HPCL Bank of Baroda ENERGIE Credit Card

The HPCL ENERGIE BoB Credit Card offers fuel savings, cashback on HPCL fuel spend, and accelerated rewards on groceries, utilities, and entertainment. 

BoB Financial Solutions Limited, a card-issuing subsidiary of Bank of Baroda, has partnered with Hindustan Petroleum Corporation Limited (HPCL) to introduce the HPCL Bank of Baroda ENERGIE Credit Card. This credit card is designed for individuals who spend a lot of money on fuel and wish to avail more benefits on their fuel purchases. Read on to learn about the features and benefits offered under the HPCL Bank of Baroda ENERGIE Credit Card.  

Features and Benefits of HPCL Bank of Baroda ENERGIE Credit Card

The HPCL Bank of Baroda ENERGIE Credit Card comes with the following features and benefits:

  1. Savings and Rewards on Fuel Purchases: Get 24 reward points for every Rs.150 you spend at HPCL retail outlets that offer savings of up to 5%. Cardholders can get an extra 1.5% cashback in the form of payback points at HPCL pumps on fuel transactions made via the HP Pay app.
  2. Eligibility of the above offer: HP Pay wallet load transactions are not eligible for this offer. Transactions made from the list of MID’s authorised by HPCL and configured with BOBCARD. HPCL fuel transactions with the store name and MID are eligible for 5% savings.  
  3. Joining Benefit: As a welcome gift, the card offers 500 reward points on spending Rs.5,000 or more within 60 days of card issuance.
  4. Accelerated Reward Points: Earn 10 reward points for every Rs.150 you spend on groceries, departmental stores, and utility. Every Rs.150 spent across other categories will earn you 2 reward points.
  5. Movie Discount: Avail yourself of a 25% discount of up to Rs.100 on booking movie tickets at Paytm Movies. The offer is valid on booking a minimum of two tickets. On minimum purchase of two tickets per transaction at District, the card offers 25% discount of up to Rs.100.
  6. Complimentary Airport Lounge Access: Enjoy four airport lounge visits for free every year at partner domestic lounges for primary cardholders.
  7. Fuel Surcharge Waiver: Enjoy a fuel surcharge waiver of 1% on all HPCL fuel purchases ranging from Rs.400 to Rs.5,000. This also includes fuel transactions done via the HP Pay app.
  8. Annual Fee Waiver: The annual fee will be waived if you spend Rs.50,000 in the preceding year.
  9. Add-on Card Facility: With free add-on cards, you can extend the privileges and benefits of your credit card to your parents, spouse, children or siblings (over the age of 18 years). A maximum of three lifetime free add-on cards can be availed.
  10. Smart EMI: Purchases of more than Rs.2,500 can be converted into smart EMIs of 6 months to 36 months.

Fees and Charges for HPCL Bank of Baroda ENERGIE Credit Card

The fees and charges associated with the HPCL Bank of Baroda ENERGIE Credit Card are mentioned in the table below:

Type of Charge

Primary Card

Add-on Card

First Year Fee

Rs.499

Nil

Annual Fee

Rs.499

Nil

Eligibility Criteria for HPCL Bank of Baroda ENERGIE Credit Card

To apply for the HPCL BoB ENERGIE Credit Card, you must fulfil the following eligibility conditions:

  1. You must be a resident of India.
  2. As a primary cardholder, you must be between the ages of 21 and 65 years.
  3. An add-on cardholder must be above the age of 18 years.
  1. The annual income of non-BOB customers are as follows: 
  1. Salaried: More than equal to Rs.3.60 lakh 
  1. Self-employed: More than equal to Rs.4.80 lakh 
  1. If BOB customers, then salaried or self-employed individuals must have annual income of more than equal to Rs.2.40 lakh. 

Documents Required for HPCL Bank of Baroda ENERGIE Credit Card

The following documents are required to apply for the HPCL Bank of Baroda ENERGIE Credit Card:

  1. Duly filled application form
  2. Copy of PAN card
  3. Latest passport size photograph

Proof of address: 

  1. Aadhaar Card (both side) 
  1. Voter ID Card 
  1. Driving Licence 
  1. Passport  
  1. Job Card duly signed by an officer of the State Government issued by NREGA. 
  1. Letter issued by the National Population Register containing details of the name and address. 
  1. If Present address is different from Permanent Address: 
  1. Utility bill not more than two months 
  1. Recent municipal or property tax receipt 
  1. Retired employees of departments or Public Sector Undertakings issued with Pension or Family Pension Payment Orders (PPOs). 
  1. Letter of Allotment of accommodation from Employer issued by: 
  1. State Government or Central Government Departments 
  1. Statutory Or regulatory bodies 
  1. Public Sector Undertakings 
  1. Scheduled Commercial Banks 
  1. Financial Institutions and listed Companies 
  1. Leave and Licence Agreements   

Proof of income: 

  1. Salaried individuals: Last two months’ bank statement reflecting salary credit. Salary Slips accompanied by bank statement.
  1. Self-Employed: Last three months’ bank statement (pdf file format) reflecting business transactions. 
  1. CAC: Latest Card Statement 

FAQs on HPCL BOB ENERGIE Credit Card

  • Can I apply for the HPCL Bank of Baroda ENERGIE Credit Card online?

    Yes, you can apply for the HPCL Bank of Baroda ENERGIE Credit Card online by visiting the official website of BoB Financial.

  • Does the HPCL Bank of Baroda ENERGIE Credit Card offer any joining benefit?

    Yes, you can earn 2,000 reward points on spending Rs.5,000 or more within 60 days of card issuance.

  • What is the annual fee for the HPCL Bank of Baroda ENERGIE Credit Card?

    The annual fee for the HPCL Bank of Baroda ENERGIE Credit Card is Rs.499.

  • How many add-on credit cards can I avail with my HPCL Bank of Baroda ENERGIE Credit Card?

    You can avail a maximum of three add-on cards with the HPCL Bank of Baroda ENERGIE Credit Card.

  • Will I get airport lounge access with my HPCL Bank of Baroda ENERGIE Credit Card?

    Yes, you will be entitled to four airport lounge visits for free every year.

  • Does the HPCL Bank of Baroda ENERGIE Credit Card offer an annual fee waiver?

    Yes, if you spend Rs.50,000 in the preceding year, the annual fee will be waived.

  • Is an EMI facility available on the HPCL Bank of Baroda ENERGIE Credit Card?

    Yes, the smart EMI facility enables you to convert your purchases of more than Rs.2,500 into EMIs and repay them conveniently.

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