If you like traveling, then you can consider opting for the TravelOne Credit Card by HSBC Bank. You can enjoy instant redemption of your reward points on booking hotels and flight tickets including a host of other rewards. These cards come at a joining fee of Rs.4,999 and offer a credit-free period of 45 days.
We will look closely at the features and benefits offered by HSBC TravelOne Credit Card including other rewards and the application process.
The list of significant features and key benefits that the HSBC TravelOne Credit Card holders can avail themselves of are listed below:
Welcome Rewards:
Reward Points:
The reward points offered by HSBC TravelOne credit card are listed below:
Travel Benefits:
The travel benefits offered to the cardholders are mentioned below:
Dining and Entertainment:
The dining and entertainment benefits of HSBC TravleOne credit card are mentioned below:
Insurance and Protection:
Golf Privileges:
The golf privileges offered on HSBC TravelOne credit card are mentioned below:
The steps to redeem reward points on HSBC TravelOne credit cards are given below:
You can apply for the HSBC TravelOne Credit Card if you meet the following criteria:
Given below is the list of documents required to apply for the HSBC TravelOne Credit Card:
Note: Bank may request additional documents during application procedure.
The fees and charges applicable on HSBC TravelOne credit cards are mentioned in the table below:
Fees | Charges |
Joining Fee | Rs.4,999 |
Annual Fee | Rs.4,999 |
Joining for add-on cardholders | Nil |
Free credit period | Up to 45 days |
Finance charges on extended credit | 3.75% per month (45% per annum) |
Bounced cheque, dishonoured SI or unsuccessful payment through NACH | Rs.500 |
Late Payment Fee | Minimum: Rs.250 per monthMaximum: Rs.1,200 per month100% of Minimum Amount Due |
Foreign Currency Conversion Charge | 3.50% of foreign currency transaction |
Transaction fee for cash withdrawal | Rs.100 at overseas ATMs |
Transaction fee for cash withdrawal at non-HSBC ATMs | Nil |
Overlimit fee | Rs.500 plus GST or 2.50% of overlimit amount (whichever is higher) |
Balance transfer charges | 10.99% p.a. to 15.99% p.a. |
Note: The annual fee will be waived off if you spend more than Rs.8 lakh annually on your credit card.
Online
Given below is the step to apply for HSBC TravelOne Credit Card online:
Offline
Visit the nearest HSBC Bank along with the filled-in application form and all the necessary documents and submit it. The application form and the documents will be verified and if all the details are correct, your application will be approved, and you will receive your credit card at your doorstep.
The HSBC TravelOne Credit Card is a premium travel-focused card offering benefits like air miles, hotel rewards, lounge access, accelerated reward points, HSBC instalment plans, and flexible reward redemption options for frequent travelers.
The mobile number you provided on your application form will be used to send you timely SMS alerts regarding the status of your credit card application. As an alternative, you can call our PhoneBanking number in your city to find out the status of your application.
After receiving your fully completed application and required documents, the bank will process it within two weeks. Upon approval, your credit card will arrive in seven working days, with SMS updates provided.
Chip cards are delivered deactivated, as indicated by a sticker on the card. You can activate them via the HSBC India app, HSBC ATM using your PIN, PIN-based transaction, or PhoneBanking.
Yes, the card offers four complimentary international lounge access, accelerated reward points on international spends, and seamless redemption for air miles across multiple airline partners.
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