HSBC TravelOne Credit Card

If you like traveling, then you can consider opting for the TravelOne Credit Card by HSBC Bank. You can enjoy instant redemption of your reward points on booking hotels and flight tickets including a host of other rewards. These cards come at a joining fee of Rs.4,999 and offer a credit-free period of 45 days.

We will look closely at the features and benefits offered by HSBC TravelOne Credit Card including other rewards and the application process.

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Features and Benefits of HSBC TravelOne Credit Card

The list of significant features and key benefits that the HSBC TravelOne Credit Card holders can avail themselves of are listed below:

Welcome Rewards:

  1.  Spend Rs.10,000 within 30 days after downloading and logging into HSBC India Mobile app, the cardholders will receive: 
  1. Rs.1,000 cashback 
  1. Rs.3,000 worth Postcard Hotel voucher 
  1. Three months EazyDiner Prime membership 
  1. On spending more than Rs.1 lakh within the first 90 days, the card offers 3000 bonus reward points. 

    Reward Points:  

    The reward points offered by HSBC TravelOne credit card are listed below: 

    1. Per Rs.100 spent on airline, travel OTA, and forex spend, the card offers four reward points. 
    1. For every Rs.100 spent on other categories, the card offers two reward points. 
    1. Receive 10,000 bonus reward points on annual spend above Rs.12 lakh. 
    1. Convert points 1:1 to air miles or hotel loyalty programs via HSBC India app. 

      Travel Benefits:  

      The travel benefits offered to the cardholders are mentioned below: 

      1. The card offers six local and four complimentary airport lounge visits per year via Mastercard LoungeKey. 
      1. On bookings with Yatra, EaseMyTrip, Paytm Travel, and Cleartrip, the card offers 15% discount. 
      1. Allows more saving on hotel booking via StayVista by offering 11% off which is valid for maximum two bookings per year per year (maximum savings of up to Rs.3000). 
      1. Offers 15% off on domestic and international flights and hotel booking via Yatra app or website and EaseMyTrip app or website. 
      1. Offers 15% discount on domestic and international flights booked via Paytm and ClearTrip. 
      1. On duty-free shopping via AdaniOne app or website, the card offers 20% discount on duty-free up to maximum of Rs.3000 on a minimum order of Rs.8000 once per card per year. 

        Dining and Entertainment:  

        The dining and entertainment benefits of HSBC TravleOne credit card are mentioned below: 

        1. 10% discount (up to Rs.1,000) monthly on Zomato or District App for food and events. 
        1. Buy 1 Get 1 free (up to Rs.200) on movie tickets via District App twice per month.

        Insurance and Protection: 

        1. Purchase protection up to Rs.2.5 lakh per year. 

          Golf Privileges:

          The golf privileges offered on HSBC TravelOne credit card are mentioned below: 

          1. The card offers four complimentary golf rounds and 12 free lessons annually (one each per month). 
          1. Additionally, 50% off green fees for extra games. 
          1. Instant Redemption 
          1. Instantly redeem reward points for flights, hotel bookings, vouchers, or merchandise using the HSBC India mobile app. 
          1. Offers double reward points on flight booking, foreign currency transactions, and on other travel expenses. 

          How to Redeem Reward Points on HSBC TravelOne Credit Cards?

          The steps to redeem reward points on HSBC TravelOne credit cards are given below: 

          1. Open the HSBC India app and log in 
          1. From the dashboard, choose your TravelOne card. 
          1. Tap ‘View more’. 
          1. Then select ‘Redeem points’. 
          1. To access the Rewards Marketplace, click on ‘Redeem points now’. 
          1. Choose a reward category and fill in the required information 
          1. Specify the number of points to redeem. 
          1. Tap on ‘Continue’ 
          1. Review and accept the HSBC Rewards Programme Terms & Conditions. 
          1. Check your redemption details and confirm your order to redeem your points.
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          Who can apply for the HSBC TravelOne Credit Card

          You can apply for the HSBC TravelOne Credit Card if you meet the following criteria:

          1. You must be between the ages of 18 years - 65 years.
          2. Earning a minimum income of Rs.4 lakh annually if one is a salaried person.
          3. You should be an Indian resident.
          4. You must reside in Delhi NCR, Pune, Noida, Chennai, Gurgaon, Hyderabad, Mumbai, Jaipur, Chandigarh, Ahmedabad, Bangalore, Kochi, Coimbatore, Kolkata and Mumbai. 

