The HSBC Bank Live+ credit card stands out as a unique card that provides a multitude of advantages. With limitless cashback opportunities on every transaction, this credit card is tailored for individuals seeking to maximise their credit card spending and transactions.
This card is suitable for those who transact both online and offline and as well as make purchases on EMIs.
You will be able to enjoy certain introductory offers on availing the HSBC Live+ credit card. The offers are given below:
The main features and benefits of the HSBC Live+ Credit Card are mentioned below:
The benefits you can enjoy on availing this card are given below:
Some of the perks and privileges associated with HSBC Live+ credit card are given below:
Some of the latest offers that you can enjoy on availing the HSBC Live+ Credit Card are given below:
Type of Charge | Fees |
Annual fee | Rs.999 (Waived if annual spends exceed Rs.2 lakh) |
Joining fee | Rs.999 |
Free credit period | Up to 45 days |
Finance charges | 3.49% per month (41.88% per annum) |
Minimum payment due | 5% of the total payment due subject to a minimum of Rs.100 |
Cheque dishonour charges | Rs.500 |
Cash advance limit | Up to 20% of the credit limit |
Transaction fee for cash withdrawal | Rs.100 at international ATMs |
Over limit fee | Rs.500 per month |
Late payment fee | 100% of the minimum payment due subject to a minimum of Rs.250 and maximum of Rs.1,200 per month. |
The credit limit for the HSBC Live+ card is given at the discretion of the bank. HSBC Bank will be conducting thorough checks before assigning the card limit. Some of the factors which play a major role are the credit score of the primary cardholder, the credit report, and the repayment habits of any past or present debts.
The eligibility criteria you will have to fulfill in order to apply for HSBC Live+ Credit Card are given below:
You will have to submit several documents during the application procedure. Here are some of the documents which are required:
Proof of Identity
Address Proof
Proof of Income
The above-mentioned list of documents is indicative. The bank may ask you to submit any other document during the application procedure or after depending on the requirement.
An example of the cashback you could receive each month with an HSBC Live+ Credit Card is displayed on the table.
10% cashback with a monthly maximum of RS. 1,000. 1.5% limitless cashback is excluded.
Category | Value of Transaction | Cashback Applicable | Cashback earned |
Dining | Rs.11,500 | 10% | Rs.1,150 |
Food delivery | Rs.5,000 | 10% | Rs.500 |
Groceries | Rs.9,000 | 10% | Rs.900 |
Hotel | Rs.15,000 | 1.5% | Rs.225 |
Medicine | Rs.3,000 | 1.5% | Rs.45 |
Shopping | Rs.15,000 | 1.5% | Rs.225 |
Utilities | Rs.500 | 0 | 0 |
Grand total | Rs.59,000 | 10% (capped) and 1.5% (unlimited) | Rs.1,495 |
Applying for any HSBC Credit Card on BankBazaar involves the following simple steps:
You can visit the nearest HSBC branch and submit the necessary documents and application form to apply for the HSBC Live+ Credit Card.
For any inquiries or to report a lost card, please reach out to HSBC's customer care at 18002673456 or 18001212208. These toll-free numbers are available for general inquiries from 6:30 am to 8:40 pm. However, you can report a lost card 24/7 using any of these numbers.
You may apply for an HSBC credit card online by going to the website of the bank and selecting 'Apply now'.
Once applied for, the bank will be sending alerts on the status of your application to the mobile number on your application form. You can also check the HSBC credit card application status by calling Phone Banking.
Once the application is received by the bank along with other necessary documents, the application will be processed within three weeks. The credit card will be then sent within seven working days, once the application has been approved.
The card you apply for will be valid internationally at no extra charge levied. The bank, however, will charge the applicable currency conversion rate in the country where you make your transaction.
A cashback credit card is a type of credit card that rewards customers with cashback whenever they utilise the card for transactions at physical stores or for online payments.
To optimise the advantages of your credit card, consider using your HSBC Live+ Credit Card for larger purchases to accrue the highest possible cashback.
Indeed, any cashback earned will be deposited into your credit card account within 45 days following the card statement date.
Cashback credit cards function by providing users with the opportunity to earn cash rewards based on their spending habits, typically by reimbursing a percentage of their expenditures or offering reward points for additional perks.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.