickets are credited to your account, they can be redeemed online at the official PVR Cinemas website or the mobile app.

    • Will I get a fuel surcharge waiver on this card?

      Yes, the Kotak PVR Platinum Credit Card offers a 1% fuel surcharge waiver on fuel purchases across all petrol pumps in India. The waiver is applicable on transactions between Rs.500 and Rs.3,000.

    • What happens if I don’t use the free PVR movie tickets?

      The free PVR movie tickets are typically valid for a limited time and cannot be carried forward to the next billing cycle. If not used, they will expire.

    • Is there any way I can check the free movie tickets I have earned?

      Yes, there is a way you can check the number of movie tickets you have earned. You can do so using the Kotak’s mobile app, net banking, or by contacting customer care.

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