HSBC Credit Card Application Status

Status of HSBC Credit Card Application

The meaning of common statuses of your credit card application are as listed below: 

1. In process: If your credit card application is still being processed, it will show the ‘In Progress’ status.
2. On-hold: Your credit card application status may show ‘On-hold’ if your credit card issuer is waiting for an important document or is waiting for your credit score.
3. Approved: The ‘Approved’ status means that your credit card application has been successfully accepted and your card will be dispatched within a few days.
4. Dispatched: The ‘Dispatched’ status means that your credit card application has been successfully processed, and now the card is also dispatched.
5. Rejected: The ‘Rejected’ status means that your credit card application status has been rejected. This could be because of various reasons like low credit score, poor credit history, etc.

Other Bank's Credit Card Status

1. SBI Credit Card Status
2. HDFC Credit Card Status
3. IndusInd Credit Card Status
4. Axis Bank Credit Card Status
5. RBL Credit Card Status
6. Kotak Credit Card Status
7. Canara Bank Credit Card Status
8. PNB Credit Card Status
9. BOB Credit Card Status
10. CBI Credit Card Status
11. Yes Bank Credit Card Status

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FAQs on HSBC Bank Credit Card Status

• How long does it take for my HSBC Bank Credit Card application to be processed?

  Every credit card application HSBC receives will take a minimum of two weeks to process. The first two weeks, or 14 days, will be essential for the bank to validate and process your application, while one week or 7 days is required to dispatch the same to your address.

• I have had multiple applications rejected. What is the problem?

  Every credit card comes with a set of eligibility criteria you are required to meet, with regards to credit score, salary, age etc. In case you don't meet all of the listed criteria, your application will be rejected.

• Will my credit card application affect my credit score?

  Your credit card application and your credit score don't connect with each other directly. There is an inverse relationship between the two, however. For instance, here's how it works: you apply for a credit card, the bank will send an enquiry to the credit information company, and it counts as a hard enquiry. Each time a hard enquiry is made against your name, your credit score takes a slight dip. The more hard enquiries you have against you, the more your credit score will take a hit.

• Can the HSBC credit card be used as soon as I receive it?

  No, you cannot use the HSBC credit card as soon as you receive it. You will have to first activate the credit card to be able to use it. 

• Does HSBC bank provide an SMS alerts facility to share the status of my credit card application?

  Yes, the HSBC bank provides an SMS alerts facility to share the status of your credit card application.