IDBI Bank Royale Signature Credit Card

1. Global acceptance: The IDBI credit card is accepted at more than 9 lakh merchants in India and more than 29 million merchant outlets all over the world.
2. EMV-chip and PIN enabled: You credit card is embedded with the top most security available. With a microchip set inside, your card will be free from fraudulent transactions and duplication. The PIN (Personal Identification Number) will ensure that you authorise and verify every transaction you make.
3. Interest-free period: Get up to 48 days interest free on your purchases. Choose to pay the minimum due, or a higher value to your convenience, or you can pay your bills in full.
4. Zero Lost Card Liability: In the event your card is lost, contact IDBI Bank credit card customer care support and report it on their customer service hotline. Once you have reported the loss of card, you will not be liable to any fraudulent transactions on the card.
5. Add on cards: Spread the joy and the benefits amongst your family members! Avail of add on cards for any family member above the age of 18. Reward points earned on these cards will be clubbed with the primary card.

Important Fees and Charges

Other Fees and Charges

Late Payment Charges

Eligibility for IDBI Royale Signature Credit Card

In order to avail of an IDBI Royale Signature Credit Card, you need to meet certain set criteria. The following eligibility requirements are only indicative. IDBI has the right to reject or approve applications at its own discretion.

1. You should be between 21 and 60 years old. The age limit is extended to 65 years for the self-employed.
2. Residents of India can apply.
3. Add on cardholders should be 18 years or above.

Documentation for IDBI Royale Signature Credit Card

To complete your application for the IDBI Royale Signature Credit Card, you need to submit documents of ID, address and income proof. Listed below are some of the documents you might need to provide to IDBI, but this is determined on a case to case basis.

One recent passport size photograph:

ID proof:

1. Passport
2. Voter’s ID
3. Driving Licence
4. PAN card
5. Aadhar Card

Address Proof

1. Telephone bill
2. Electricity proof
3. Passport
4. Election card
5. Aadhar Card

Income proof

1. Last 3 months’ salary slip
2. Last 3 months’ bank statement
3. Latest IT return
4. Form 16

Credit cards make payments easy for all expenses online and offline while offering various benefits

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