How to Activate a Credit Card

Step 3: Select 'Card Activation'

Step 4: Type in your credit card number, your date of birth, and the expiry date.

Step 5: Select 'Submit'

Step 6: Enter your ATM PIN and choose 'Submit'

Step 7: You will get an OTP on your mobile phone

Step 8: Enter the OTP and select 'Continue'

How to Activate Credit Card via Mobile Application

Step 1: Download the mobile app of the bank and then log into the portal

Step 2: Select 'Register' or then click on 'Activate a card'

Step 3: Choose 'Credit card'

Step 4: Enter details like the expiry date, the card number, and your date of birth.

Step 5: Select 'Next' and click on 'Send OTP'

Step 6: You will get an OTP on your registered mobile number

Step 7: Enter the OTP and select 'Submit'

Step 8: Create a new user ID and password

Step 9: Choose and answer one security question

Step 10: Select 'OK'

How to Activate Credit Card Offline

How to Activate Credit Card Via Customer Care Service

You can easily activate your credit card by reaching out to the bank's customer care service. Once you contact the bank's customer support department, they will guide you in activating your credit card. You can visit the bank's official website to find the customer care numbers.

How to Activate Your Credit Card Via SMS

There are many banks that will allow you to activate your credit cards by sending an SMS to the bank's customer care number. You will have to check with your bank to see if this option is available. You will have to send an SMSM which is predefined and this has to be sent to a specific number. The SMS could be your ATM PIN or MBANK. After you send the SMS to the number, you will get a response from the number immediately about the process of the activation of your credit card.

Activation Process of Top Bank Credit Cards

How to Activate SBI Credit Cards

The bank allows for several ways to activate your SBI credit card. You can either log in to your account at sbicard.com or email to sbicard.com/email. If you log in to the website, you can log in using your user id and password. You can then click on the 'Requests' menu and then choose the card number from the drop-down menu which you wish to activate. Click on the activate button. Your card will be activated instantly.

Note: According to RBI Directions, in case the credit card has not been activated for more than 30 days from the date the card has been issued, the bank will seek consent from the cardholder to activate the credit card. In case the consent has not been received, the credit card account will be closed within seven days from the day the confirmation has been sought. No charges will be levied.

How to Activate YES Bank Credit Cards

You have to log into the net banking portal of the bank with your user ID and password to activate your YES Bank credit card.

Step 1: Click on Credit Cards,

Step 2: Select 'PIN SET/ RESET'

Step 3: Choose the card that needs to be activated

Step 4: Select submit.

Step 5: Enter the default PIN.

Step 6: Enter the OTP which is sent to your mobile number.

Step 7: Set the new PIN.

Note: The credit card must be activated within 37 days from the date the card has been issued. In case the credit card is not activated within 37 days, the credit card account will be closed.

How to Activate HDFC Bank Credit Cards

HDFC Bank will send your credit card and then the PIN in separate mails to the address you have registered with the bank. The HDFC credit card can be activated only at an HDFC ATM. You have to reach out to the bank's customer care and they will give you an OTP which will be sent to the mobile number you registered with the bank.

Step 1: Click 'create a new PIN using OTP'.

Step 2: Enter the OTP

Step 3: Set up the PIN

You can also activate your credit card via net banking.

Step 1: Select credit cards

Step 2: Choose Credit Card ATM pin

Step 3: Click on the PIN option and generate the new PIN

Step 4: This will be sent to you via post.

Step 5: Visit an ATM and activate the card.

Note: The credit card must be activated within 30 days from the date the card has been issued. If the card has not been activated within 30 days, an additional 7 days will be provided as a grace period to activate the card. As per the guidelines provided by the RBI, if the card has not been activated post the grace period, the HDFC credit card account will be closed.

How to Activate Axis Bank Credit Cards

Axis Bank offers different ways to generate a new PIN for you credit card.

You can call the bank's customer care or reach out to the interactive voice response system (IVRS) for creating a new PIN and activating your Axis credit card.

You can generate your credit card PIN by logging into the mobile app or the internet banking portal.

You can also activate your credit card by visiting any Axis Bank ATM. The bank also has an IVRS for activating credit cards.

Step 1: Choose credit cards

Step 2: Select 'Generate Credit Card PIN and activation code'.

Step 3: Enter your card number, date of birth, and expiry date.

Step 4: After you validate the details, you will get an activation code on the mobile number you registered with the bank.

Step 5: Call the IVRS or customer care number once you get the activation code.

Step 6: Select 'Generate Credit Card PIN, I have an activation code'.

Step 7: Enter your code and then set the credit card PIN.

You can also activate your credit card via the mobile app

Step 1: Log into the portal

Step 2: Click on 'My Controls'

Step 3: Select credit card

Step 4: Click on SET PIN option

Step 5: You will get an OTP

Step 6: Validate the OTP

Step 7: Set up the PIN

You can follow the same process for activating our credit card via net banking

Step 1: Log into the portal

Step 2: Click on 'More Services'

Step 3: Select 'PIN Change'

Step 4: Enter your PIN

Step 5: You will get an OTP

Step 6: Validate the OTP

Note: As per the guidelines provided by the RBI, the Axis Bank credit card must be activated within 30 days from the date the card has been issued to avoid closure of the card.