BPCL SBI Credit Card

The BPCL SBI Credit Card is a co-branded fuel card offering up to 13X rewards on BPCL fuel spends, plus accelerated points on groceries, dining, and entertainment that comes at an annual fee of Rs.499.The BPCL SBI Credit Card is a co-branded fuel card offering up to 13X rewards on BPCL fuel spends, plus accelerated points on groceries, dining, and entertainment that comes at an annual fee of Rs.499. 

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1st Year Fee

₹499₹499
  • First year fee upto:

    ₹499

Card Fee Type

    Card Network

    Mega Savings On Petrol

    BPCL SBI Card - Apply Online
    • BPCL SBI Card

      1st year fee

      :  

      ₹ 499

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    BPCL SBI Card is a co-branded fuel credit card jointly launched by SBI Card and Bharat Petroleum Corporation Ltd (BPCL). The credit card offer a wide range of rewards and benefits not just on purchases of fuel but also groceries, departmental stores, dining, and entertainment. The joining fee of the card is Rs.499.

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    Features and Benefits of BPCL SBI Credit Card

    The BPCL SBI card offers a wide range of features and benefits which include:

    Welcome Benefit

    Offers 2000 activation bonus reward points worth Rs.500.

    Fuel surcharge benefits

    1. Surcharge waiver of up to Rs.100 per month at BPCL petrol pumps anywhere in the country.
    2. 4.25% Valueback (13X* points on fuel purchases at BPCL petrol pumps. Maximum 1300 Reward Points per billing cycle.
    3. On every BPCL transaction up to Rs.4000, the card offers 3.25% plus 1% fuel surcharge waiver. 

    Reward point benefits

    1. 5x reward points on every Rs.100 spent on groceries, dining, movie ticket purchases and departmental store purchases.
    2. Offers up to 5000 reward points per month. 
    3. 1 reward point on every Rs.100 spent on non-fuel purchases.
    1. For redemption of reward points, there is no minimum threshold limit. 
    1. At selected 1200 BPCL petrol pumps, the card offers Flexible Instant Redemption Program. 

    Worldwide Acceptance

    1. Card can be used internationally at over 24 million outlets.
    2. Accepted at all merchant outlets with VISA/RuPay sign of acceptance.

    Easy Bill Pay

    Easy Bill Pay facility for utility payments.

    Add-on Credit Card

    Add-on cards are available for family members.

    Balance Transfer

    Balance transfer from other credit cards to BPCL SBI card available with lower interest rates and easy EMI payments.

    Flexipay Benefits

    Transactions above Rs.2,500 can be converted into easy EMI with FlexiPay.

    Other Benefits

    1. Cheque or draft against cash limit available.
    2. Easy management of account through website and mobile app.
    3. Contactless payment facility.
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    Check Eligibility and Apply for BPCL SBI Credit Card

    Individuals who wish to apply for BPCL SBI credit card can check their eligibility using the 'SBI Card' website or by contacting the SBI Credit Card customer care.

    The basic eligibility criteria to apply for any SBIO credit card including BPCL SBI credit card are: 

    1. The minimum and maximum age limit to apply for this credit card is 21 years and 70 years, respectively. 
    1. The applicant should be either salaried, or a self-employed. 
    1. Must have regular source of income, good credit score, etc. 

    To check online follow the steps mentioned below

    1. Visit official credit card page.
    2. Click on ‘Apply’.
    3. Under ‘BPCL SBI Card’, click on ‘Apply Now’.
    4. On the next page, click on ‘Start apply journey’.
    5. Enter personal details such as your name and mobile number. Agree to the terms and conditions and click on ‘Continue’.
    6. Next, professional details must be entered.
    7. Next, KYC details must be provided.

    If you are eligible for the card, your credit limit will be displayed online, which means your application has been approved online.

    The bank executives will approach you in the next two working days and will inform you about the required documents and set an appointment to collect the same from you. Once the documents are submitted, the bank will take up to 21 days to process the application.

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    Fees and Charges for BPCL SBI Credit Card

    The fees and charges applicable for the co-branded fuel credit card are listed below

    Type of Fee

    Amount

    Annual Fee

    Rs.499

    Renewal Fee

    Rs.499

    Add-On card fee

    Nil

    Cash advance fee

    2.5% of the amount withdrawn or Rs.500 (Domestic or international ATMs)

    Finance Charges

    3.70% per month or 45% per annum

    Payment dishonor fee

    2% of the payment amount; minimum of Rs.500

    Statement request

    Rs.100 per statement (more than 2 months old)

    Cash payment fee

    Rs.250 plus applicable taxes

    Late payment

    1. From Rs.0 to Rs.500 - Nil
    2. More than Rs.500 up to Rs.1,000 - Rs.400
    3. More than Rs.1,000 up to Rs.10,000 - Rs.750
    4. More than Rs.10,000 up to Rs.25,000 - Rs.950
    5. More than Rs.25,000 up to Rs.50,000 - Rs.1,100
    6. More than Rs.50,000 - Rs.1,300.

    Cheque payment fee

    Rs.100

    Over limit fee

    2.5% of the over limit amount; minimum of Rs.600

    Rewards redemption fee

    Rs.99

    Foreign currency transaction

    3.50%*

    FAQs on BPCL SBI Credit Card

    • What is BPCL SBI Credit Card?

      A co-branded fuel credit card known as BPCL SBI Card was introduced by SBI Card and Bharat Petroleum Corporation Ltd. (BPCL) which offers benefits and rewards on fuel purchases as well as dining, groceries, and entertainment.

    • Where can I apply for the BPCL SBI Credit Card?

      You can apply for the BPCL SBI Credit Card either from the official website of the State Bank of India or from BankBazaar.

    • What is the annual fee for the BPCL SBI Credit Card?

      The BPCL SBI Credit Card comes with a one-time annual fee of Rs.499.

    • What fuel benefits do I receive with the BPCL SBI Credit Card?

      You receive fuel surcharge waiver of up to Rs.100 per month. You can get accelerated reward points of 13x at BPCL petrol pumps along with a fuel surcharge waiver per month. The card also offers 2000 activation bonus reward points worth Rs.500 on making payment of joining fee.

    • What is the interest fee period for BPCL SBI Credit Card?

      The interest fee period for BPCL SBI Credit Card is 20-50 days.

    • Does the BPCL SBI Credit Card have any add-on facility for family members?

      Yes, you can increase the purchasing power of your family members such as parents, spouse, and kids (above 18 years) by opting for the BPCL SBI Credit Card's add-on facility.

    • What is the over limit fee for BPCL SBI Credit Card?

      The over limit fee for BPCL SBI Credit Card is 2.5%.

    • Is there a minimum threshold of Reward Points for redemption when you use a BPCL SBI Credit Card?

      No, there is no minimum threshold of Reward Points for redemption on the BPCL SBI Credit Card.

    • What are the documents needed for applying for a BPCL SBI Credit Card?

      You will need proof of Identity, PAN card, salary slip, address proof and a recent passport-size photograph.

    • How long does the bank take to process the application for the BPCL SBI Credit Card?

      If all the documents submitted are in order the bank will take 3 weeks (21 days) to process your application for the BPCL SBI Credit Card.

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