          Documents Required

          Given below is the list of documents required to apply for the HSBC TravelOne Credit Card:

          1. If you are a salaried employee, your most recent salary slips.
          2. Proof of identification, proof of address, and your permanent account number (PAN) card.

          Note: Bank may request additional documents during application procedure. 

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          Fees and Charges of HSBC TravelOne Credit Card

          The fees and charges applicable on HSBC TravelOne credit cards are mentioned in the table below: 

          Fees 

          Charges 

          Joining Fee 

          Rs.4,999 

          Annual Fee 

          Rs.4,999 

          Joining for add-on cardholders 

          Nil 

          Free credit period 

          Up to 45 days 

          Finance charges on extended credit 

          3.75% per month (45% per annum) 

          Bounced cheque, dishonoured SI or unsuccessful payment through NACH 

          Rs.500 

          Late Payment Fee 

          Minimum: Rs.250 per monthMaximum: Rs.1,200 per month100% of Minimum Amount Due 

          Foreign Currency Conversion Charge 

          3.50% of foreign currency transaction 

          Transaction fee for cash withdrawal 

          Rs.100 at overseas ATMs 

          Transaction fee for cash withdrawal at non-HSBC ATMs 

          Nil 

          Overlimit fee 

          Rs.500 plus GST or 2.50% of overlimit amount (whichever is higher) 

          Balance transfer charges 

          10.99% p.a. to 15.99% p.a. 

          Note: The annual fee will be waived off if you spend more than Rs.8 lakh annually on your credit card.

          How to apply for the HSBC TravelOne Credit Card

          Online

          Given below is the step to apply for HSBC TravelOne Credit Card online:

          1. Visit the TravelOne page and click on 'Apply now' button.
          2. Fill in the required information. Make sure all the details provided by you are correct.
          3. Once you have provided your details, click on ‘Generate OTP’.
          4. A one-time password (OTP) will be sent to your registered mobile number. Enter the OTP and submit.
          5. Complete the video KYC and provide the necessary documents. If all the details are correct, your application for this credit card will be approved and sent to your communication address.

          Offline

          Visit the nearest HSBC Bank along with the filled-in application form and all the necessary documents and submit it. The application form and the documents will be verified and if all the details are correct, your application will be approved, and you will receive your credit card at your doorstep.

          FAQs on HSBC TravelOne Credit Card

          • What is the HSBC TravelOne Credit Card?

            The HSBC TravelOne Credit Card is a premium travel-focused card offering benefits like air miles, hotel rewards, lounge access, accelerated reward points, HSBC instalment plans, and flexible reward redemption options for frequent travelers. 

          • How can I find out the status of my application for an HSBC credit card?

            The mobile number you provided on your application form will be used to send you timely SMS alerts regarding the status of your credit card application. As an alternative, you can call our PhoneBanking number in your city to find out the status of your application.

          • What is the duration required to obtain an HSBC TravelOne Credit Card?

            After receiving your fully completed application and required documents, the bank will process it within two weeks. Upon approval, your credit card will arrive in seven working days, with SMS updates provided.

          • When I get my HSBC credit card, can I use it right away?

            Chip cards are delivered deactivated, as indicated by a sticker on the card. You can activate them via the HSBC India app, HSBC ATM using your PIN, PIN-based transaction, or PhoneBanking.

          • Are there any international travel benefits with the TravelOne Credit Card?

            Yes, the card offers four complimentary international lounge access, accelerated reward points on international spends, and seamless redemption for air miles across multiple airline partners.

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