RBL Bank Credit Card Statement

RBL Bank, one of India's leading commercial banks, offers credit cards tailored to different customer needs. These include options for frequent shoppers, business travelers, and those who dine out often, ensuring a wide range of benefits for various lifestyles.

Credit card providers, including RBL, issue monthly statements summarizing card usage. These statements include key details like the total due amount, minimum payment required, transaction history, and due dates. While they may seem complex initially, the information is straightforward and easy to understand upon review.

Updated On - 05 Sep 2025
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Every credit card provider sends a credit card statement at the end of every billing cycle to their cardholders. It is like a summary of your credit card details that are generated every month. This credit card statements contain important information about the usage of the card like the total due amount on the card, the minimum due amount, transaction details, and due date. At first, a credit card statement may look overwhelming but if you read through the details, it is self-explanatory.

How to Understand Your RBL Bank Credit Card Statement?

Credit card statement period

At the top of your RBL Bank credit card statement, you’ll find the statement period, which is crucial for determining your card's interest-free days. Typically, if you repay the full due amount within this period, you won’t incur any interest charges. The statement period helps you calculate the interest-free timeframe, allowing you to make timely payments without incurring additional costs.

Due date

Again, on the top corner of your RBL Bank credit card statement, you will be able to see the due date. This is the date by which you will have to pay either the total due amount or the minimum due amount. If there is a delay in making payments, late fees may be charged and your credit score will be affected negatively.

The total due amount and minimum due amount

On the top corner of your credit card statement, you will be able to see the total due amount and the minimum due amount. The total due amount is the total outstanding amount that is due on your credit card. However, the minimum due amount is the minimum amount you will be required to pay to avoid late fees, deactivation of your card, and negative credit score reporting.

Charges

This part of the credit card statement details all the charges applied to your card. It's important to review this section carefully, as it allows you to verify the accuracy and legitimacy of the transactions listed.

Debit and credit transactions

Your RBL Bank credit card statement provides a detailed record of all debit and credit transactions. Debit transactions reflect the payments made using your card, while credit transactions show any refunds received. If you’re awaiting a refund, you can check this section to confirm if it has been successfully processed. Keep in mind that refunds often take time to process; if they don’t appear in your current statement, they may show up in the next one.

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How to Check RBL Bank Credit Card Statement Online?

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Follow the steps given below to check RBL credit card statement:

Check RBL Bank Credit Card Statement via Net Banking

  1. Step 1: Go to https://www.rblbank.com
  2. Step 2: Login to your account
  3. Step 3: Go to 'Credit Cards'
  4. Step 4: Click on 'Statement' and enter the period for which you want to check the statement.

How to Check RBL Bank Credit Card Statement Offline

Check RBL Bank Credit Card Statement via Post

You can write and post a letter to any RBL Bank branch requesting them to send you a hard copy or mail of your credit card statement.

Check RBL Bank Credit Card Statement via Customer Care

You can call 022 6115 6300 and ask for your RBL Bank credit card statement.

Check RBL Bank Credit Card Statement by Visiting the Branch

You can visit any RBL Bank branch and request for your credit card statement.

Features and Benefits of RBL Bank Credit Card Statement

  1. If you cannot pay the total outstanding balance by the due date, finance charges will be applied. Your credit card statement provides insight into how these charges are calculated. Understanding the total interest, you’re paying is crucial, as excessive interest can lead to a debt trap. If you find yourself paying significant amounts toward interest, prioritize clearing your outstanding balance as soon as possible.
  2. The credit card providers in India send a consolidated credit card statement to every cardholder for free every month. You do not have to pay an additional fee to avail this service.
  3. You can choose to get your statements via post or to your e-mail ID. Alternatively, you can also download your statements using your RBL netbanking account. You can save these statements for future reference.
  4. Like mentioned earlier, a credit card statement will help you understand your spending habits and manage your personal finances better. Budgeting your expenses will help you stay financially sound in the long run. Understanding your credit card statements, especially your spending habits and trimming it if need be will help you budget better.
  5. While credit card companies send reminders via SMS and email about your due date, your credit card statement also serves as a helpful reference to ensure you pay your bills on time.

How to Manage Errors in a Credit Card Statement

  1. Inform the merchant: Cardholders can talk to the merchant and inform them about the discrepancy that has been spotted in the statement. The merchant might rectify the mistake. That way, the cardholder will not need to involve the credit card issuing bank. In case this doesn't happen, the cardholder can take their complaint to the bank.
  2. Keep your paperwork ready and updated: To support their claim against the erroneous transaction, the cardholder will need to keep a record of the credit card statement, receipts, and anything else that can help them prove that the transaction mentioned is incorrect.
  3. Within 2 months of receiving the bill, the cardholder can send a letter outlining their objection and copies of their proof in an envelope addressed to their creditor's department for billing-related inquiries.
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FAQs on RBL Bank Credit Card Statement

  • How can I pay my RBL Bank credit card bill?

    If you have an existing RBL Bank account, you can log in to your net banking account to make your credit card payment. Alternatively, you can transfer funds using National Electronic Funds Transfer (NEFT).

  • How do I register my RBL Bank credit card on my netbanking account?

    Visit https://www.rblbank.com and log into the portal. Select 'Register Using Credit Card' and enter your full credit card number, expiry date, and date of birth. Once you accept the terms and conditions and choose 'Register Online', you will get an OTP. Enter the OTP in the space provided to complete the registration process successfully.

  • Am I allowed to transfer funds to a beneficiary's credit card?

    No, you cannot transfer funds to another credit card.

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