Bank of Baroda Varunah Credit Card

The Varunah Plus credit card comes with the following features and benefits:

1. Welcome Benefits: Get a complimentary Amazon Prime Membership for one year. Cardholders can enjoy 1,000 reward points on activating their card within 30 days. Enjoy a 3-month FITPASS Pro Membership.
2. Lounge Access: Get free access to domestic airport lounges thrice every calendar quarter.
3. Reward Points: Get 10 reward points on every Rs.100 you spend on online purchases, travel, dining, and international transactions. Every Rs.100 spent across other categories will earn you 2 reward points.
4. Annual Fee Waiver: Your annual fee will be waived on spending Rs.15,000 within the first 180 days and Rs.1.5 lakh in a year.
5. Low Forex Mark-up Fee: Avail a nominal fee of 2.5% on your international transactions.
6. Fuel Surcharge Waiver: Avail a fuel surcharge waiver of 1.00% on all fuel transactions ranging from Rs.400 to Rs.5,000. A maximum waiver of Rs.250 per statement cycle will be offered.
7. Interest-Free Credit Facility: Get an interest-free period of up to 50 days from the purchase date.
8. Add-on Cards: With the free add-on card option, you can extend the benefits of your credit card to your parents, spouse, siblings, or children (over the age of 18 years). The total number of add-on cards is limited to three.
9. Free Accidental Death Coverage: To ensure your financial security for your family, complimentary accidental death cover (non-air: Rs.10 lakh and air: Rs.50 lakh) will be offered.
10. Smart EMI: Pay your purchases of Rs.2,500 and above conveniently by converting them into smart EMIs of 6 months to 36 months.

Features and Benefits of Varunah Premium Credit Card

The features and benefits offered by the Varunah Premium credit card are as follows:

1. Welcome Benefits: Get a complimentary Amazon Prime Membership for one year. You can enjoy 2,000 reward points on activating your card within 30 days. Enjoy a 6-month FITPASS Pro Membership.
2. Lounge Access: Get unlimited access to domestic airport lounges for free.
3. Reward Points: Get 15 reward points on every Rs.100 you spend on online purchases, travel, dining, and international transactions. Every Rs.100 spent across other categories will earn you 3 reward points.
4. Annual Fee Waiver: Your annual fee will be waived on spending Rs.25,000 within the first 180 days and Rs.1.5 lakh in a year.
5. Low Forex Mark-up Fee: Avail a nominal fee of 2% on your international transactions.
6. Fuel Surcharge Waiver: Avail a fuel surcharge waiver of 1.00% on all fuel transactions ranging from Rs.400 to Rs.5,000. The maximum waiver per statement cycle is capped at Rs.250.
7. Interest-Free Credit Facility: Get an interest-free period of up to 50 days from the purchase date.
8. Add-on Cards: With the free add-on card option, you can extend the benefits of your credit card to your parents, spouse, siblings, or children (over the age of 18 years). The total number of add-on cards is limited to three.
9. Free Accidental Death Coverage: To ensure your financial security for your family, the card offers a complimentary accidental death cover (non-air: Rs.10 lakh and air: Rs.1 crore).
10. Smart EMI: Pay your purchases of Rs.2,500 and above conveniently by converting them into smart EMIs of 6 months to 36 months.

BoB Varunah Credit Card Fees and Charges

The fees and charges associated with the Varunah credit card are listed in the table below:

How to Apply for Bank of Baroda Varunah Credit Card

The process to apply for the Varunah credit card is mentioned below:

Step 1: Visit the website

Step 2: Click on the 'Choose Card' option.

Step 3: Navigate to 'Varuna Credit Card' and choose a variant.

Step 4: Click the 'Apply Now' button.

Step 5: An application form will appear where you need to enter all the requested information.

Step 6: Complete all of the required formalities.

You can also visit your nearest Bank of Baroda branch and submit an application. Ensure that you provide all the essential documents and thoroughly fill out the physical application form.

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