As a working professional, it might get cumbersome to manage work and your finances. Kotak League Platinum Card is tailor-made keeping in mind the special requirements of professionals and help you manage your personal finances easily. With this Kotak credit card, you will earn exciting cashbacks on lifestyle and entertainment spendings and offer a host of other benefits every time the user shops using this card.
The key features of Kotal League Platinum Card are given below:
Note:
The fees and charges related to Kotak League Platinum Card is given in the table below:
Fee | Amount or Charges |
Annual Fee | The Rs.499. Annual fee will be waived off on minimum retail spends of Rs.50,000 on first year and also from second year onwards. |
Late Payment Charges |
|
Cheque Bounce Payment | Minimum of Rs.500 (2.00% of bounce amount) |
Overlimit charge | Rs.500 |
Cash withdrawal/fund transfer/call a draft for Rs.10,000 or a part thereof | Rs.500 or 2.50% of advance amount (whichever is higher) |
Interest Charges on outstanding balance | 3.50% |
Foreign currency mark up | 3.50% |
Add-on Card | Complimentary |
Cash Payment at Branch | Rs.100 |
Card Replacement Charges | Rs.100 |
Balance enquiry at other ATM and machine surcharge at ATMs | Nil |
Charges for duplicate statement issuance and charge slip retrieval charge | Nil |
Railway Booking Surcharge (1.8%/2.5% on transaction amount) | Waived (Rs.500 in a calendar year) |
Fuel surcharge | Waived (only for transactions between values of Rs.500 to Rs.3000 and maximum Rs.3,500 in a calendar year) |
The following is a list of eligibility criteria to avail Kotak League Platinum credit card:
Yes, you can use this card internationally. Whenever an international transaction is made, a markup fee of 3.5% is charged for cash and retail spending.
Customers can easily redeem the reward points against a variety of options like airline tickets, air miles, cash options, movie tickets, merchandise and mobile recharges. Customers just have to login using CRN, dynamic access code and password and choose Rewards Redemption under credit cards.
You can get a maximum waiver of up to Rs.500 annually as railway surcharge waiver.
Yes, you can get a add-on credit cards for family members over 18 years. All the benefits will be offered to the add-on card as well.
Milestone feature offered with Kotal League Platinum credit card allows the users to obtain either four free PVR tickets or 10,000 reward points on spending Rs.1.25 lakh every six months.
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