SBI Credit Card Status

If you have applied for an SBI Credit Card, you must be curious to know where your application stands in the approval process. SBI has simplified this process as you can check the status of your application process both online and offline through various ways.

Updated On - 05 Dec 2025

You can also reach out to SBI Credit Card customer service or track your application status through BankBazaar’s website or mobile app. If you applied via BankBazaar, you can check your status directly on their platform. Staying updated on your SBI credit card application helps you plan your finances better and ensures a smooth application process. Read through this guide to know more about various ways to check your application status. 

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Tracking of your SBI Credit Card Application

Serving over millions of customers, SBI offers a diverse portfolio of cards designed to meet every need, from travel and shopping to general lifestyle spending. You can apply for an SBI credit card through the SBI website by following simple steps and track the application status of your credit card through the same website.  

Applicants can check the status of their credit card through both online and offline methods.

How to Track SBI Credit Card Application Status Online

SBI offers a seamless platform for customers to apply for credit cards and track their application status. With a diverse range of credit cards catering to travel, shopping, and lifestyle needs, SBI serves over 5 million customers. Applying for an SBI credit card is simple and can be done through the SBI Card website. After submission, applicants can easily track their application status using their application number. Even if the application number is unavailable, alternative methods are provided to check the status.

Applying for an SBI credit card is easy through the SBI Card website. The same website will allow you to know the status of your credit card application.

There are two ways you can get the status: one is with the application number and the other without. Hence, those who don't have the application number handy can also get the status of their card with the other option available.

How to check the application status of SBI credit card with the application number? 

Follow the steps given below to check your SBI credit card application status with the application number:

  1. Step 1: Visit the official SBI website and click on the 'Credit Cards' tab in the navigation bar. 
  2. Step 2: Scroll down the page and click on the 'Track Application'. option.  
  3. Step 3: Under the option ‘check the status of your application, enter the application number.
  4. Step 4: Click on the ‘Track’ button  
  5. Step 5: You will now be able to view your status on screen.

How to check the application status of SBI credit card without the application number? 

Follow the steps given below to check your SBI credit card application status without the application number: 

If you do not have your application status, you can check the status of your application using your mobile number or PAN number and date of birth. Given below are the steps to check your status: 

  1. Step 1: Visit the offical website and click on the 'Credit Cards' tab in the navigation bar. 
  2. Step 2: Scroll down the page and find the 'Retrieve Application'. option. 
  3. Step 3: Fill in your registered mobile number and first name or your PAN number and date of birth in required fields. 
  4. Step 4: Click on ‘Retrieve’ option. 
  5. Step 5: You will now be able to view your status on screen.
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Track your SBI credit card application online

How to Check SBI Credit Card Application Status Offline

Call SBI Customer Care: You can check your SBI credit card application status by calling SBI's customer service helpline:

  1. 1860-180-1290 (Toll-free)
  2. 1800-180-1290 
  3. (STD Code)-39020202 (Replace "STD Code" with your city’s code, e.g., 011 for Delhi)

When you call, keep your application reference number ready, as the customer service executive will ask for it to provide your status.

Visit the Nearest SBI Branch

You can also visit your nearest SBI branch and inquire about your credit card application status. Make sure to carry:

  1. Application Number
  2. PAN Card
  3. Registered Mobile Number
  4. Date of Birth

The bank representative will check and inform you about your application status.

By using either of these offline methods, you can stay updated on your SBI credit card application progress without needing to go online.

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How to Check SBI Credit Card Status on BankBazaar

BankBazaar is a digital marketplace that allows consumers to compare and apply for a wide range of financial products, including credit cards, in a single platform. As an authorized service partner of multiple public and private sector banks, it provides accurate and trustworthy information to users.

Apart from the bank's official websites, consumers can apply for a credit card and track their application status through the BankBazaar website or mobile app.

Besides the bank's websites, you can also use BankBazaar website or mobile app to apply for credit card and track the same.

Step 1: Once you've applied for SBI credit card through BankBazaar, you can track the application on BankBazaar site or BB mobile app through the 'Track Credit Card Application' option.

Step 2: Once you click on it, you need to enter your application number, mobile number, and date of birth PAN number (only for mobile app users) to check the status.

    Status of SBI Credit Card Application

    Your credit card application moves can be on several stages before final approval and dispatch. The various status of credit card application status are as follows:

    1. In Progress: Your application is still under process and the bank may need more time to process it.
    2. Approved: Your credit card application has been approved and you will receive the card soon. 
    3. Dispatched: Once approved, your card will be dispatched, and you will receive a message with the expected delivery time. You will need to be present at the address and show one original identification proof for validation at the time of delivery. 
    4. On-Hold: Your application has been kept on hold due to reasons such as failed document verification or incomplete application. You may receive a message or call from the bank. 
    5. Disapproved: Your application might be disapproved if you don't meet the eligibility criteria set by the bank. You can call SBI customer care to find out the reasons. You are eligible to reapply after three months as per SBI norms, except in exceptional situations where you may not be able to apply for longer.

    FAQs on SBI Credit Card Application Status

    • How soon can I get my SBI credit card after submitting the application?

      Once you submit credit card application to SBI, the card will be delivered within 21 working days. The bank will send you timely alerts with the status of your application to your registered mobile number.

    • I accidentally deleted the SMS that contained SBI application reference number. How should I check the application status now?

      Go to: www.sbicard.com/en/eapply.page#track-retrieve-form and click on 'Retrieve Application'. Enter your date of birth and PAN number and click on 'Retrieve'.

    • My SBI credit card application is getting rejected multiple times. What could be the reason?

      A credit card application may be rejected for several reasons, such as a low credit score, insufficient income for the chosen card type, lack of credit history, selecting an unsuitable card, or unsuccessful background verification. To increase your chances of approval, review the eligibility criteria and identify any gaps. You can also reach out to SBI customer support to understand the exact reason for the rejection. Once you address the issue, consider reapplying after three months.

    • How can I check the status of my SBI credit card application?

      You can check the status of your SBI credit card application online or offline. You can visit the SBI Card website and click on the 'Credit Cards' tab, scroll down to the 'Track Application' option, and enter your application number or retrieve your application with your date of birth and PAN number. You can also call SBI credit card customer care or check the status on BankBazaar website or mobile app.

    • Can I check my SBI credit card application status without an application number?

      Yes, you can check the status of your SBI credit card application without an application number. You need to retrieve your application by entering your date of birth and PAN number on the SBI Card website.

    • How long does it take for SBI to process a credit card application?

      SBI usually takes up to 21 working days to process a credit card application.

    • Can I know the expected time of delivery of my SBI credit card?

      Yes, you will receive an SMS mentioning the expected time of delivery of your SBI credit card once it is dispatched.

    • What happens if my SBI credit card application is on hold?

      If your SBI credit card application is on-hold, it means that it has been kept on hold due to some reasons like failed document verification or need for more documents. You are likely to receive a message or call from the bank.

    • What should I do if my SBI credit card application is disapproved?

      If your SBI credit card application is disapproved, you can call SBI customer care to know the reasons. You can reapply only after three months as per SBI norms, except in a few exceptional situations.

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