IDFC First HPCL Power Plus Credit Card

1. Allows cash withdrawal at 0% interest till due date 
2. Enables users to save up to Rs.18,500, which equivalent to the cost of more than 175 liters of fuel.

Benefits of FIRST Power Plus Credit Card 

Here is the list of privileges and benefits that can be availed by the users while using FIRST Power Plus Credit Card: 

1. On all other retail transactions, customers can earn 3X rewards. Here is the reward structure for various transactions: 
   1. On making payment on utility, grocery, and IDFC FIRST FASTag, 30 rewards offered per Rs.150 
   2. Offers 24 rewards per Rs.150 on HPCL Fuel and LPG transactions 
   3. Offers six Payback rewards per Rs.100 for making payment through HP Pay Application 

1. On IDFC FIRST FASTag recharge of up to Rs.1000 per month, users can save up to 5.00% 
2. On an expense up to Rs.2000 per month on grocery and utility bills, users can save up to 5.00% 

1. Saves up to 6.50% on fuel expenses: 
   1. On making payment through HP Pay App on fuel expenses of Rs.5000 per month, 1.50% savings offered as Payback rewards 
   2. Saves 4.00% of up to Rs.10,00 per month on HPCL fuel & LPG expenses 
   3. Fuel surcharge waiver on fuel expenses of up to Rs.10,000 per month and saves 1.00% 

1. On first HPCL fuel transaction of Rs.500 or above, offers cashback worth Rs.500  

1. Discount of Rs.500 on ZoomCar rentals 
2. On order above Rs.500 on Swiggy, offers a discount worth Rs.150 
3. On first EMI conversion, offers cashback of 5% of up to Rs.1000 
4. On Domestic and International Rental Cars with Eco Rent A Car and Europcar, offer discount of 50% 
5. Coverage of Rs.2 lakh on personal accident 

1. Lost card liability coverage worth Rs.25,000 
2. Discount of 25% on movie tickets worth up to Rs.100 per month 
3. Complimentary Road Assistance of Rs.1,399 
4. On minimum monthly spends of ₹5,000, offers complimentary domestic airport lounge access in every quarter 
5. Customer can earn up to Rs.10,000 rewards by referring to a friend 

1. Savings can be enhanced without additional charges by extending Add-on card to co-passengers.

Note: 

1. Rewards not applicable under following conditions: 
   1. Non-HPCL fuel transaction 
   2. Insurance premium payment 
   3. Cash withdrawal 
   4. EMI transactions 
   5. Spendings beyond monthly capping on HPCL Fuel & LPG 

1. If IDFC FIRST FASTag transactions done through FIRST forward and IDFC FIRST Mobile Banking app, then users will be eligible for rewards.

Eligibility Criteria for FIRST Power Plus Credit Card 

The following are the eligibility criteria that customers should fulfill to apply for FIRST Power Plus Credit Card: 

1. Should be Indian citizen  
2. Minimum age limit should be 21 years 
3. Annula income of the applicant should be Rs.3 lakh or more 
4. Applicants should not have any existing IDFC FIRST Bank credit card 

1. Must have a decent credit score 
2. Must have an acceptable credit usage ratio

Additional Benefits of FIRST Power Plus Credit Card 

The following is the list of some more additional benefits of availing FIRST Power Plus Credit Card: 

1. Offers affordable interest rates starting from 9.00% p.a. 

1. Charges zero interest rates on cash withdrawal and a flat transaction fee of Rs.199 till due date 
2. Complimentary four RSA services in a year 

Top Offers on FIRST Power Plus Credit Card 

The following is the list of some of the top offers that can availed by the users of FIRST Power Plus Credit Card: 

1. Discount of 10% on Neemrana Fort Palace 

1. Discount of 10% on any purchases at Myntra 
2. On a minimum order of Rs.1,750 at TATA CLiQ, offers discount of 10% of up to Rs.300 
3. Users can avail offers on transaction at Yatra through this card 
4. Extra 2.50% cashback and 20% of cashback on EMI transaction at SAMSUNG Electronics 
5. EMI transactions on OPPO Phones, offers cashback of 10% of up to Rs.4000 

Fees and Charges of FIRST Power Plus Credit Card 

Here is the list of fees or charges imposed on FIRST Power Plus Credit Cards: 

1. On spendings over Rs.1.50 lakh in previous anniversary year, offers an annual fee waiver of Rs.499 
2. Interest rates charged range between 9.00% to 42% p.a. 

1. Offers interest free cash withdrawal for 48 hours 
2. No add-on card fee imposed

Credit cards make payments easy for all expenses online and offline while offering various benefits

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